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Swerts Technics

Active Private limited companyfounded 2024active for 2 yearsKorspelheidestraat 89, 3582 BeringenKBO/BCE: BE 1005.792.010

Lifetime

2 annual accounts with figures on one time axis
peak €62,778 (2024)
€34,373▼ 45.2%
peak €49,299 (2024)
€16,254▼ 67.0%
peak €68,053 (2025)
€68,053▲ 31.4%
€67,843▲ 461%
Board1 name since 2024
1 directorSwerts Bert
Documentsfilings and deeds
08-06-202653 days before the deadline
2025micro format
Gross margin from €62,778 to €34,373Result from €49,299 to €16,254Equity from €51,799 to €68,053Debts from €12,089 to €67,843Investments €71,566

Key points

from the 2025 annual accounts

Turnover

≈ €140,000 estimated

The micro format states no turnover.

Investments

€71,166 5.9 × depreciation
20242025

Green is investment, beige is depreciation.

Liquidity

3.18 was 4.62 in 2024

Short-term debts rose from €12,089 to €21,459.

Checked score

84
Excellent
Financially stronger than 67% of micro companies in repair and installation of machinery (NACE 33)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 2,399 companies (NACE 33, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 03-2025: 1.8% 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 2.4%▲ +0.5 percentage points vs 05-2025highest value 07-2025: 0.2%▼ -2.2 percentage points vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Strong

75-25equity 50.1% of total assets
84-10short-term debt 15.8% · cash 30.0%
84-16return on assets 12.0%

Score breakdown

raises risk
Founded in 2024
Size: total assets €135,896
lowers risk
Liquidity: current ratio 3.18, cash €40,753
Equity €68,053 (50.1% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro). It does better than 57% of them on solvency, 82% on liquidity, 59% on profitability and 72% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as Swerts Technics has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Swerts Technics itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Swerts Technics. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.18 (4.62 in 2024), above the usual 1.5. Short-term debt is 15.8% and cash 30% of total assets. 49.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.18, cash €40,753
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €135,896
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €68,053 (50.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
53 days early
2024
55 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 54 days before the deadline. In the sector (NACE 33), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

SB
Swerts Bert
Director
  • SWERTS, Bert 250 sharesdeed of 12-02-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1005792010
Incorporation Founding capital of €2,500, 250 shares · Founder: SWERTS, Bert · published on 12-02-2024 · Gazette deed
First establishment Korspelheidestraat 89, Beringen
All 5 events

Comparable companies

same main activity, similar in size and age
Company
Swerts Technics Beringen €135,896 €34,373 50.1% -
LuAgri Jalhay €147,186 €35,820 -13.8% -
SWINKELS TECHNIEK Aarschot €116,321 €32,384 34.3% -
SARCO PACKAGING BELGIUM Merksplas €123,973 €27,990 0.4% -
LT onderhoudswerken Maaseik €115,279 €40,782 43.2% -
Tim Noben Service Genk €109,392 €50,432 55.8% -
BD Maintech Pelt €120,140 €32,739 65.8% -

These companies have the same main activity as Swerts Technics: repair and maintenance of machinery (NACE 33120). They are comparable in size and age: total assets between €109,000 and €147,000, founded between 2022 and 2024.

Official details

Source: KBO
Status
Active since 08-02-2024Normal situation
Activity
Repair and maintenance of machineryNACE 33120and 1 other
Establishment unit
2.356.421.4933582 Beringen, since 08-02-2024
Financial year end
31 December
Peppol
Reachable since 10-09-2025
Company details

Annual accounts 2025

€135,896▲ 113%
Filing
Filed on 08-06-2026, 53 days before the end of the filing period
Financials

Insights on Swerts Technics

The balance sheet grew most in 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Swerts Technics

What is the company number of Swerts Technics?
The company number of Swerts Technics is 1005.792.010. The VAT number is the same number with BE in front: BE 1005.792.010.
Where is Swerts Technics based?
The registered office is at Korspelheidestraat 89, 3582 Beringen.Company details
What does Swerts Technics do?
According to the KBO register, the main activity is repair and maintenance of machinery (NACE 33120).
What is the legal form of Swerts Technics?
Swerts Technics is a private limited company (BV).
When was Swerts Technics founded?
Swerts Technics was founded on 08-02-2024.
Is Swerts Technics still active?
Yes, Swerts Technics is an active enterprise in the KBO register.
What is the turnover of Swerts Technics?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €34,373 and 2,934 comparable companies of the same size. It probably lies between €83,000 and €250,000. It is a rough estimate.Financials
Is Swerts Technics profitable?
In financial year 2025, Swerts Technics made a profit of €16,254.
Where can I find the annual accounts of Swerts Technics?
Swerts Technics filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Swerts Technics due?
Swerts Technics must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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