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SYBOL

Active
Private limited companyfounded 20197 yrs activeBlankaart 80, 3061 Bertem, BelgiumKBO/BCE: BE 0726.706.479

SYBOL has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €15k. Equity is shrinking by ~42.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 8% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
68 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+31
Solvency29▲+20
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12642 sector peers (2025).
NBB · sector comparison
Position among 12642 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
65 d early
2024
65 d early
2023
26 d late
2022
30 d late
2021
19 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€4k
2024 · €-11k
2019: €22k 2020: €13k 2021: €14k 2022: €9k 2023: €-5k 2024: €-11k
2019 → 2025
Total assets
€93k▲ 31.3%
2024 · €71k
2019: €155k 2020: €126k 2021: €123k 2022: €119k 2023: €84k 2024: €71k
2019 → 2025
Net result
€15k
2024 · €-6k
2019: €9k 2020: €-8k 2021: €928 2022: €-5k 2023: €-14k 2024: €-6k
2019 → 2025
Working capital
€2k
2024 · €-12k
2019: €-16k 2020: €-19k 2021: €-12k 2022: €-11k 2023: €-12k 2024: €-12k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€14k-€9k▼ 33.2%€-5k€-11k▼ 136%€4k
Operating result€2k-€-4k€-14k▼ 215%€-6k▲ 55.5%€15k
Net result€928-€-5k€-14k▼ 200%€-6k▲ 55.1%€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2021: €2k€2kNet result 2021: €928€928Operating result 2022: €-4k€-4kNet result 2022: €-5k€-5kOperating result 2023: €-14k€-14kNet result 2023: €-14k€-14kOperating result 2024: €-6k€-6kNet result 2024: €-6k€-6kOperating result 2025: €15k€15kNet result 2025: €15k€15k20212022202320242025
The operating result returns to profit in 2025: €15k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets €2k▲ 161%
Current assets €91k▲ 29.7%
Equity and liabilities €93k
Equity €4k
Debt €90k
Debt finances 95.9% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16k
2024 · €2k
Cash flow
€16k
2024 · €1k
Solvency
4.1%
2024 · -15.5%
Current ratio
1.02
2024 · 0.85
Quick ratio
1.02
2024 · 0.85
Debt / equity
23.41
2024 · -7.44
ROE
388.6%
ROA
15.9%
2024 · -8.9%
Interest coverage
79.04
2024 · 8.88
Debt
€90k
2024 · €82k
Debt ≤ 1 year
€90k
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€71k€93k
Fixed assets21/28€886€2k
Tangible fixed assets22/27€886€2k
Furniture and vehicles24€886€2k
Current assets29/58€70k€91k
Amounts receivable within one year40/41€34k€38k
Trade receivables40€22k€26k
Other amounts receivable41€12k€12k=
Cash at bank and in hand54/58€35k€52k
Deferred charges and accrued income490/1€801€875
Equity and liabilities
Total equity and liabilities10/49€71k€93k
Equity10/15€-11k€4k
Contributions10/11€12k€12k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-33k€-18k
Amounts payable17/49€82k€90k
Amounts payable within one year42/48€82k€90k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€7k€7k
Taxes450/3€7k€7k
Other amounts payable47/48€73k€80k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€898
Other operating charges640/8€1k€646
Gross operating margin9900€3k€17k
Operating profit (loss)9901€-6k€15k
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€183€202
Recurring financial charges65€183€202
Profit (loss) for the period before taxes9903€-6k€15k
Profit (loss) for the period9904€-6k€15k
Profit (loss) for the period to be appropriated9905€-6k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-18k
Profit (loss) brought forward from the previous period14P€-26k€-33k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €15k
Net result €15k after 3 loss-making years.
27-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial Back to profitnet €928
Net result €928 after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Blankaart 803061 Bertem
Ground area
968 m²
Building footprint
166 m²
Volume, LiDAR
882 m³
Parcel 24061B0204/00Z000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SYBOL
Blankaart 80, 3061 BertemActivities of bailiffs
since 20192.291.722.592
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24061B0204/00Z000 Flanders 968 m² 1 · 166 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,020 companies in sector 69103 we hold annual accounts for 611. 123 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-05-2019
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.