Swing & Saveurs
ActiveSummary
The computed 12-month bankruptcy probability of Swing & Saveurs is 2.4% (moderate). The 2025 annual accounts show equity of €114k and a net result of €104k. Its solvency ranks better than 57% of 13417 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 2.5; short-term debt: 35.5% and cash: 57% of total assets), but 61.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
35.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€114k
Total assets
€295k
Net result
€104k
Working capital
€157k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €295k
Fixed assets
€33k
Current assets
€262k
Equity and liabilities €295k
Equity
€114k
Debt
€180k
Debt finances 61.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€146k
Cash flow
€115k
Current ratio
2.50
Quick ratio
2.07
Debt to equity
1.57
ROE
91.3%
ROA
35.5%
Interest coverage
15.50
Debt ≤ 1 year
€105k
Debt > 1 year
€44k
Income taxes
€21k
Staff costs
€337k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€295k
Fixed assets21/28€33k
Tangible fixed assets22/27€33k
Plant, machinery and equipment23€15k
Furniture and vehicles24€18k
Current assets29/58€262k
Stocks and contracts in progress3€45k
Stocks30/36€45k
Amounts receivable within one year40/41€48k
Trade receivables40€15k
Other amounts receivable41€33k
Cash at bank and in hand54/58€168k
Deferred charges and accrued income490/1€277
Equity and liabilities
Total equity and liabilities10/49€295k
Equity10/15€114k
Contributions10/11€10k
Profit (loss) carried forward14€104k
Amounts payable17/49€180k
Amounts payable after more than one year17€44k
Financial debts170/4€44k
Amounts payable within one year42/48€105k
Current portion of amounts payable after more than one year42€37k
Trade debts44€18k
Suppliers440/4€18k
Taxes, remuneration and social security45€44k
Taxes450/3€21k
Remuneration and social security454/9€23k
Other amounts payable47/48€5k
Accrued charges and deferred income492/3€32k
Income statement
Code2025
Remuneration, social security and pensions62€337k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€789
Gross operating margin9900€483k
Operating profit (loss)9901€135k
Financial income75/76B€177
Recurring financial income75€177
Financial charges65/66B€9k
Recurring financial charges65€9k
Profit (loss) for the period before taxes9903€126k
Income taxes67/77€21k
Profit (loss) for the period9904€104k
Profit (loss) for the period to be appropriated9905€104k
Appropriation of the result
Profit (loss) to be appropriated9906€104k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €337k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k |
| Other operating charges640/8 | €789 |
| Gross operating margin9900 | €483k |
| Operating profit (loss)9901 | €135k |
| Financial income75/76B | €177 |
| Recurring financial income75 | €177 |
| Financial charges65/66B | €9k |
| Recurring financial charges65 | €9k |
| Profit (loss) for the period before taxes9903 | €126k |
| Income taxes67/77 | €21k |
| Profit (loss) for the period9904 | €104k |
| Profit (loss) for the period to be appropriated9905 | €104k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €295k | |
| Fixed assets21/28 | €33k | |
| Tangible fixed assets22/27 | €33k | |
| Plant, machinery and equipment23 | €15k | |
| Furniture and vehicles24 | €18k | |
| Current assets29/58 | €262k | |
| Stocks and contracts in progress3 | €45k | |
| Stocks30/36 | €45k | |
| Amounts receivable within one year40/41 | €48k | |
| Trade receivables40 | €15k | |
| Other amounts receivable41 | €33k | |
| Cash at bank and in hand54/58 | €168k | |
| Deferred charges and accrued income490/1 | €277 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €295k | |
| Equity10/15 | €114k | |
| Contributions10/11 | €10k | |
| Profit (loss) carried forward14 | €104k | |
| Amounts payable17/49 | €180k | |
| Amounts payable after more than one year17 | €44k | |
| Financial debts170/4 | €44k | |
| Amounts payable within one year42/48 | €105k | |
| Current portion of amounts payable after more than one year42 | €37k | |
| Trade debts44 | €18k | |
| Suppliers440/4 | €18k | |
| Taxes, remuneration and social security45 | €44k | |
| Taxes450/3 | €21k | |
| Remuneration and social security454/9 | €23k | |
| Other amounts payable47/48 | €5k | |
| Accrued charges and deferred income492/3 | €32k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €104k |
| + Depreciation and write-downs630 | €11k |
| Operating cash flow (approximation) | €115k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2025
Ground area
1.6 ha
Building footprint
317 m²
Parcel 63032A0004/02B000, Wallonia. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Swing & Saveurs
since 20252.367.983.695
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032A0004/02B000 | Wallonia | 1.6 ha | 1 · 317 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWelkenraedt2.367.983.695
Similar companies · same sector, comparable size
Fezan
BE 0674.734.176
Brugge · Eq €114,583
BENNY'S
BE 0447.186.529
Sint-Niklaas · Eq €114,318
A.T.B.D.M.
BE 0644.753.951
Thuin · Eq €114,611
PIZARRO
BE 0735.603.953
Antwerpen · Eq €114,285
TDORPSGENOT
BE 0886.291.968
Aarschot · Eq €114,245
Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
93123Sports, amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.