Sweele
ActiveSummary
Sweele has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €39k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+1
Solvency54▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 2.75 in 2024; short-term debt: 25.9% and cash: 1.3% of total assets), but 70.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
6.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
26 d early
2023
1 d early
2022
3 d early
2021
on the day
2020
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€169k▼ 22.2%
2024 · €217k
2020: €124klowest in 6 years
2021: €164k▲ +32.4% vs 2020
2022: €262k▲ +59.5% vs 2021highest in 6 years
2023: €236k▼ -10.0% vs 2022
2024: €217k▼ -7.9% vs 2023
2025: €169k▼ -22.2% vs 2024
2020 → 2025
Total assets
€578k▼ 2.4%
2024 · €593k
2020: €738khighest in 6 years
2021: €648k▼ -12.2% vs 2020
2022: €679k▲ +4.8% vs 2021
2023: €633k▼ -6.7% vs 2022
2024: €593k▼ -6.4% vs 2023
2025: €578k▼ -2.4% vs 2024lowest in 6 years
2020 → 2025
Net result
€39k▲ 18.3%
2024 · €33k
2020: €39k
2021: €48k▲ +23.5% vs 2020
2022: €100k▲ +106% vs 2021highest in 6 years
2023: €921▼ -99.1% vs 2022lowest in 6 years
2024: €33k▲ +3448% vs 2023
2025: €39k▲ +18.3% vs 2024
2020 → 2025
Working capital
€105k▼ 32.9%
2024 · €156k
2020: €101klowest in 6 years
2021: €138k▲ +36.6% vs 2020
2022: €232k▲ +68.2% vs 2021highest in 6 years
2023: €185k▼ -20.3% vs 2022
2024: €156k▼ -15.8% vs 2023
2025: €105k▼ -32.9% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€262k▲ 59.5%€236k▼ 10.0%€217k▼ 7.9%€169k▼ 22.2%
2021: €164klowest in 5 years
2022: €262k▲ +59.5% vs 2021highest in 5 years
2023: €236k▼ -10.0% vs 2022
2024: €217k▼ -7.9% vs 2023
2025: €169k▼ -22.2% vs 2024
Operating result€70k-€146k▲ 108%€5k▼ 96.9%€49k▲ 977%€48k▼ 1.4%
2021: €70k
2022: €146k▲ +108% vs 2021highest in 5 years
2023: €5k▼ -96.9% vs 2022lowest in 5 years
2024: €49k▲ +977% vs 2023
2025: €48k▼ -1.4% vs 2024
Net result€48k-€100k▲ 106%€921▼ 99.1%€33k▲ 3,448%€39k▲ 18.3%
2021: €48k
2022: €100k▲ +106% vs 2021highest in 5 years
2023: €921▼ -99.1% vs 2022lowest in 5 years
2024: €33k▲ +3448% vs 2023
2025: €39k▲ +18.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €578k
Fixed assets
€324k ▼ 6.9%
Current assets
€254k ▲ 4.0%
Equity and liabilities €578k
Equity
€169k ▼ 22.2%
Debt
€410k ▲ 9.0%
Debt's share of the balance-sheet total rises from 63.4% to 70.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€76k▼
2024 · €78k
Cash flow
€67k▲
2024 · €61k
Current ratio
1.70▼
2024 · 2.75
Debt to equity
2.43▲
2024 · 1.73
ROE
22.9%▲
2024 · 15.1%
ROA
6.7%▲
2024 · 5.5%
Interest coverage
9.73▲
2024 · 9.61
Debt ≤ 1 year
€150k▲
2024 · €89k
Debt > 1 year
€257k▼
2024 · €284k
Income taxes
€15k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€593k€578k▼
Fixed assets21/28€348k€324k▼
Tangible fixed assets22/27€348k€324k▼
Land and buildings22€328k€307k▼
Plant, machinery and equipment23€848€583▼
Furniture and vehicles24€19k€16k▼
Financial fixed assets28€200€200=
Current assets29/58€245k€254k▲
Amounts receivable after more than one year29€88k€81k▼
Other amounts receivable291€88k€81k▼
Amounts receivable within one year40/41€83k€113k▲
Trade receivables40€21k€15k▼
Other amounts receivable41€62k€98k▲
Current investments50/53€65k€49k▼
