SWERTEN MANAGEMENT SERVICES
ActiveSWERTEN MANAGEMENT SERVICES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €8k. Its solvency ranks better than 21% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability88
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05; short-term debt: 79% and cash: 2.6% of total assets), and 79% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 12685 sector peers (2025).
NBB · sector comparisonPosition among 12685 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€10k
Total assets
€48k
Net result
€8k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €48k
Fixed assets
€8k
Current assets
€40k
Equity and liabilities €48k
Equity
€10k
Debt
€38k
Debt finances 79.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€12k
Cash flow
€9k
Solvency
21.0%
Current ratio
1.05
Quick ratio
1.05
Debt / equity
3.76
ROE
75.1%
ROA
15.8%
Interest coverage
44.33
Debt
€38k
Debt ≤ 1 year
€38k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€48k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Furniture and vehicles24€8k
Current assets29/58€40k
Amounts receivable within one year40/41€38k
Trade receivables40€38k
Other amounts receivable41€196
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€48k
Equity10/15€10k
Contributions10/11€3k
Reserves13€8k
Distributable reserves133€8k
Profit (loss) carried forward14€44
Amounts payable17/49€38k
Amounts payable within one year42/48€38k
Financial debts43€8k
Credit institutions430/8€8k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€19k
Taxes450/3€19k
Other amounts payable47/48€304
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€893
Gross operating margin9900€13k
Operating profit (loss)9901€11k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€281
Recurring financial charges65€281
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€3k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
Transfer to equity691/2€8k
To other reserves6921€8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priester Saveynstraat 99150 Beveren-Kruibeke-ZwijndrechtGround area
551 m²
Building footprint
205 m²
Volume, LiDAR
2,391 m³
Parcel 46018A0328/00B000, Flanders · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SWERTEN MANAGEMENT SERVICES
since 20242.364.699.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46018A0328/00B000 | Flanders | 551 m² | 1 · 205 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2024
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.