SWEET COFFEE GENK
ActiveThe computed 12-month bankruptcy probability of SWEET COFFEE GENK is 3.0% (moderate). The 2025 annual accounts show equity of €47k and a net result of €28k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 13240 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-4
Solvency54▼-31
Growth78=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 2.0 in 2024; short-term debt: 70.7% and cash: 63.8% of total assets), and 70.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.3%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
5 d early
2023
4 d early
2022
31 d late
2021
19 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 39.5%
2024 · €77k
2019: €11k
2020: €37k
2021: €46k
2022: €43k
2023: €50k
2024: €77k
2019 → 2025
Total assets
€159k▲ 24.7%
2024 · €127k
2019: €141k
2020: €138k
2021: €160k
2022: €127k
2023: €115k
2024: €127k
2019 → 2025
Net result
€28k▲ 4.7%
2024 · €27k
2019: €4k
2020: €27k
2021: €9k
2022: €-3k
2023: €7k
2024: €27k
2019 → 2025
Working capital
€19k▼ 62.7%
2024 · €51k
2019: €-49k
2020: €-6k
2021: €2k
2022: €-20k
2023: €851
2024: €51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€43k▼ 7.3%€50k▲ 16.7%€77k▲ 53.8%€47k▼ 39.5%
Operating result€12k-€-2k€8k€33k▲ 300%€38k▲ 14.8%
Net result€9k-€-3k€7k€27k▲ 275%€28k▲ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€28k▲ 5.0%
Current assets
€131k▲ 29.8%
Equity and liabilities €159k
Equity
€47k▼ 39.5%
Debt
€112k▲ 123%
The debt ratio rises from 39.6% to 70.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€58k▼
2024 · €66k
Cash flow
€48k▼
2024 · €59k
Solvency
29.3%▼
2024 · 60.4%
Current ratio
1.17▼
2024 · 2.00
Quick ratio
1.11▼
2024 · 1.89
Debt / equity
2.41▲
2024 · 0.66
ROE
60.5%▲
2024 · 35.0%
ROA
17.7%▼
2024 · 21.1%
Interest coverage
137.50▲
2024 · 65.20
Debt
€112k▲
2024 · €50k
Debt ≤ 1 year
€112k▲
2024 · €50k
Income taxes
€9k▲
2024 · €5k
Staff costs
€224k▲
2024 · €154k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€159k▲
Fixed assets21/28€26k€28k▲
Intangible fixed assets21€16k€4k▼
Tangible fixed assets22/27€10k€23k▲
Plant, machinery and equipment23€8k€15k▲
Other tangible fixed assets26€2k€9k▲
Current assets29/58€101k€131k▲
Stocks and contracts in progress3€6k€7k▲
Stocks30/36€6k€7k▲
Amounts receivable within one year40/41€21k€23k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€18k€13k▼
Cash at bank and in hand54/58€74k€101k▲
Deferred charges and accrued income490/1-€289
Equity and liabilities
Total equity and liabilities10/49€127k€159k▲
Equity10/15€77k€47k▼
Contributions10/11€6k€6k=
Reserves13€71k€40k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€69k€39k▼
Amounts payable17/49€50k€112k▲
Amounts payable within one year42/48€50k€112k▲
Current portion of amounts payable after more than one year42€8k-
Financial debts43€9k€9k▼
Credit institutions430/8€9k€9k▼
Trade debts44€20k€15k▼
Suppliers440/4€20k€15k▼
Taxes, remuneration and social security45€12k€33k▲
Taxes450/3-€8k
Remuneration and social security454/9€12k€25k▲
Other amounts payable47/48-€56k
Income statement
Code20242025
Remuneration, social security and pensions62€154k€224k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€20k▼
Other operating charges640/8€649€912▲
Gross operating margin9900€220k€282k▲
Operating profit (loss)9901€33k€38k▲
Financial income75/76B€60€125▲
Recurring financial income75€60€125▲
Financial charges65/66B€1k€419▼
Recurring financial charges65€1k€419▼
Profit (loss) for the period before taxes9903€32k€38k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€27k€28k▲
Profit (loss) for the period to be appropriated9905€27k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€28k▲
Transfer from equity791/2-€31k
Transfer to equity691/2€27k€151▼
To other reserves6921€27k€151▼
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €28k ▲4.7%
Operating result €38k, net result €28k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼137%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Martinusplein 213600 GenkGround area
6,292 m²
Building footprint
6,008 m²
Volume, LiDAR
80,298 m³
Parcel 71016I0760/00E000, Flanders · tallest building 42.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sweet Coffee
since 20182.282.512.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0760/00E000 | Flanders | 6,292 m² | 1 · 6,008 m² | 42.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.282.512.047
Similar companies · same sector, comparable size
KOFLO
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CARESTMAX
BE 0700.570.226
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WALTER
BE 0781.290.656
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Gusto26
BE 0673.594.922
Antwerpen · Eq €47k
Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,803 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.