SVNPS

Active

Private limited companyfounded 20223 yrs activeZuunweidestraat 21, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0790.807.742

SVNPS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €8k. Its solvency ranks better than 48% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

93 / 100

Excellent▲ +8 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency99▼-1

Growth52

Stability94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 1.99 against 2.04 in 2023), and 39.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

60.7%

Return on assets

14.2%

Age of the figures

20 mo

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

140 d late

2023

68 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€34k▲ 30.4%

2023 · €26k

2023: €26k

2023 → 2024

Total assets

€55k▲ 40.0%

2023 · €39k

2023: €39k

2023 → 2024

Net result

€8k▼ 65.5%

2023 · €23k

2023: €23k

2023 → 2024

Working capital

€19k▲ 34.7%

2023 · €14k

2023: €14k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€26k-€34k▲ 30.4%

Operating result€30k-€12k▼ 60.6%

Net result€23k-€8k▼ 65.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 61% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €55k

30.4%

69.6%

Fixed assets €17k▲ 46.2%

Current assets €38k▲ 37.5%

Equity and liabilities €55k

60.7%

39.3%

Equity €34k▲ 30.4%

Debt €22k▲ 58.0%

The debt ratio rises from 34.8% to 39.3%: debt grows faster than equity.

Key figures and ratios

2024 value · change against 2023

EBITDA

€16k▼

2023 · €32k

Cash flow

€12k▼

2023 · €24k

Solvency

60.7%▼

2023 · 65.2%

Current ratio

1.99▼

2023 · 2.04

Quick ratio

1.99▼

2023 · 2.04

Debt / equity

0.65▲

2023 · 0.53

ROE

23.3%▼

2023 · 88.3%

ROA

14.2%▼

2023 · 57.6%

Interest coverage

14.66

Debt

€22k▲

2023 · €14k

Debt ≤ 1 year

€19k▲

2023 · €14k

Debt > 1 year

€2k

Income taxes

€5k▼

2023 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€39k€55k▲

Fixed assets21/28€11k€17k▲

Tangible fixed assets22/27€11k€17k▲

Furniture and vehicles24€11k€7k▼

Other tangible fixed assets26-€10k

Financial fixed assets28€50€50=

Current assets29/58€28k€38k▲

Amounts receivable within one year40/41€24k€23k▼

Trade receivables40€24k€6k▼

Other amounts receivable41€12€17k▲

Current investments50/53-€5k

Cash at bank and in hand54/58€2k€7k▲

Deferred charges and accrued income490/1€3k€3k▲

Equity and liabilities

Total equity and liabilities10/49€39k€55k▲

Equity10/15€26k€34k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€23k€31k▲

Amounts payable17/49€14k€22k▲

Amounts payable after more than one year17-€2k

Financial debts170/4-€2k

Amounts payable within one year42/48€14k€19k▲

Current portion of amounts payable after more than one year42-€14k

Trade debts44€1k€548▼

Suppliers440/4€1k€548▼

Taxes, remuneration and social security45€13k€5k▼

Taxes450/3€13k€5k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲

Other operating charges640/8-€543

Gross operating margin9900€32k€17k▼

Operating profit (loss)9901€30k€12k▼

Financial income75/76B-€2k

Recurring financial income75-€488

Non-recurring financial income76B-€1k

Financial charges65/66B-€1k

Recurring financial charges65-€1k

Profit (loss) for the period before taxes9903€30k€12k▼

Income taxes67/77€8k€5k▼

Profit (loss) for the period9904€23k€8k▼

Profit (loss) for the period to be appropriated9905€23k€8k▼

Appropriation of the result

Profit (loss) to be appropriated9906€23k€31k▲

Profit (loss) brought forward from the previous period14P-€23k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

18-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 140 days late

2024

07-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 68 days late

NBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zuunweidestraat 211600 Sint-Pieters-Leeuw

Ground area

256 m²

Building footprint

67 m²

Parcel 23582E0692/00K002, Flanders. Linked by address, not a title deed.

1 establishment unit

SVNPS

Zuunweidestraat 21, 1600 Sint-Pieters-LeeuwOther software publishing

since 20222.338.535.782

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23582E0692/00K002	Flanders	256 m²	1 · 67 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 14,500 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-09-2022

Fiscal year end31-12

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.