Financials
- Fiscal year
- 2024
- Turnover
- €81,700
- Profit
- €690
- Solvency
- 5.4%
Turnover▲ 1,983%
Net result
20192024
SWISH STORE
ActiveSummary
The computed 12-month bankruptcy probability of SWISH STORE is 6.8% (elevated). The 2024 annual accounts show equity of €924 and a net result of €690. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 26069 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€81,700turnover 2024
- Equity
- €924
- Profit
- €690
Structure
Accounts 66 d overdue0 of 4 deeds read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 321 days late; 3 of the last 3 late- Figures for FY 2024 (filed 17-06-2026)- Founded in 2019+ Size: turnover €81,700, total assets €17,164Show the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 41% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
30-6
equity 5.4% of total assets
Liquidity
8+7
short-term debt 94.6% · cash 6.1%
Profitability
48+48
return on assets 4.0%
Bankruptcy probability, 12 months
6.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.0%
12-2024: 5.0%● 0.0% vs 11-2024
01-2025: 5.0%● 0.0% vs 12-2024
02-2025: 5.0%● 0.0% vs 01-2025
03-2025: 5.0%▲ +0.1% vs 02-2025
04-2025: 5.1%▲ +1.9% vs 03-2025
05-2025: 5.0%▼ -1.7% vs 04-2025
06-2025: 4.9%▼ -2.3% vs 05-2025
07-2025: 4.3%▼ -11.2% vs 06-2025lowest value
08-2025: 5.0%▲ +14.8% vs 07-2025
09-2025: 5.1%▲ +3.0% vs 08-2025
10-2025: 6.9%▲ +35.5% vs 09-2025
11-2025: 7.0%▲ +1.6% vs 10-2025
12-2025: 8.3%▲ +18.0% vs 11-2025
01-2026: 10.7%▲ +28.7% vs 12-2025
02-2026: 10.7%● 0.0% vs 01-2026
03-2026: 11.0%▲ +3.2% vs 02-2026highest value
04-2026: 10.4%▼ -5.9% vs 03-2026
05-2026: 10.4%● 0.0% vs 04-2026
06-2026: 10.2%▼ -1.5% vs 05-2026
07-2026: 4.5%▼ -55.7% vs 06-2026
08-2026: 4.8%▲ +5.4% vs 07-2026
09-2026: 4.9%▲ +2.6% vs 08-2026
10-2026: 6.8%▲ +39.4% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 321 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 17-06-2026) raises the probability
- Founded in 2019 raises the probability for this profile
- Size: turnover €81,700, total assets €17,164 lowers the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.06; short-term debt: 94.6% and cash: 6.1% of total assets), and 94.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 23%, liquidity 9%, profitability 35%, growth against the median 97%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2026, 321 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
321 d late
2023
72 d late
2022
138 d late
2021
129 d late
2019
119 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 156 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €690
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2020
- 17-06-2026Annual accounts filed
- 31-12-2024Back to profit
- 11-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 02-04-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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