SWINGDERS
ActiveSWINGDERS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €458k and a net result of €120k. Equity is growing by ~67.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 11.96 against 12.91 in 2024; short-term debt: 8.2% and cash: 86.6% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
23.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
120 d late
2023
57 d late
2022
167 d early
2021
165 d early
2020
96 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€458k▲ 35.3%
2024 · €339k
2020: €37k
2021: €72k
2022: €137k
2023: €277k
2024: €339k
2020 → 2025
Total assets
€500k▲ 33.6%
2024 · €374k
2020: €71k
2021: €138k
2022: €236k
2023: €357k
2024: €374k
2020 → 2025
Net result
€120k▲ 92.8%
2024 · €62k
2020: €34k
2021: €36k
2022: €65k
2023: €140k
2024: €62k
2020 → 2025
Working capital
€451k▲ 37.1%
2024 · €329k
2020: €37k
2021: €72k
2022: €141k
2023: €264k
2024: €329k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€137k▲ 89.9%€277k▲ 101%€339k▲ 22.4%€458k▲ 35.3%
Operating result€49k-€90k▲ 84.8%€180k▲ 98.5%€81k▼ 54.7%€156k▲ 91.2%
Net result€36k-€65k▲ 81.8%€140k▲ 114%€62k▼ 55.6%€120k▲ 92.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 91% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€8k▼ 54.3%
Current assets
€492k▲ 38.0%
Equity and liabilities €500k
Equity
€458k▲ 35.3%
Debt
€41k▲ 17.4%
The debt ratio falls from 9.4% to 8.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€165k▲
2024 · €92k
Cash flow
€129k▲
2024 · €72k
Solvency
91.7%▲
2024 · 90.6%
Current ratio
11.96▼
2024 · 12.91
Quick ratio
11.96▼
2024 · 12.91
Debt / equity
0.09▼
2024 · 0.10
ROE
26.1%▲
2024 · 18.3%
ROA
23.9%▲
2024 · 16.6%
Interest coverage
550.97▲
2024 · 367.49
Debt
€41k▲
2024 · €35k
Debt ≤ 1 year
€41k▲
2024 · €28k
Income taxes
€36k▲
2024 · €19k
Staff costs
€83k▼
2024 · €104k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€374k€500k▲
Fixed assets21/28€18k€8k▼
Tangible fixed assets22/27€18k€8k▼
Plant, machinery and equipment23€389-
Furniture and vehicles24€17k€8k▼
Current assets29/58€356k€492k▲
Amounts receivable within one year40/41€64k€57k▼
Trade receivables40€56k€48k▼
Other amounts receivable41€9k€9k=
Cash at bank and in hand54/58€292k€433k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€374k€500k▲
Equity10/15€339k€458k▲
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Reserves13€134k€134k=
Distributable reserves133€134k€134k=
Profit (loss) carried forward14€201k€321k▲
Amounts payable17/49€35k€41k▲
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€28k€41k▲
Current portion of amounts payable after more than one year42€8k€8k▼
Trade debts44€568€1k▲
Suppliers440/4€568€1k▲
Taxes, remuneration and social security45€19k€30k▲
Taxes450/3€16k€27k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3-€246
Income statement
Code20242025
Remuneration, social security and pensions62€104k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€184€596▲
Gross operating margin9900€196k€249k▲
Operating profit (loss)9901€81k€156k▲
Financial charges65/66B€250€300▲
Recurring financial charges65€250€300▲
Profit (loss) for the period before taxes9903€81k€155k▲
Income taxes67/77€19k€36k▲
Profit (loss) for the period9904€62k€120k▲
Profit (loss) for the period to be appropriated9905€62k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€201k€321k▲
Profit (loss) brought forward from the previous period14P€140k€201k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 12.91
Current ratio from 5.12 to 12.91; short-term debt falls from €64k to €28k.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Highest result since 2020net €140k ▲114%
Operating result €180k, net result €140k, both a record.
31-12
Financial
Equity above €200kEq €277k ▲101%
4 profitable years in a row build equity to €277k.
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €137k ▲89.9%
3 profitable years in a row build equity to €137k.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.34
Current ratio from 2.07 to 4.34; short-term debt falls from €34k to €22k.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goede Herderstraat 531140 EvereGround area
1.4 ha
Building footprint
677 m²
Volume, LiDAR
27,405 m³
Parcel 21006A0098/00Y003, Brussels · tallest building 46.7 m, ±15 floors. Linked by address, not a title deed.
1 establishment unit
SWINGDERS
since 20192.300.441.805
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0098/00Y003 | Brussels | 1.4 ha | 1 · 677 m² | 46.7 m · 15 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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zero-g-one
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.