Financials
- Fiscal year
- 2025
- Total assets
- €584,533
- Loss
- -€48,893
- Solvency
- -7.9%
SWT INVEST
ActiveSummary
SWT INVEST has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€45,893) and a net result of -€48,893. The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Activity not known1 site
Size
€584,533total assets 2025
- Equity
- -€45,893
- Loss
- -€48,893
Turnover not published (abridged schema)
Structure
Accounts filed 31 days late0 of 1 deed read
Why 53Capped at 59: negative equity- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 0.01, cash €2,233+ Size: total assets €584,533+ No main activity registeredShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
17
equity -7.9% of total assets
Liquidity
27
short-term debt 47.5% · cash 0.4%
Profitability
8
return on assets -8.4%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 2.5%
11-2025: 2.6%▲ +0.1 percentage points vs 10-2025
12-2025: 2.6%● unchanged vs 11-2025
01-2026: 3.2%▲ +0.6 percentage points vs 12-2025
02-2026: 3.5%▲ +0.3 percentage points vs 01-2026
03-2026: 3.5%● unchanged vs 02-2026
04-2026: 3.7%▲ +0.2 percentage points vs 03-2026
05-2026: 3.7%● unchanged vs 04-2026
06-2026: 3.6%▼ -0.1 percentage points vs 05-2026
07-2026: 3.6%● unchanged vs 06-2026
08-2026: 4.0%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.9%▼ -3.1 percentage points vs 08-2026lowest value
10-2026: 1.0%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity short (current ratio 0.01; short-term debt: 47.5% and cash: 0.4% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 13% on solvency, 15% on liquidity and 11% on profitability.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 05-09-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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