SYG Consult
ActiveSYG Consult has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €8k. Equity is shrinking by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+83
Solvency42▲+16
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.64 in 2024; short-term debt: 53.5% and cash: 32.3% of total assets), and 83.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
156 d early
2024
55 d early
2023
13 d early
2022
31 d early
2021
27 d early
2020
32 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 1,210%
2024 · €683
2019: €11k
2020: €20k
2021: €23k
2022: €16k
2023: €10k
2024: €683
2019 → 2025
Total assets
€53k▼ 22.1%
2024 · €69k
2019: €39k
2020: €59k
2021: €52k
2022: €44k
2023: €47k
2024: €69k
2019 → 2025
Net result
€8k
2024 · €-9k
2019: €7k
2020: €8k
2021: €4k
2022: €3k
2023: €9k
2024: €-9k
2019 → 2025
Working capital
€-6k▲ 62.3%
2024 · €-16k
2019: €3k
2020: €14k
2021: €15k
2022: €18k
2023: €9k
2024: €-16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€16k▼ 31.1%€10k▼ 37.1%€683▼ 93.2%€9k▲ 1,210%
Operating result€7k-€7k▲ 0.7%€16k▲ 132%€-4k€19k
Net result€4k-€3k▼ 22.2%€9k▲ 227%€-9k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€31k▼ 21.9%
Current assets
€23k▼ 22.3%
Equity and liabilities €53k
Equity
€9k▲ 1,210%
Debt
€45k▼ 34.4%
The debt ratio falls from 99.0% to 83.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €1k
Cash flow
€17k▲
2024 · €-4k
Solvency
16.7%▲
2024 · 1.0%
Current ratio
0.79▲
2024 · 0.64
Quick ratio
0.79▲
2024 · 0.64
Debt / equity
4.98
ROE
92.4%
ROA
15.4%▲
2024 · -13.7%
Interest coverage
7.31▲
2024 · 0.47
Debt
€45k▼
2024 · €68k
Debt ≤ 1 year
€29k▼
2024 · €45k
Debt > 1 year
€16k▼
2024 · €23k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€53k▼
Fixed assets21/28€40k€31k▼
Tangible fixed assets22/27€39k€30k▼
Plant, machinery and equipment23€943€581▼
Furniture and vehicles24€32k€24k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€783€783=
Current assets29/58€29k€23k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€2k€0▼
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€21k€17k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€69k€53k▼
Equity10/15€683€9k▲
Contributions10/11€4k€4k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14€-9k€-1k▲
Amounts payable17/49€68k€45k▼
Amounts payable after more than one year17€23k€16k▼
Financial debts170/4€23k€16k▼
Amounts payable within one year42/48€45k€29k▼
Current portion of amounts payable after more than one year42€7k€11k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€11k€8k▼
Other amounts payable47/48€23k€6k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€1k€714▼
Gross operating margin9900€3k€29k▲
Operating profit (loss)9901€-4k€19k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-7k€15k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€-9k€8k▲
Profit (loss) for the period to be appropriated9905€-9k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-1k▲
Profit (loss) brought forward from the previous period14P-€-9k
Transfer from equity791/2€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼204%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €9k ▲227%
Net result €9k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 35A3071 KortenbergGround area
646 m²
Building footprint
80 m²
Volume, LiDAR
617 m³
Parcel 24025A0326/00A002, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Nieuwstraat 35A, 3071 Kortenberg
since 20192.288.949.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24025A0326/00A002 | Flanders | 646 m² | 1 · 80 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845001D5693T9D82B74
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 21,694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.