SWMS
ActiveSummary
The computed 12-month bankruptcy probability of SWMS is 1.8% (moderate). The 2025 annual accounts show equity of €56,112 and a net result of €54,112. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency92
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.16; short-term debt: 29.3% and cash: 92.5% of total assets), and 32.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
64.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€56,112
Total assets
€83,572
Net result
€54,112
Working capital
€52,845
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €83,572
Fixed assets
€6,241
Current assets
€77,331
Equity and liabilities €83,572
Equity
€56,112
Debt
€27,460
Debt finances 32.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€71,852
Cash flow
€56,577
Current ratio
3.16
Debt to equity
0.49
ROE
96.4%
ROA
64.7%
Interest coverage
807.33
Debt ≤ 1 year
€24,486
Income taxes
€15,186
Annual accounts
| Line | 2025 |
|---|---|
| Goods, raw materials, services and sundry goods60/61 | €94,424 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,465 |
| Gross operating margin9900 | €71,852 |
| Operating profit (loss)9901 | €69,387 |
| Financial charges65/66B | €89 |
| Recurring financial charges65 | €89 |
| Profit (loss) for the period before taxes9903 | €69,298 |
| Income taxes67/77 | €15,186 |
| Profit (loss) for the period9904 | €54,112 |
| Profit (loss) for the period to be appropriated9905 | €54,112 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €83,572 | |
| Fixed assets21/28 | €6,241 | |
| Tangible fixed assets22/27 | €6,241 | |
| Furniture and vehicles24 | €6,241 | |
| Current assets29/58 | €77,331 | |
| Cash at bank and in hand54/58 | €77,331 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €83,572 | |
| Equity10/15 | €56,112 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | €54,112 | |
| Amounts payable17/49 | €27,460 | |
| Amounts payable within one year42/48 | €24,486 | |
| Trade debts44 | €5,400 | |
| Suppliers440/4 | €5,400 | |
| Taxes, remuneration and social security45 | €19,086 | |
| Taxes450/3 | €19,086 | |
| Accrued charges and deferred income492/3 | €2,974 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €54,112 |
| + Depreciation and write-downs630 | €2,465 |
| Operating cash flow (approximation) | €56,577 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Ground area
364 m²
Building footprint
59 m²
Volume, LiDAR
89 m³
2 parcels, Wallonia · tallest building 6.7 m. Linked by address, not a title deed.
1 establishment unit
SWMS
since 20252.379.813.638
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62047C0876/00D002 | Wallonia | 234 m² | 1 · 59 m² | 6.7 m |
| 62023A0761/00P000 | Wallonia | 130 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.