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SWW BeNeLux

Active
Private limited companyfounded 2025active for 1 yearRue d'Abeiche 11D, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 1022.686.836
Summary

The computed 12-month bankruptcy probability of SWW BeNeLux is 2.7% (moderate). The 2025 annual accounts show negative equity (-€8,439) and a net result of -€9,439. Its solvency ranks better than 13% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-04-2025 Normal situation
Activity
Retail sale of watches and jewellery NACE 47770
Establishment unit
2.374.675.113 1420 Braine-l'Alleud, since 24-04-2025
Financial year end
31 December
Peppol
Reachable since 16-05-2025

Board and ownership

Board

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
-€9,040
Loss
€9,439
Equity
-€8,439
Total assets
€19,744
  • Negative equity on 31-12-2025
  • 2025 accounts filed 26 days after the deadline
Turnover not published (micro format)
Filed on 26-08-2026
Score breakdownraises riskFounded in 2025Negative equity -€8,439Sector: Retail trade (NACE 47)lowers riskSize: total assets €19,744Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of micro companies in retail trade (NACE 47)
Financial strength
Weak
Solvency 0
equity -42.7% of total assets
Liquidity 6
short-term debt 142.7% · cash 4.8%
Profitability 0
return on assets -47.8%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 05-2026: 1.8%lowest value 06-2026: 1.8%● unchanged vs 05-2026lowest value 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.3 percentage points vs 07-2026 09-2026: 2.6%▲ +0.4 percentage points vs 08-2026 10-2026: 2.7%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 2.7%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.7, below 1. Short-term debt is 142.7% and cash 4.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 8% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €19,744
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€8,439
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
26 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€8,439 View
  • Caution: Lower solvency than 86% of companies in retail tradesector median 33.2% · 22,726 companies -42.7% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €1,000 · Appointment: SCUDIERI Giacomo (director)
All 2 events

Comparable companies

These companies have the same main activity as SWW BeNeLux: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €12,400 and €33,700, founded between 2024 and 2025.

CompanyTotal assetsGross margin
SWW BeNeLux Braine-l'Alleud€19,744-€9,040
Clostan Mortsel€19,409-€3,660
SO ME Luxury & Jewellery Elsene€16,264-€6,217
AMANILAB Antwerpen€15,801-€2,645
Brillances.com Sint-Lambrechts-Woluwe€12,388-€3,635
MAISON MAMZELLE Oostkamp€30,646-€5,342
WithMe Sint-Truiden€33,666-€5,751
Full comparison

Key facts about SWW BeNeLux

What is the company number of SWW BeNeLux?
The company number of SWW BeNeLux is 1022.686.836. The VAT number is the same number with BE in front: BE 1022.686.836.
Where is SWW BeNeLux based?
The registered office is at Rue d'Abeiche 11D, 1420 Braine-l'Alleud.Company details
What does SWW BeNeLux do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of SWW BeNeLux?
The legal form of SWW BeNeLux is Private limited company (BV).
When was SWW BeNeLux founded?
SWW BeNeLux was founded on 24-04-2025.
Is SWW BeNeLux still active?
Yes, SWW BeNeLux is an active enterprise in the KBO register.
What is the turnover of SWW BeNeLux?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is SWW BeNeLux profitable?
In financial year 2025, SWW BeNeLux made a loss of €9,439.
Where can I find the annual accounts of SWW BeNeLux?
SWW BeNeLux filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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