Sweet Life
ActiveSummary
Sweet Life has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-35k) and a net result of €7k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.81 against 0.77 in 2024; short-term debt: 51.1% and cash: 8.2% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-321.1%
Return on assets
63.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 18280 sector peers (2025).
NBB · sector comparisonPosition among 18280 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
33 d early
2022
4 d late
2021
16 d early
2020
10 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-35k▲ 16.5%
2024 · €-42k
2018: €15k
2019: €-20k
2020: €-89k
2021: €-84k
2022: €-36k
2023: €-50k
2024: €-42k
2018 → 2025
Total assets
€11k▲ 9.7%
2024 · €10k
2018: €129k
2019: €114k
2020: €55k
2021: €59k
2022: €43k
2023: €13k
2024: €10k
2018 → 2025
Net result
€7k▼ 17.2%
2024 · €8k
2018: €-36k
2019: €-34k
2020: €-82k
2021: €5k
2022: €48k
2023: €-14k
2024: €8k
2018 → 2025
Working capital
€4k
2024 · €-3k
2018: €-5k
2019: €-20k
2020: €-35k
2021: €-38k
2022: €8k
2023: €-11k
2024: €-3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-84k-€-36k▲ 57.4%€-50k▼ 38.7%€-42k▲ 16.6%€-35k▲ 16.5%
Operating result€7k-€50k▲ 656%€-13k€8k€7k▼ 17.0%
Net result€5k-€48k▲ 953%€-14k€8k€7k▼ 17.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€801 ▼ 27.3%
Current assets
€10k ▲ 14.4%
Key figures and ratios
EBITDA
€7k▼
2024 · €9k
Cash flow
€7k▼
2024 · €9k
Solvency
-321.1%▲
2024 · -421.9%
Current ratio
1.81▲
2024 · 0.77
Quick ratio
1.51▲
2024 · 0.30
Debt to equity
-1.31▼
2024 · -1.24
ROA
63.4%▼
2024 · 84.0%
Interest coverage
63.16▲
2024 · 43.57
Debt
€46k▼
2024 · €51k
Debt ≤ 1 year
€6k▼
2024 · €11k
Debt > 1 year
€40k=
2024 · €40k
Income taxes
€235▲
2024 · €228
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10k€11k▲
Fixed assets21/28€1k€801▼
Tangible fixed assets22/27€1k€801▼
Plant, machinery and equipment23€1k€801▼
Current assets29/58€9k€10k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€569€544▼
Trade receivables40€569€497▼
Other amounts receivable41-€47
Cash at bank and in hand54/58€75€890▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€10k€11k▲
Equity10/15€-42k€-35k▲
Contributions10/11€19k€19k=
Reserves13€47k€47k=
Distributable reserves133€47k€47k=
Profit (loss) carried forward14€-107k€-100k▲
Amounts payable17/49€51k€46k▼
Amounts payable after more than one year17€40k€40k=
Financial debts170/4€40k€40k=
Amounts payable within one year42/48€11k€6k▼
Current portion of amounts payable after more than one year42€433-
Trade debts44€1k€618▼
Suppliers440/4€1k€618▼
Taxes, remuneration and social security45€667€698▲
Taxes450/3€667€698▲
Other amounts payable47/48€9k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€13-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€488€301▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€10k€8k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€230€164▼
Recurring financial income75€230€164▼
Financial charges65/66B€206€116▼
Recurring financial charges65€206€116▼
Profit (loss) for the period before taxes9903€9k€7k▼
Income taxes67/77€228€235▲
Profit (loss) for the period9904€8k€7k▼
Profit (loss) for the period to be appropriated9905€8k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-107k€-100k▲
Profit (loss) brought forward from the previous period14P€-115k€-107k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.77 to 1.81; short-term debt falls from €11k to €6k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Highest result since 2018net €48k ▲953%
Operating result €50k, net result €48k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.59 to 1.23; short-term debt falls from €92k to €33k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Weakest financial yearnet €-82k
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boonlaan (Jan) 421500 Halle1 establishment unit
Sweet Life
since 20132.223.552.873
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
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LEOHUY
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Madam Pralin
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Of 899 companies in sector 47242 we hold annual accounts for 339. 240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47242Retail sale of chocolate and confectionery
47120Other non-specialised retail sale
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
85520Cultural education
85599Other education
86995Nutrition and dietetics services
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filings
Scores and ratios are computed by Checked and are not a credit decision.