SWMC

Active

Private limited companyfounded 2023active for 3 yearsAllée Verte(GER) 7, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0797.737.106

Summary

SWMC has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,139 and a net result of €82,092. Equity is shrinking by about 22% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 18% of 2,316 sector peers (NACE 25, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

SWMCActiveChecked score 80/100

Risk analysis Report Compare

Activity

Machining of metals

NACE 25530

1 site

Size

€184,229total assets 2025

Equity: €24,139
Profit: €82,092

Turnover not published (micro format)

Financial health

80 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

2025 accounts 37 days early1 deed in the Belgian Official Gazette

Why 80raises riskEquity €24,139 (13.1% of total assets)Founded in 2023lowers riskLiquidity: current ratio 0.96, cash €107,990Size: total assets €184,229Show the evidence

Checked score

Score 2025

80 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 41% of its sector peers (NACE 25, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 38-43

equity 13.1% of total assets

Liquidity 52-21

short-term debt 86.9% · cash 58.6%

Profitability 100+9

return on assets 44.6%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,701 companies, NACE 25, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -0.4 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.5%▼ -0.1 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.6%▼ -0.1 percentage points vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.96, compared with 1.65 in 2024, below 1; short-term debt: 86.9% and cash: 58.6% of total assets), and 86.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro): better than 16% on solvency, 48% on liquidity, 94% on profitability and 6% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.96, cash €107,990

NBB · annual accounts

Equity €24,139 (13.1% of total assets)

NBB · annual accounts

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €184,229

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2316 sector peers (2025).

NBB · sector comparison

Position among 2316 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

37 days early

2024

16 days early

2023

7 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 20 days before the deadline; the sector median (NACE 25) for financial year 2024 is 8 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

24-06-2026 Annual accounts filedfinancial year 2025 · micro…
08-04-2026 Director in office · Other provisionCapital contribution · Bank account
31-12-2025 Highest result from 2023 to 2025net €82,092 ▲317%

Key points

Positive: Result rose in 2025from €19,674 to €82,092 ▲ 317% View
Positive: Among the best 10% on net resultsector median €12,148 · 2,316 companies €82,092 View
Total assets 20253 financial years filed €184,229 View

By topic

Financials

Financial year: 2025
Total assets: €184,229
Profit: €82,092
Solvency: 13.1%

Total assets▲ 66.9%

Net result

20232025

Go to Financials

Timeline

Events: 6
Since: 2024
Next accounts: by 31-07-2027

15-07-2025Annual accounts filed
31-12-2024Weakest financial year
24-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Machining of metalsNACE 25530
Founded: 27-01-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SWMC

What is the company number of SWMC?: 0797.737.106. In Belgium the VAT number is the company number with BE in front: BE 0797.737.106.
Where is SWMC based?: The registered office is at Allée Verte(GER) 7, 6280 Gerpinnes.Company details
What does SWMC do?: According to the KBO register, the main activity is machining of metals (NACE 25530).
What is the legal form of SWMC?: Private limited company (BV).
When was SWMC founded?: On 27-01-2023.
Is SWMC still active?: Yes, SWMC is an active enterprise in the KBO register.
What is the turnover of SWMC?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SWMC profitable?: In financial year 2025, SWMC made a profit of €82,092.
Where can I find the annual accounts of SWMC?: SWMC filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SWMC due?: By 31-07-2027, for financial year 2026.Timeline