SWIFTIFY
ActiveSummary
The computed 12-month bankruptcy probability of SWIFTIFY is 5.9% (elevated). The 2024 annual accounts show equity of €1,357 and a net result of -€643. Its solvency ranks better than 91% of 26041 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-11-2025, 94 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
94 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 94 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€1,357
Total assets
€1,609
Net result
-€643
Working capital
€1,357
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €1,609
Equity
€1,357
Debt
€252
Debt finances 15.6% of the balance-sheet total.
Key figures and ratios
Debt ≤ 1 year
€252
Ratios withheld: a balance sheet total of €1,609 is too small for a meaningful ratio.
Annual accounts
| Line | 2024 |
|---|---|
| Other operating charges640/8 | €387 |
| Gross operating margin9900 | -€231 |
| Operating profit (loss)9901 | -€619 |
| Financial charges65/66B | €24 |
| Recurring financial charges65 | €24 |
| Profit (loss) for the period before taxes9903 | -€643 |
| Profit (loss) for the period9904 | -€643 |
| Profit (loss) for the period to be appropriated9905 | -€643 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1,609 | |
| Current assets29/58 | €1,609 | |
| Amounts receivable within one year40/41 | €1,100 | |
| Trade receivables40 | €124 | |
| Other amounts receivable41 | €976 | |
| Cash at bank and in hand54/58 | €509 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1,609 | |
| Equity10/15 | €1,357 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | -€643 | |
| Amounts payable17/49 | €252 | |
| Amounts payable within one year42/48 | €252 | |
| Trade debts44 | €102 | |
| Suppliers440/4 | €102 | |
| Other amounts payable47/48 | €150 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | -€643 |
| Operating cash flow (approximation) | -€643 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 94 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2024
Ground area
117 m²
Building footprint
64 m²
Volume, LiDAR
516 m³
Parcel 21372D0248/00W002, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
H. Consciencelaan 63, 1140 Evere
since 20242.356.857.795
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0248/00W002 | Brussels | 117 m² | 1 · 64 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ECOVIVO
BE 0806.281.618
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Let's Go Out
BE 0762.718.027
Antwerpen · Eq €1,363
AYDENA GROUP
BE 0784.326.855
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Mushroom
BE 0720.844.711
Antwerpen · Eq €1,343
UW VOETPUNT
BE 1016.456.664
Heusden-Zolder · Eq €1,339
Of 12,954 companies in sector 47120 we hold annual accounts for 2,190. 510 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.