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SWC

Active
Private limited companyfounded 20197 yrs activeRue du Ballon(TOU) 8, 7500 Tournai, BelgiumKBO/BCE: BE 0733.583.581
Summary

The computed 12-month bankruptcy probability of SWC is 3.5% (moderate). The 2025 annual accounts show negative equity (-€2,234) and a net result of -€387. Equity is shrinking by ~25% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency25=
Growth58=
Track record100
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.1% of total assets, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-0.3%
Return on assets
0%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year -€2,234
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
16 d early
2022
1 d early
2021
47 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 13 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SWC was incorporated on 2 September 2019 as a Private limited company.1 Total assets went from EUR 828,000 in 2021 to EUR 828,000 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€387▼ 0.8%
2024 · -€384
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€868--€347▲ 60.0%-€348▼ 0.1%-€384▼ 10.6%-€387▼ 0.8%
Net result-€868--€347▲ 60.0%-€348▼ 0.1%-€384▼ 10.6%-€387▼ 0.8%
Equity-€768--€1,115▼ 45.2%-€1,463▼ 31.2%-€1,847▼ 26.3%-€2,234▼ 21.0%
Total assets€828,000-€828,000=€828,000=€828,000=€828,000=
Debt€828,768-€829,115=€829,463=€829,847=€830,234=
Result per fiscal year
Operating resultNet result
-€1,000-€750-€500-€250€0Operating result 2021: -€868-€868Net result 2021: -€868-€868Operating result 2022: -€347-€347Net result 2022: -€347-€347Operating result 2023: -€348-€348Net result 2023: -€348-€348Operating result 2024: -€384-€384Net result 2024: -€384-€384Operating result 2025: -€387-€387Net result 2025: -€387-€38720212022202320242025-€400-€300-€200-€100€0Operating result 2023: -€348-€348Net result 2023: -€348-€348Operating result 2024: -€384-€384Net result 2024: -€384-€384Operating result 2025: -€387-€387Net result 2025: -€387-€387202320242025
The operating result stays negative: a loss of €387 in 2025 against €384 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Solvency
-0.3%▼
2024 · -0.2%
ROA
0.0%▼
2024 · 0.0%
Debt ≤ 1 year
€1,119▲
2024 · €732
Debt > 1 year
€829,115=
2024 · €829,115
A ratio outside any meaningful range has been withheld (balance sheet total €828,000, equity -€2,234).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 21 lines
Balance sheet Code20242025
Assets
Total assets20/58€828,000€828,000=
Fixed assets21/28€828,000€828,000=
Financial fixed assets28€828,000€828,000=
Equity and liabilities
Total equity and liabilities10/49€828,000€828,000=
Equity10/15-€1,847-€2,234▼
Contributions10/11€100€100=
Outside capital11€100€100=
Share premium1100/10€100€100=
Profit (loss) carried forward14-€1,947-€2,334▼
Amounts payable17/49€829,847€830,234=
Amounts payable after more than one year17€829,115€829,115=
Other amounts payable178/9€829,115€829,115=
Amounts payable within one year42/48€732€1,119▲
Other amounts payable47/48€732€1,119▲
Income statement Code20242025
Other operating charges640/8€384€387▲
Operating profit (loss)9901-€384-€387▼
Profit (loss) for the period before taxes9903-€384-€387▼
Profit (loss) for the period9904-€384-€387▼
Profit (loss) for the period to be appropriated9905-€384-€387▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,947-€2,334▼
Profit (loss) brought forward from the previous period14P-€1,563-€1,947▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€347€348€384€387▲ 0.8%
Operating profit (loss)9901-€868-€347-€348-€384-€387▼ 0.8%
Profit (loss) for the period before taxes9903-€868-€347-€348-€384-€387▼ 0.8%
Profit (loss) for the period9904-€868-€347-€348-€384-€387▼ 0.8%
Profit (loss) for the period to be appropriated9905-€868-€347-€348-€384-€387▼ 0.8%
Line20212022202320242025Change
Assets
Total assets20/58€828,000€828,000€828,000€828,000€828,000=
Fixed assets21/28€828,000€828,000€828,000€828,000€828,000=
Financial fixed assets28€828,000€828,000€828,000€828,000€828,000=
Equity and liabilities
Total equity and liabilities10/49€828,000€828,000€828,000€828,000€828,000=
Equity10/15-€768-€1,115-€1,463-€1,847-€2,234▼ 21.0%
Contributions10/11-€100€100€100€100=
Outside capital11-€100€100€100€100=
Share premium1100/10-€100€100€100€100=
Reserves13€100-----
Profit (loss) carried forward14-€868-€1,215-€1,563-€1,947-€2,334▼ 19.9%
Amounts payable17/49€828,768€829,115€829,463€829,847€830,234=
Amounts payable after more than one year17€828,768€829,115€829,115€829,115€829,115=
Other amounts payable178/9-€829,115€829,115€829,115€829,115=
Amounts payable within one year42/48--€348€732€1,119▲ 52.9%
Other amounts payable47/48--€348€732€1,119▲ 52.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€868-€347-€348-€384-€387▼ 0.8%
Operating cash flow (approximation)-€868-€347-€348-€384-€387▼ 0.8%
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
20-01
State Gazette act Restructuring
Merger · Power of attorney · Merger accounting transfer3 facts ▸
  • Merger, fusion silencieuse
  • Power of attorney, David MICHEL
  • Merger accounting transfer, Juste après Assemblée Générale tenue devant notaire
2025
30-01
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
15-01
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2021
15-12
NBB filing Annual accounts filed
fiscal year 2021 · full schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
98 m²
Building footprint
3 m²
Volume, LiDAR
13 m³
Parcel 57081G0569/00_000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Ballon(TOU) 8, 7500 Tournai
Holdings
since 20192.294.460.566
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57081G0569/00_000 Wallonia 98 m² 1 · 3 m² 6.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

No current directors or connected companies found in the register.

Acquisitions and mergers

1 transaction
BE 0451.490.161silent merger · proposal · State Gazette act of 20-01-2026 (2 acts)

Identification & contact

Identification
Legal formPrivate limited company
Founded02-09-2019
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 29 September 2026 · Peppol Directory

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