Cash at bank and in hand54/58€4k€8k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€593k€578k▼
Equity10/15€217k€169k▼
Contributions10/11€100€100=
Reserves13€217k€169k▼
Distributable reserves133€217k€169k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€376k€410k▲
Amounts payable after more than one year17€284k€257k▼
Financial debts170/4€284k€257k▼
Amounts payable within one year42/48€89k€150k▲
Current portion of amounts payable after more than one year42€27k€27k▲
Financial debts43€278€60▼
Credit institutions430/8€278€60▼
Trade debts44€822€521▼
Suppliers440/4€822€521▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48€52k€117k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€28k▼
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€0€241▲
Gross operating margin9900€84k€81k▼
Operating profit (loss)9901€49k€48k▼
Financial income75/76B€5k€13k▲
Recurring financial income75€5k€13k▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€46k€54k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€33k€39k▲
Profit (loss) for the period to be appropriated9905€33k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€39k▲
Transfer from equity791/2€50k€86k▲
Transfer to equity691/2€32k€38k▲
To other reserves6921€32k€38k▲
Profit to be distributed694/7€51k€87k▲
Return on contributions (dividend)694€51k€87k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31k | €30k | €30k | €29k | €28k | ▼ 2.3% |
| Other operating charges640/8 | €6k | €3k | €3k | €6k | €5k | ▼ 20.9% |
| Non-recurring operating charges66A | €579 | €363 | €381 | €0 | €241 | - |
| Gross operating margin9900 | €108k | €180k | €38k | €84k | €81k | ▼ 2.9% |
| Operating profit (loss)9901 | €70k | €146k | €5k | €49k | €48k | ▼ 1.4% |
| Financial income75/76B | €5k | €3k | €4k | €5k | €13k | ▲ 159% |
| Recurring financial income75 | €5k | €3k | €4k | €5k | €13k | ▲ 159% |
| Financial charges65/66B | €8k | €8k | €8k | €8k | €8k | ▼ 2.9% |
| Recurring financial charges65 | €8k | €8k | €8k | €8k | €8k | ▼ 2.9% |
| Profit (loss) for the period before taxes9903 | €67k | €141k | €1k | €46k | €54k | ▲ 16.6% |
| Income taxes67/77 | €19k | €41k | €187 | €13k | €15k | ▲ 12.7% |
| Profit (loss) for the period9904 | €48k | €100k | €921 | €33k | €39k | ▲ 18.3% |
| Profit (loss) for the period to be appropriated9905 | €48k | €100k | €921 | €33k | €39k | ▲ 18.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €648k | €679k | €633k | €593k | €578k | ▼ 2.4% |
| Fixed assets21/28 | €417k | €392k | €371k | €348k | €324k | ▼ 6.9% |
| Tangible fixed assets22/27 | €417k | €391k | €371k | €348k | €324k | ▼ 7.0% |
| Land and buildings22 | €393k | €370k | €350k | €328k | €307k | ▼ 6.5% |
| Plant, machinery and equipment23 | - | - | €1k | €848 | €583 | ▼ 31.2% |
| Furniture and vehicles24 | €24k | €22k | €20k | €19k | €16k | ▼ 13.7% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €231k | €287k | €262k | €245k | €254k | ▲ 4.0% |
| Amounts receivable after more than one year29 | €83k | €101k | €94k | €88k | €81k | ▼ 7.6% |
| Other amounts receivable291 | €83k | €101k | €94k | €88k | €81k | ▼ 7.6% |
| Amounts receivable within one year40/41 | €24k | €137k | €85k | €83k | €113k | ▲ 35.3% |
| Trade receivables40 | €18k | €126k | €36k | €21k | €15k | ▼ 29.4% |
