SW-Concept
ActiveSummary
SW-Concept has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 58% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.04; short-term debt: 33.7% and cash: 68.6% of total assets), and 39.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.2%
Return on assets
31.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
3 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€10k
Net result
€3k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €9k
Fixed assets
€2k
Current assets
€7k
Equity and liabilities €10k
Equity
€6k
Debt
€4k
Debt finances 39.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€5k
Current ratio
2.04
Debt to equity
0.66
ROE
52.4%
ROA
31.5%
Interest coverage
59.79
Debt ≤ 1 year
€4k
Income taxes
€2k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Gross operating margin9900 | €7k |
| Operating profit (loss)9901 | €6k |
| Financial income75/76B | €13 |
| Recurring financial income75 | €13 |
| Financial charges65/66B | €118 |
| Recurring financial charges65 | €118 |
| Profit (loss) for the period before taxes9903 | €6k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €3k |
| Profit (loss) for the period to be appropriated9905 | €3k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €10k | |
| Formation expenses20 | €1k | |
| Fixed assets21/28 | €2k | |
| Tangible fixed assets22/27 | €2k | |
| Furniture and vehicles24 | €2k | |
| Other tangible fixed assets26 | €588 | |
| Current assets29/58 | €7k | |
| Amounts receivable within one year40/41 | €20 | |
| Other amounts receivable41 | €20 | |
| Cash at bank and in hand54/58 | €7k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €10k | |
| Equity10/15 | €6k | |
| Contributions10/11 | €3k | |
| Reserves13 | €3k | |
| Non-distributable reserves130/1 | €3k | |
| Other1319 | €3k | |
| Profit (loss) carried forward14 | €99 | |
| Amounts payable17/49 | €4k | |
| Amounts payable within one year42/48 | €4k | |
| Trade debts44 | €43 | |
| Suppliers440/4 | €43 | |
| Taxes, remuneration and social security45 | €3k | |
| Taxes450/3 | €3k | |
| Other amounts payable47/48 | €633 | |
| Accrued charges and deferred income492/3 | €647 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €3k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €5k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2024
Ground area
960 m²
Building footprint
116 m²
Parcel 91024C0079/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SW-Concept
since 20242.365.276.011
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91024C0079/00E000 | Wallonia | 960 m² | 1 · 116 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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2D-MULTIMEDIA
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Of 11,220 companies in sector 82100 we hold annual accounts for 3,511. 1,490 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
sophie.sw.wolf@hotmail.com
Phone
+32472655563
Phone
0472655563Rochefort
Scores and ratios are computed by Checked and are not a credit decision.