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SWINNEN BOUWPROJECTEN

Active
Public limited companyfounded 2004active for 22 yearsKMO-straat 9, 2490 Balen, BelgiumKBO/BCE: BE 0865.095.587
Summary

SWINNEN BOUWPROJECTEN has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €930,823 and a net result of €75,888. Equity has been stable since 2019 (±2% per year). Its solvency ranks better than 55% of 11,261 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-05-2004 Normal situation
Activity
Development of residential building projects NACE 68121and 1 other
Establishment unit
2.137.676.397 2490 Balen, since 14-05-2004
Financial year end
30 June
Peppol
Reachable since 27-06-2025

Board and ownership

Board
and 1 other
Shareholders

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€210,583
▼ 1.4%
Turnover
≈ €450,000
estimated
Profit
€75,888
▼ 0.9%
Equity
€930,823
▲ 8.9%
Total assets
€2.5m
▼ 8.0%
Score breakdownraises riskLiquidity: current ratio 0.39, cash €40,509lowers riskSize: total assets €2.5mFounded in 2004Figures for financial year 2025 (filed on 17-01-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 62+6
equity 36.7% of total assets
Liquidity 52+1
short-term debt 5.7% · cash 1.6%
Profitability 72=
return on assets 3.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: < 0.1%▼ -0.2 percentage points vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.39 (1.28 in 2024), below 1. Short-term debt is 5.7% and cash 1.6% of total assets. 63.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 56% of them on solvency, 70% on liquidity, 78% on profitability and 71% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.39, cash €40,509
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 17-01-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €930,823
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
9 days early
2023
58 days early
2022
55 days early
2021
56 days early
2020
55 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 7 December (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 9th largest company by total assets in Balen, Real estate sectorin the Checked rankings No. 9 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €75,888 7 years View

Recent changes

  1. · Gazette deed 3 directors appointed, 2 directors resigning, 2 reappointedResignation: SWINNEN René Petrus Leon (managing director) · Appointments: SWINNEN HOLDING, JVR SOLUTIONS and CMS SOLUTIONS · Permanent representatives: SWINNEN Jan Emiel Frans, SWINNEN Jan Victor René and SWINNEN Christina Marie Sophie
  2. · Gazette deed 3 directors appointed, 3 directors resigning, 3 reappointedChanges of role: SWINNEN René Petrus Leon (managing director) and SWINNEN HOLDING (voorzitter raad van bestuur) · Resignation: LEKHRAJMAL LOPES Nilda Cristina (director) · Reappointments: SWINNEN René Petrus Leon, SWINNEN HOLDING and LEKHRAJMAL LOPES Nilda Cristina
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SWINNEN BOUWPROJECTEN: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €2m and €3.1m, founded between 2003 and 2005.

CompanyTotal assetsGross margin
SWINNEN BOUWPROJECTEN Balen€2.5m€0.2m
BO-INVESTORS Bornem€2.4m€0.2m
IMKAVE Heist-op-den-Berg€2.4m€0.2m
URBAN RENTAL Kapellen€2.5m€0.1m
SoHo Schoten€3.1m€0.2m
BORNEM INVESTMENT COMPANY Bornem€2.0m€0.3m
VANHALME Brasschaat€2.8m€0.3m
Full comparison

Key facts about SWINNEN BOUWPROJECTEN

What is the company number of SWINNEN BOUWPROJECTEN?
The company number of SWINNEN BOUWPROJECTEN is 0865.095.587. The VAT number is the same number with BE in front: BE 0865.095.587.
Where is SWINNEN BOUWPROJECTEN based?
The registered office is at KMO-straat 9, 2490 Balen.Company details
What does SWINNEN BOUWPROJECTEN do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of SWINNEN BOUWPROJECTEN?
The legal form of SWINNEN BOUWPROJECTEN is Public limited company (NV).
When was SWINNEN BOUWPROJECTEN founded?
SWINNEN BOUWPROJECTEN was founded on 04-05-2004.
Is SWINNEN BOUWPROJECTEN still active?
Yes, SWINNEN BOUWPROJECTEN is an active enterprise in the KBO register.
What is the turnover of SWINNEN BOUWPROJECTEN?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €210,583 and 33 comparable companies (NACE 681). It probably lies between €280,000 and €1.0m.Financials
Is SWINNEN BOUWPROJECTEN profitable?
In financial year 2025, SWINNEN BOUWPROJECTEN made a profit of €75,888.
Where can I find the annual accounts of SWINNEN BOUWPROJECTEN?
SWINNEN BOUWPROJECTEN filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SWINNEN BOUWPROJECTEN due?
SWINNEN BOUWPROJECTEN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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