| Other amounts receivable41 | €6k | €11k | €49k | €62k | €98k | ▲ 57.4% |
| Current investments50/53 | - | - | €41k | €65k | €49k | ▼ 24.6% |
| Cash at bank and in hand54/58 | €123k | €47k | €37k | €4k | €8k | ▲ 81.2% |
| Deferred charges and accrued income490/1 | €895 | €3k | €5k | €4k | €4k | ▼ 9.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €648k | €679k | €633k | €593k | €578k | ▼ 2.4% |
| Equity10/15 | €164k | €262k | €236k | €217k | €169k | ▼ 22.2% |
| Contributions10/11 | €100 | €100 | €100 | €100 | €100 | = |
| Reserves13 | €164k | €262k | €236k | €217k | €169k | ▼ 22.2% |
| Distributable reserves133 | €164k | €262k | €236k | €217k | €169k | ▼ 22.2% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €484k | €417k | €398k | €376k | €410k | ▲ 9.0% |
| Amounts payable after more than one year17 | €363k | €337k | €311k | €284k | €257k | ▼ 9.6% |
| Financial debts170/4 | €363k | €337k | €311k | €284k | €257k | ▼ 9.6% |
| Amounts payable within one year42/48 | €93k | €55k | €77k | €89k | €150k | ▲ 68.8% |
| Current portion of amounts payable after more than one year42 | €25k | €26k | €26k | €27k | €27k | ▲ 1.9% |
| Financial debts43 | €2k | €789 | €303 | €278 | €60 | ▼ 78.3% |
| Credit institutions430/8 | €2k | €789 | €303 | €278 | €60 | ▼ 78.3% |
| Trade debts44 | €1k | €14k | €14k | €822 | €521 | ▼ 36.6% |
| Suppliers440/4 | €1k | €14k | €14k | €822 | €521 | ▼ 36.6% |
| Taxes, remuneration and social security45 | €15k | €6k | €9k | €9k | €5k | ▼ 44.1% |
| Taxes450/3 | €15k | €6k | €9k | €9k | €5k | ▼ 44.1% |
| Other amounts payable47/48 | €49k | €9k | €27k | €52k | €117k | ▲ 126% |
| Accrued charges and deferred income492/3 | €28k | €25k | €10k | €3k | €3k | ▲ 5.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48k | €100k | €921 | €33k | €39k | ▲ 18.3% |
| + Depreciation and write-downs630 | €31k | €30k | €30k | €29k | €28k | ▼ 2.3% |
| Operating cash flow (approximation) | €80k | €130k | €31k | €61k | €67k | ▲ 8.6% |
| Investment in fixed assets (approximation) | - | €-4k | €-10k | €-5k | €-4k | ▲ 26.7% |
| Change in cash | - | €-76k | €-10k | €-33k | €3k | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €921 ▼99.1%
Net result drops to €921, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2020net €100k ▲106%
Operating result €146k, net result €100k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 5.21
Current ratio from 2.49 to 5.21; short-term debt falls from €93k to €55k.
30-09
Financial
Equity above €200kEq €262k ▲59.5%
3 profitable years in a row build equity to €262k.
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €164k ▲32.4%
2 profitable years in a row build equity to €164k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2007
Ground area
1,331 m²
Building footprint
204 m²
Volume, LiDAR
28 m³
Parcel 24051A0472/00V000, Flanders · tallest building 1.9 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Rein Lemmens GCV
since 20072.165.125.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24051A0472/00V000 | Flanders | 1,331 m² | 1 · 204 m² | 1.9 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-07-2007
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
rein@reinlemmens.be
Phone
+32496442265
Scores and ratios are computed by Checked and are not a credit decision.