SWEET HOME
ActiveSWEET HOME has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €-20k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth68=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 97.13 against 6.95 in 2024; short-term debt: 0.9% and cash: 78.5% of total assets), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-20k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
28 d early
2023
17 d late
2022
18 d early
2021
33 d early
2020
38 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€180k▲ 554%
2020 · €28k
2019: €969
2020: €28k
2019 → 2021
EBIT margin
24.0%▲ 29.4pp
2020 · -5.4%
2019: -1088.8%
2020: -5.4%
2019 → 2021
Net result
€-20k▲ 34.2%
2024 · €-31k
2018: €-12k
2019: €-13k
2020: €-3k
2021: €42k
2022: €-35k
2023: €148k
2024: €-31k
2018 → 2025
Working capital
€70k▼ 18.2%
2024 · €86k
2018: €-25k
2019: €-25k
2020: €-17k
2021: €33k
2022: €50k
2023: €72k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€180k-
Equity€745k-€710k▼ 4.7%€137k▼ 80.8%€106k▼ 22.7%€85k▼ 19.3%
Operating result€43k-€-33k€199k€-40k€-20k▲ 48.5%
Net result€42k-€-35k€148k€-31k€-20k▲ 34.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €40k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€15k▼ 24.5%
Current assets
€71k▼ 29.2%
Equity and liabilities €86k
Equity
€85k▼ 19.3%
Debt
€733▼ 94.9%
The debt ratio falls from 12.1% to 0.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▲
2024 · €-37k
Cash flow
€-16k▲
2024 · €-29k
Solvency
99.1%▲
2024 · 87.9%
Current ratio
97.13▲
2024 · 6.95
Quick ratio
97.13▲
2024 · 6.95
Debt / equity
0.01▼
2024 · 0.14
ROE
-24.0%▲
2024 · -29.4%
ROA
-23.8%▲
2024 · -25.8%
Interest coverage
-25.58▲
2024 · -76.45
Debt
€733▼
2024 · €14k
Debt ≤ 1 year
€733▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€86k▼
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€19k€15k▼
Furniture and vehicles24€19k€15k▼
Current assets29/58€101k€71k▼
Amounts receivable within one year40/41€14k€4k▼
Trade receivables40€14k-
Other amounts receivable41-€4k
Cash at bank and in hand54/58€87k€67k▼
Equity and liabilities
Total equity and liabilities10/49€120k€86k▼
Equity10/15€106k€85k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€85k€65k▼
Amounts payable17/49€14k€733▼
Amounts payable within one year42/48€14k€733▼
Trade debts44€13k€733▼
Suppliers440/4€13k€733▼
Other amounts payable47/48€1k-
Income statement
Code20242025
Non-recurring operating income76A€750-
Goods, raw materials, services and sundry goods60/61-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€5k€885▼
Non-recurring operating charges66A€12k-
Gross operating margin9900€-20k€-15k▲
Operating profit (loss)9901€-40k€-20k▲
Financial income75/76B€183€585▲
Recurring financial income75€183€585▲
Financial charges65/66B€486€611▲
Recurring financial charges65€486€611▲
Profit (loss) for the period before taxes9903€-40k€-20k▲
Income taxes67/77€-9k-
Profit (loss) for the period9904€-31k€-20k▲
Profit (loss) for the period to be appropriated9905€-31k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€65k▼
Profit (loss) brought forward from the previous period14P€116k€85k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
30-09
Financial
Liquidity times 14current ratio 97.13
Current ratio from 6.95 to 97.13; short-term debt falls from €14k to €733.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
30-09
Financial
Back to profitnet €148k
Net result €148k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 7.10
Current ratio from 2.35 to 7.10; short-term debt falls from €37k to €12k.
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-35k ▼182%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €42k
Net result €42k after 3 loss-making years.
30-09
Financial
Liquidity quadruplescurrent ratio 1.58
Current ratio from 0.41 to 1.58.
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €500kEq €702k ▲55.8%
Equity rises from €451k to €702k.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
30-09
Financial
Equity above €200kEq €451k
Equity rises from €-3k to €451k.
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Thuin 2/16150 AnderluesGround area
1,645 m²
Building footprint
796 m²
Volume, LiDAR
21,890 m³
2 parcels, Wallonia · tallest building 32.7 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
SWEET HOME
since 19962.078.794.033
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011C0195/00N000 | Wallonia | 1,430 m² | 1 · 748 m² | 32.6 m · 10 fl. |
| 56302D0098/00M005 | Wallonia | 216 m² | 1 · 49 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BROODBOETIEK J&N
BE 0476.165.278
Ninove · Eq €85k
UNIVERSAL AFRICA
BE 0697.932.915
Anderlecht · Eq €85k
BUYSSE FOOD SOLUTIONS
BE 0649.712.235
Herzele · Eq €86k
IMRAN MAJ
BE 0671.712.726
Sint-Jans-Molenbeek · Eq €86k
BIOBOX
BE 0471.655.669
Kortrijk · Eq €84k
Of 1,428 companies in sector 46389 we hold annual accounts for 855. 565 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-1996
Fiscal year end30-09
Activities, NACEBEL
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.