Financials
- Fiscal year
- 2025
- Total assets
- €101,239
- Profit
- €36,383
- Solvency
- 48.0%
Total assets▲ 1.2%
Net result
20192025
SWIRI'S
ActiveSummary
SWIRI'S has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,552 and a net result of €36,383. Equity is growing by ~45.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 16155 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112NACE 55302Limited-service restaurants NACE 56102
2 sites
Size
€101,239total assets 2025
- Equity
- €48,552
- Profit
- €36,383
Turnover not published (abridged schema)
Structure
Accounts 26 d early0 of 3 deeds read
Why 72- Sector Food and beverage service activities (NACE 56)- 1 of the last 3 late+ Founded in 2002+ Liquidity: current ratio 1.22, cash €30,198Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 80% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
73+36
equity 48.0% of total assets
Liquidity
61+51
short-term debt 52.0% · cash 29.8%
Profitability
100+27
return on assets 35.9%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.0%
12-2024: 2.0%● 0.0% vs 11-2024
01-2025: 2.0%▼ -1.5% vs 12-2024
02-2025: 2.0%● 0.0% vs 01-2025
03-2025: 2.0%▼ -0.6% vs 02-2025
04-2025: 2.0%▲ +0.4% vs 03-2025
05-2025: 1.9%▼ -2.4% vs 04-2025
06-2025: 1.9%▼ -3.9% vs 05-2025
07-2025: 2.1%▲ +13.5% vs 06-2025highest value
08-2025: 2.0%▼ -6.1% vs 07-2025
09-2025: 2.0%● 0.0% vs 08-2025
10-2025: 2.0%● 0.0% vs 09-2025
11-2025: 2.0%● 0.0% vs 10-2025
12-2025: 2.0%● 0.0% vs 11-2025
01-2026: 2.0%▼ -1.5% vs 12-2025
02-2026: 1.9%▼ -1.8% vs 01-2026
03-2026: 1.9%▼ -0.6% vs 02-2026
04-2026: 1.9%▲ +0.4% vs 03-2026
05-2026: 1.9%▼ -2.9% vs 04-2026
06-2026: 1.8%▼ -3.9% vs 05-2026
07-2026: 1.9%▲ +4.3% vs 06-2026
08-2026: 0.6%▼ -67.5% vs 07-2026lowest value
09-2026: 0.6%● 0.0% vs 08-2026lowest value
10-2026: 0.6%● 0.0% vs 09-2026lowest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- 1 of the last 3 late raises the probability
- Founded in 2002 lowers the probability for this profile
- Liquidity: current ratio 1.22, cash €30,198 lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 0.7 in 2024; short-term debt: 52% and cash: 29.8% of total assets), and 52% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 66%, liquidity 65%, profitability 93%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
27 d early
2023
59 d late
2022
18 d late
2021
4 d late
2020
25 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (3 of the last 3 filed years within 86 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2019net €36,383 ▲1,034%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 05-07-2026Annual accounts filed
- 31-12-2025Highest result since 2019
- 04-07-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 20-06-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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