Swizzit
ActiveSummary
Swizzit has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147,967 and a net result of €63,946. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 50% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency81▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 2.03 against 3.39 in 2024; short-term debt: 43.1% and cash: 77.1% of total assets), and 44% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
24.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
55 d early
2023
114 d early
2022
66 d late
2021
431 d late
2020
796 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 161 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (4 of the last 5 filed years within 91 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€147,967▼ 6.0%
2024 · €157,450
Total assets
€264,312▲ 26.5%
2024 · €208,921
Net result
€63,946▼ 2.3%
2024 · €65,421
Working capital
€116,795▲ 0.9%
2024 · €115,736
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,913▲ 1.7%-€1,444▲ 24.5%-€6,374▼ 342%€75,108€94,578▲ 25.9%
Net result€841below the sector's middle half▼ 43.0%€1,603below the sector's middle half▲ 90.6%-€5,646below the sector's middle half€65,421above the sector's middle half€63,946within the sector's middle half▼ 2.3%
Equity€132,344within the sector's middle half▲ 0.6%€133,947within the sector's middle half▲ 1.2%€92,029within the sector's middle half▼ 31.3%€157,450within the sector's middle half▲ 71.1%€147,967within the sector's middle half▼ 6.0%
Total assets€135,961within the sector's middle half▲ 2.1%€139,008within the sector's middle half▲ 2.2%€102,633within the sector's middle half▼ 26.2%€208,921within the sector's middle half▲ 104%€264,312within the sector's middle half▲ 26.5%
Debt€3,617▲ 112%€5,061▲ 39.9%€10,604▲ 110%€51,471▲ 385%€116,345▲ 126%
Working capital€134,884within the sector's middle half▲ 1.6%€137,931above the sector's middle half▲ 2.3%€95,099within the sector's middle half▼ 31.1%€115,736within the sector's middle half▲ 21.7%€116,795within the sector's middle half▲ 0.9%
Solvency97.3%above the sector's middle half▼ 1.4pp96.4%above the sector's middle half▼ 1.0pp89.7%above the sector's middle half▼ 6.7pp75.4%within the sector's middle half▼ 14.3pp56.0%within the sector's middle half▼ 19.4pp
Current ratio13.62above the sector's middle half3.39within the sector's middle half▼ 10.242.03within the sector's middle half▼ 1.36
Return on assets (ROA)0.6%below the sector's middle half▼ 0.5pp1.2%below the sector's middle half▲ 0.5pp-5.5%below the sector's middle half▼ 6.7pp31.3%within the sector's middle half▲ 36.8pp24.2%within the sector's middle half▼ 7.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264,312
Fixed assets
€33,672 ▼ 24.7%
Current assets
€230,640 ▲ 40.4%
Equity and liabilities €264,312
Equity
€147,967 ▼ 6.0%
Debt
€116,345 ▲ 126%
Debt's share of the balance-sheet total rises from 24.6% to 44.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€105,599▲
2024 · €84,118
Cash flow
€74,967▲
2024 · €74,432
Debt to equity
0.79▲
2024 · 0.33
ROE
43.2%▲
2024 · 41.6%
Interest coverage
18.16▼
2024 · 46.06
Debt ≤ 1 year
€113,845▲
2024 · €48,491
Income taxes
€25,416▲
2024 · €12,496
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €9,010 | €11,022 | ▲ 22.3% |
| Other operating charges640/8 | €558 | €244 | €918 | €1,021 | €921 | ▼ 9.9% |
| Gross operating margin9900 | -€1,355 | -€1,200 | -€5,456 | €85,139 | €106,520 | ▲ 25.1% |
| Operating profit (loss)9901 | -€1,913 | -€1,444 | -€6,374 | €75,108 | €94,578 | ▲ 25.9% |
| Financial income75/76B | €2,784 | €3,077 | €1,032 | €4,636 | €600 | ▼ 87.1% |
| Recurring financial income75 | €2,784 | €3,077 | €1,032 | €4,636 | €600 | ▼ 87.1% |
| Financial charges65/66B | €30 | €30 | €136 | €1,826 | €5,816 | ▲ 218% |
| Recurring financial charges65 | €30 | €30 | €136 | €1,826 | €5,816 | ▲ 218% |
| Profit (loss) for the period before taxes9903 | €841 | €1,603 | -€5,478 | €77,917 | €89,362 | ▲ 14.7% |
| Income taxes67/77 | - | - | €168 | €12,496 | €25,416 | ▲ 103% |
