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SWATI GROUP

Active
Private limited companyfounded 20233 years activeNieuwstraat 123, 1000 Brussel, BelgiumKBO/BCE: BE 0799.305.734
Summary

SWATI GROUP has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,084 and a net result of €80,952. Equity is growing by ~410.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 22,078 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Retail sale of information and communication equipment
NACE 47400
2 sites
Size
€331,105total assets 2025
Staff
2.8 FTE
Equity
€91,084
Profit
€80,952
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Accounts filed 31 days late0 of 1 deed read
Why 66- Latest accounts 31 days late; 3 of the last 3 late- Founded in 2023- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.17, cash €155,810Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 75% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 53+25
equity 27.5% of total assets
Liquidity 61+11
short-term debt 72.5% · cash 47.1%
Profitability 99+55
return on assets 24.4%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 2.3% 12-2024: 2.2%▼ -0.1 percentage points vs 11-2024 01-2025: 2.0%▼ -0.2 percentage points vs 12-2024 02-2025: 2.1%▲ +0.1 percentage points vs 01-2025 03-2025: 2.3%▲ +0.2 percentage points vs 02-2025 04-2025: 2.4%▲ +0.1 percentage points vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 2.3%● unchanged vs 06-2025 08-2025: 3.2%▲ +0.9 percentage points vs 07-2025 09-2025: 3.6%▲ +0.4 percentage points vs 08-2025 10-2025: 5.0%▲ +1.4 percentage points vs 09-2025highest value 11-2025: 2.0%▼ -3.0 percentage points vs 10-2025 12-2025: 2.2%▲ +0.2 percentage points vs 11-2025 01-2026: 2.1%▼ -0.1 percentage points vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.1%● unchanged vs 06-2026 08-2026: 2.8%▲ +0.7 percentage points vs 07-2026 09-2026: 1.4%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 1.4%● unchanged vs 09-2026lowest value
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.84 in 2024; short-term debt: 72.5% and cash: 47.1% of total assets), and 72.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 43% on solvency, 68% on liquidity, 91% on profitability and 99% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 1.17, cash €155,810
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Retail trade (NACE 47)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
56 days late
2023
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2023net €80,952 ▲3,623%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €2,174 to €80,952 ▲ 3,623% View
  • Positive: Among the best 6% on net resultsector median €5,036 · 22,057 companies €80,952 View
  • Total assets 20253 fiscal years filed €331,105 View

By topic

Financials

Fiscal year
2025
Total assets
€331,105
Profit
€80,952
Solvency
27.5%
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 24-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
08-03-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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