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SY Consultancy

Active
Private limited company·Overige zakelijke dienstverlening, neg· 3 yrs active
Louis Sauvestrelaan 6 ·3581 Beringen, Belgium
KBO/BCE: BE 0798.523.301
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Age3 yrs
Real estate1 parcel · 466 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SY Consultancy is 3.7% (moderate). The 2024 annual accounts show negative equity (€-937) and a net result of €308. Its solvency ranks better than 5% of 360 sector peers (fiscal year 2023). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2026, 344 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 10-07-2026 344 d late 2026-00282559
31-12-2023 31-07-2024 01-08-2024 1 d late 2024-00318801

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€19k
EBIT margin2.6%
Net result€308
Working capital€-937+24.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-07-2026 with the NBB · fiscal year 2024 · verkort
€-10k€0€10k€20kOperating result 2023: €-3k€-3kNet result 2023: €-3k€-3kRevenue 2024: €19k€19kOperating result 2024: €496€496Net result 2024: €308€30820232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2023 · NACE 82 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -409.3% 28.5%
better than 5% of 360 sector peers
Net result €-3k €24k
better than 24% of 360 sector peers
Equity €-1k €77k
better than 15% of 360 sector peers
Gross operating margin €-2k €58k
better than 16% of 355 sector peers
Total assets €304 €587k
better than 5% of 360 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€19k
- 23-24
Net profit
€308
- 23-24
Total assets
€2k
+609.8% 23-24
Equity
€-937
+24.7% 23-24
Working capital
€-937
+24.7% 23-24
Employees (FTE)
0
- 23-24
Debt
€3k
+99.9% 23-24
Debt ≤ 1y
€3k
+99.9% 23-24
Current ratio
0.70
+255.1% 23-24
Quick ratio
0.70
+255.1% 23-24
Solvency
-43.4%
+89.4% 23-24
Debt / equity
-3.30
-165.5% 23-24
ROE
-32.8%
- 23-24
ROA
14.2%
- 23-24
Net margin
1.6%
- 23-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue€19k
EBITDA-
Net profit€308
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€2k
Equity€-937
Debt€3k
of which ≤ 1y€3k
of which > 1y-
Working capital€-937
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.70
Quick ratio0.70
Working capital ratio-43.4%
Solvency-43.4%
Debt / equity-3.30
Long-term debt ratio-
Interest coverage-
Gross margin12.5%
Net margin1.6%
ROA14.2%
ROE-32.8%
EBITDA margin-
Days sales outstanding40d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2k
Current assets 29/58€2k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€50
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2k
Equity 10/15€-937
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-2k
Amounts payable 17/49€3k
Amounts payable within one year 42/48€3k
Income statement
Turnover 70€19k
Gross operating margin 9900€2k
Operating result 9901€496
Financial charges 65€188
Result before taxes 9903€308
Net result for the period 9904€308
Result to be appropriated 9905€308
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
13 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Louis Sauvestrelaan 63581 Beringen

Establishment units

1 location
SY Consultancy
Louis Sauvestrelaan 6, 3581 BeringenOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20232.345.459.604
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area466 m²
Buildings1
Building footprint136 m²
Volume (LiDAR)684 m³
Tallest building10.9 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71005C1331/00M010 Flanders 466 m² 1 · 135 m² 10.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health13Profitability16Solvency38Growth78Stability94
48 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 13
Profitability 16
Solvency 38
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,967 of the 24,478 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren82190
Primary activity highlighted.
Names & trade names
Legal nameNL SY Consultancy
Registered office
Louis Sauvestrelaan 6 bus 1
3581 Beringen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.