| Profit (loss) for the period9904 | €841 | €1,603 | -€5,646 | €65,421 | €63,946 | ▼ 2.3% |
| Profit (loss) for the period to be appropriated9905 | €841 | €1,603 | -€5,646 | €65,421 | €63,946 | ▼ 2.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €135,961 | €139,008 | €102,633 | €208,921 | €264,312 | ▲ 26.5% |
| Fixed assets21/28 | - | - | - | €44,694 | €33,672 | ▼ 24.7% |
| Tangible fixed assets22/27 | - | - | - | €44,694 | €33,672 | ▼ 24.7% |
| Furniture and vehicles24 | - | - | - | €44,694 | €33,672 | ▼ 24.7% |
| Current assets29/58 | €135,961 | €139,008 | €102,633 | €164,227 | €230,640 | ▲ 40.4% |
| Amounts receivable after more than one year29 | €40,000 | €40,000 | €20,000 | €10,000 | €0 | ▼ 100% |
| Other amounts receivable291 | €40,000 | €40,000 | €20,000 | €10,000 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €25,500 | €27,080 | €10,000 | €24,631 | €26,335 | ▲ 6.9% |
| Trade receivables40 | - | - | - | €14,520 | €16,335 | ▲ 12.5% |
| Other amounts receivable41 | €25,500 | €27,080 | €10,000 | €10,111 | €10,000 | ▼ 1.1% |
| Cash at bank and in hand54/58 | €66,477 | €66,447 | €72,633 | €129,210 | €203,904 | ▲ 57.8% |
| Deferred charges and accrued income490/1 | €3,984 | €5,480 | €0 | €387 | €400 | ▲ 3.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €135,961 | €139,008 | €102,633 | €208,921 | €264,312 | ▲ 26.5% |
| Equity10/15 | €132,344 | €133,947 | €92,029 | €157,450 | €147,967 | ▼ 6.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €169,879 | €115,347 | €73,429 | €138,850 | €129,367 | ▼ 6.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €168,019 | €113,487 | €71,569 | €138,850 | €129,367 | ▼ 6.8% |
| Profit (loss) carried forward14 | -€56,135 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €3,617 | €5,061 | €10,604 | €51,471 | €116,345 | ▲ 126% |
| Amounts payable within one year42/48 | €1,077 | €1,077 | €7,533 | €48,491 | €113,845 | ▲ 135% |
| Trade debts44 | €1,077 | €1,077 | €0 | €1,013 | €4,139 | ▲ 308% |
| Suppliers440/4 | €1,077 | €1,077 | €0 | €1,013 | €4,139 | ▲ 308% |
| Taxes, remuneration and social security45 | - | - | €1,982 | €13,912 | €36,797 | ▲ 164% |
| Taxes450/3 | - | - | €1,982 | €13,912 | €36,797 | ▲ 164% |
| Other amounts payable47/48 | - | - | €5,552 | €33,566 | €72,909 | ▲ 117% |
| Accrued charges and deferred income492/3 | €2,540 | €3,984 | €3,070 | €2,980 | €2,500 | ▼ 16.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €841 | €1,603 | -€5,646 | €65,421 | €63,946 | ▼ 2.3% |
| + Depreciation and write-downs630 | - | - | - | €9,010 | €11,022 | ▲ 22.3% |
| Operating cash flow (approximation) | €841 | €1,603 | -€5,646 | €74,432 | €74,967 | ▲ 0.7% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | -€30 | €6,185 | €56,577 | €74,695 | ▲ 32.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €65,421
Net result €65,421 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €157,450 ▲71.1%
Equity rises from €92,029 to €157,450.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€5,646
Net result drops to -€5,646, the lowest in the series; recovery starts the following year.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 431 days late
05-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 796 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
22-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 175 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2010
Ground area
483 m²
Building footprint
112 m²
Volume, LiDAR
812 m³
Parcel 71323C0046/00K000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Swizzit
since 20102.191.419.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71323C0046/00K000 | Flanders | 483 m² | 1 · 112 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,863 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-08-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
64999Other financial services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0828731277
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.