SWIFT RIDE

Active

Private limited companyfounded 20251 yr activeDelaunoystraat 58-60/06, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1022.289.037

The computed 12-month bankruptcy probability of SWIFT RIDE is 5.2% (elevated). The 2025 annual accounts show equity of €9k and a net result of €3k. Its solvency ranks better than 36% of 4547 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

50 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability80

Solvency50

Growth-

Track record67

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.72; short-term debt: 74.7% and cash: 28.2% of total assets), and 74.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€9k

Total assets

€37k

Net result

€3k

Working capital

€-8k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €37k

46.0%

54.0%

Fixed assets €17k

Current assets €20k

Equity and liabilities €37k

25.3%

74.7%

Equity €9k

Debt €28k

Debt finances 74.7% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€7k

Cash flow

€6k

Solvency

25.3%

Current ratio

0.72

Quick ratio

0.72

Debt / equity

2.95

ROE

36.7%

ROA

9.3%

Interest coverage

425.26

Debt

€28k

Debt ≤ 1 year

€28k

Income taxes

€870

Staff costs

€18k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€37k

Fixed assets21/28€17k

Tangible fixed assets22/27€17k

Furniture and vehicles24€17k

Current assets29/58€20k

Amounts receivable within one year40/41€10k

Trade receivables40€10k

Cash at bank and in hand54/58€11k

Equity and liabilities

Total equity and liabilities10/49€37k

Equity10/15€9k

Contributions10/11€6k

Profit (loss) carried forward14€3k

Amounts payable17/49€28k

Amounts payable within one year42/48€28k

Trade debts44€18k

Suppliers440/4€18k

Taxes, remuneration and social security45€3k

Taxes450/3€3k

Remuneration and social security454/9€708

Other amounts payable47/48€7k

Income statement Code2025

Remuneration, social security and pensions62€18k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Other operating charges640/8€946

Gross operating margin9900€25k

Operating profit (loss)9901€4k

Financial income75/76B€82

Recurring financial income75€82

Financial charges65/66B€15

Recurring financial charges65€15

Profit (loss) for the period before taxes9903€4k

Income taxes67/77€870

Profit (loss) for the period9904€3k

Profit (loss) for the period to be appropriated9905€3k

Appropriation of the result

Profit (loss) to be appropriated9906€3k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2025

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Delaunoystraat 58-60/061080 Sint-Jans-Molenbeek

Ground area

1.8 ha

Building footprint

1,584 m²

Volume, LiDAR

26,723 m³

3 parcels, Brussels, Flanders · tallest building 40.9 m, ±12 floors. Linked by address, not a title deed.

2 establishment units

SWIFT RIDE

Leuvensesteenweg 246, 1932 ZaventemScheduled passenger transport by road

since 20252.372.958.312

SWIFT RIDE taxi

Woluwedal 2, 1932 ZaventemScheduled passenger transport by road

since 20252.379.745.243

3 parcels

Flanders 2 (66.7%) Brussels 1 (33.3%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23078C0183/00X000	Flanders	1.2 ha	1 · 364 m²	40.9 m · 12 fl.
21523B0786/00A007	Brussels	4,892 m²	1 · 1,028 m²	29.9 m · 4 fl.
23078A0472/00L000	Flanders	461 m²	1 · 192 m²	10.8 m · 3 fl.