SVUTION
ActiveSVUTION has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €29k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 9.99 against 6.47 in 2024; short-term debt: 9.5% and cash: 37% of total assets), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.5%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
115 d early
2024
77 d early
2023
26 d early
2022
11 d early
2021
27 d early
2020
11 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€176k▲ 0.3%
2024 · €176k
2018: €16k
2019: €44k
2020: €89k
2021: €102k
2022: €134k
2023: €155k
2024: €176k
2018 → 2025
Total assets
€195k▼ 5.3%
2024 · €205k
2018: €471k
2019: €107k
2020: €119k
2021: €116k
2022: €148k
2023: €181k
2024: €205k
2018 → 2025
Net result
€29k▲ 39.8%
2024 · €21k
2018: €316k
2019: €29k
2020: €45k
2021: €13k
2022: €32k
2023: €21k
2024: €21k
2018 → 2025
Working capital
€166k▲ 4.5%
2024 · €159k
2018: €12k
2019: €43k
2020: €79k
2021: €58k
2022: €101k
2023: €128k
2024: €159k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€134k▲ 31.9%€155k▲ 15.5%€176k▲ 13.5%€176k▲ 0.3%
Operating result€56k-€45k▼ 18.8%€31k▼ 31.1%€34k▲ 8.0%€43k▲ 26.6%
Net result€13k-€32k▲ 150%€21k▼ 35.9%€21k▲ 0.4%€29k▲ 39.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€10k▼ 42.7%
Current assets
€185k▼ 1.8%
Equity and liabilities €195k
Equity
€176k▲ 0.3%
Debt
€18k▼ 38.3%
The debt ratio falls from 14.6% to 9.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €44k
Cash flow
€39k▲
2024 · €31k
Solvency
90.5%▲
2024 · 85.4%
Current ratio
9.99▲
2024 · 6.47
Quick ratio
9.99▲
2024 · 6.47
Debt / equity
0.10▼
2024 · 0.17
ROE
16.5%▲
2024 · 11.9%
ROA
15.0%▲
2024 · 10.1%
Interest coverage
32.70▲
2024 · 11.83
Debt
€18k▼
2024 · €30k
Debt ≤ 1 year
€18k▼
2024 · €29k
Income taxes
€12k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€195k▼
Fixed assets21/28€17k€10k▼
Tangible fixed assets22/27€17k€10k▼
Land and buildings22€3k€2k▼
Furniture and vehicles24€14k€8k▼
Current assets29/58€188k€185k▼
Amounts receivable within one year40/41€23k€15k▼
Trade receivables40€15k€15k=
Other amounts receivable41€8k€313▼
Current investments50/53-€96k
Cash at bank and in hand54/58€164k€72k▼
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€205k€195k▼
Equity10/15€176k€176k▲
Contributions10/11€12k€12k=
Reserves13€163k€164k▲
Distributable reserves133€163k€164k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€30k€18k▼
Amounts payable within one year42/48€29k€18k▼
Trade debts44€467€123▼
Suppliers440/4€467€123▼
Taxes, remuneration and social security45€16k€18k▲
Taxes450/3€13k€16k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€13k€0▼
Accrued charges and deferred income492/3€857€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€46k€54k▲
Operating profit (loss)9901€34k€43k▲
Financial income75/76B€75€330▲
Recurring financial income75€75€330▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€30k€42k▲
Income taxes67/77€9k€12k▲
Profit (loss) for the period9904€21k€29k▲
Profit (loss) for the period to be appropriated9905€21k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€29k▲
Transfer from equity791/2-€29k
Transfer to equity691/2€21k€29k▲
To other reserves6921€21k€29k▲
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €155k ▲15.5%
6 profitable years in a row build equity to €155k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €13k ▼70.9%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €102k ▲14.6%
4 profitable years in a row build equity to €102k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.56
Current ratio from 1.68 to 3.56; short-term debt falls from €63k to €31k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat 479420 Erpe-MereGround area
695 m²
Building footprint
280 m²
Volume, LiDAR
1,429 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SVUTION
since 20062.154.685.348
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41015B0549/00T000 | Flanders | 552 m² | 1 · 197 m² | 9.4 m · 2 fl. |
| 44412B0857/00W002 | Flanders | 143 m² | 1 · 83 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEXASOFT
BE 0467.243.456
Mortsel · Eq €176k
Imoji
BE 0798.961.185
Etterbeek · Eq €176k
HOVERTONE
BE 0644.610.629
Mons · Eq €176k
DAWS
BE 1007.977.181
Esneux · Eq €176k
PLUS PAR PLUS
BE 0471.782.264
Soignies · Eq €176k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2006
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.