Financials
- Financial year
- 2025
- Total assets
- €41,467
- Loss
- -€7,787
- Solvency
- 93.4%
Total assets▼ 11.1%
Net result
20222025
SW Home Solutions
ActiveSummary
SW Home Solutions has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,737 and a net result of -€7,787. Equity is shrinking by about 14% per year across the filed financial years. Its solvency ranks better than 94% of 4,314 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other professional, scientific and technical activities
NACE 74999
1 site
Size
€41,467total assets 2025
- Equity
- €38,737
- Loss
- -€7,787
Turnover not published (micro format)
Structure
2025 accounts 23 days early1 deed in the Belgian Official Gazette
Why 92raises risk1 of the last 3 latelowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 13.06, cash €20,908Equity €38,737 (93.4% of total assets)Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (NACE 74, micro)
Financial strength · tick = 2024
Strong
Solvency
100=
equity 93.4% of total assets
Liquidity
100=
short-term debt 6.6% · cash 50.4%
Profitability
0=
return on assets -18.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● unchanged vs 11-2024
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 13.06, above the usual 1.5; short-term debt: 6.6% and cash: 50.4% of total assets), and 6.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 88% on solvency, 97% on liquidity, 7% on profitability and 26% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€7,787
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 days early
2024
60 days late
2023
1 day early
2022
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 17 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (3 of the last 4 filed years within 39 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€25,135
Key points
By topic
Timeline
- Events
- 7
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-12-2024Liquidity more than 29 times
- 30-07-2024Annual accounts filed
- 31-12-2023Liquidity more than triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other professional, scientific and technical activitiesNACE 74999
- Founded
- 29-11-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about SW Home Solutions
- What is the company number of SW Home Solutions?
- 0794.207.393. In Belgium the VAT number is the company number with BE in front: BE 0794.207.393.
- Where is SW Home Solutions based?
- The registered office is at Sint-Niklaaslaan 16, 9080 Lochristi.Company details
- What does SW Home Solutions do?
- According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
- What is the legal form of SW Home Solutions?
- Private limited company (BV).
- When was SW Home Solutions founded?
- On 29-11-2022.
- Is SW Home Solutions still active?
- Yes, SW Home Solutions is an active enterprise in the KBO register.
- What is the turnover of SW Home Solutions?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is SW Home Solutions profitable?
- In financial year 2025, SW Home Solutions made a loss of €7,787.
- Where can I find the annual accounts of SW Home Solutions?
- SW Home Solutions filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SW Home Solutions due?
- By 31-07-2027, for financial year 2026.Timeline
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