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SVIMMO

Active
Public limited companyfounded 200224 yrs activeAvenue Général Jourdan(FL) 1, 6220 Fleurus, BelgiumKBO/BCE: BE 0477.805.766
Summary

SVIMMO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €141,386 and a net result of -€6,976. Equity is shrinking by ~2.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-12
Solvency100=
Growth51=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.58 against 0.93 in 2023; short-term debt: 8.3% and cash: 0.5% of total assets), and 8.3% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
91.7%
Return on assets
-4.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€6,976
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-12-2025, 147 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
147 d late
2023
92 d late
2022
92 d late
2021
121 d late
2020
92 d late
2019
103 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 108 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 June 2002, SVIMMO was incorporated.1 Revenue went from EUR 18,400 in 2018 to EUR 19,400 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2024, micro schema

Turnover
€19,400▲ 5.4%
2022 · €18,400
EBIT margin
-38.9%▼ 3.4pp
2022 · -35.5%
Net result
-€6,976▲ 8.4%
2023 · -€7,614
Working capital
€7,423
2023 · -€1,612
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€18,400=€18,400€19,400▲ 5.4%
Operating result-€1,867▲ 59.0%-€1,495▲ 19.9%-€6,526▼ 337%-€7,538▼ 15.5%-€6,893▲ 8.6%
Net result-€1,923▲ 58.4%-€1,590▲ 17.4%-€6,610▼ 316%-€7,614▼ 15.2%-€6,976▲ 8.4%
EBIT margin-10.1%▲ 14.6pp-35.5%-38.9%▼ 3.4pp
Equity€164,176▼ 1.2%€162,586▼ 1.0%€155,976▼ 4.1%€148,362▼ 4.9%€141,386▼ 4.7%
Total assets€199,034▼ 4.2%€190,494▼ 4.3%€166,852▼ 12.4%€170,060▲ 1.9%€154,146▼ 9.4%
Debt€34,858▼ 16.2%€27,908▼ 19.9%€10,876▼ 61.0%€21,698▲ 99.5%€12,759▼ 41.2%
Working capital-€27,717▲ 30.5%-€19,272▲ 30.5%-€9,872▲ 48.8%-€1,612▲ 83.7%€7,423
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2020: -€1,867-€1,867Net result 2020: -€1,923-€1,923Operating result 2021: -€1,495-€1,495Net result 2021: -€1,590-€1,590Operating result 2022: -€6,526-€6,526Net result 2022: -€6,610-€6,610Operating result 2023: -€7,538-€7,538Net result 2023: -€7,614-€7,614Operating result 2024: -€6,893-€6,893Net result 2024: -€6,976-€6,97620202021202220232024-€8,000-€6,000-€4,000-€2,000€0Operating result 2022: -€6,526-€6,530Net result 2022: -€6,610-€6,610Operating result 2023: -€7,538-€7,540Net result 2023: -€7,614-€7,610Operating result 2024: -€6,893-€6,890Net result 2024: -€6,976-€6,980202220232024
The operating result stays negative: a loss of €6,893 in 2024 against €7,538 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154,009
Fixed assets €133,826 ▼ 10.7%
Current assets €20,183 ▲ 0.5%
Equity and liabilities €154,146
Equity €141,386 ▼ 4.7%
Debt €12,759 ▼ 41.2%
Debt's share of the balance-sheet total falls from 12.8% to 8.3%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€9,118▲
2023 · €8,473
Cash flow
€9,035▲
2023 · €8,397
Current ratio
1.58▲
2023 · 0.93
Debt to equity
0.09▼
2023 · 0.15
ROE
-4.9%▲
2023 · -5.1%
ROA
-4.5%▼
2023 · -4.5%
Interest coverage
109.49▼
2023 · 111.72
Debt ≤ 1 year
€12,759▼
2023 · €21,698
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€170,060€154,146▼
Formation expenses20€137€137=
Fixed assets21/28€149,837€133,826▼
Tangible fixed assets22/27€149,837€133,826▼
Land and buildings22€145,056€129,045▼
Furniture and vehicles24€4,781€4,781=
Current assets29/58€20,086€20,183▲
Amounts receivable within one year40/41€19,400€19,400=
Trade receivables40€19,400€19,400=
Cash at bank and in hand54/58€686€783▲
Equity and liabilities
Total equity and liabilities10/49€170,060€154,146▼
Equity10/15€148,362€141,386▼
Contributions10/11€323,000€323,000=
Capital10€323,000€323,000=
Issued capital100€323,000€323,000=
Profit (loss) carried forward14-€174,638-€181,614▼
Amounts payable17/49€21,698€12,759▼
Amounts payable within one year42/48€21,698€12,759▼
Trade debts44-€462
Suppliers440/4-€462
Other amounts payable47/48€21,698€12,298▼
Income statement Code20232024
Turnover70€19,400-
Goods, raw materials, services and sundry goods60/61€7,862-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,011€16,011=
Other operating charges640/8€3,064€2,789▼
Gross operating margin9900€11,538€11,907▲
Operating profit (loss)9901-€7,538-€6,893▲
Financial charges65/66B€76€83▲
Recurring financial charges65€76€83▲
Profit (loss) for the period before taxes9903-€7,614-€6,976▲
Profit (loss) for the period9904-€7,614-€6,976▲
Profit (loss) for the period to be appropriated9905-€7,614-€6,976▲
Appropriation of the result
Profit (loss) to be appropriated9906-€174,638-€181,614▼
Profit (loss) brought forward from the previous period14P-€167,024-€174,638▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€18,400-€18,400€19,400--
Goods, raw materials, services and sundry goods60/61--€6,181€7,862--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,060€16,011€16,011€16,011€16,011=
Other operating charges640/8-€2,387€2,735€3,064€2,789▼ 9.0%
Gross operating margin9900€14,910€16,903€12,219€11,538€11,907▲ 3.2%
Operating profit (loss)9901-€1,867-€1,495-€6,526-€7,538-€6,893▲ 8.6%
Financial charges65/66B-€95€84€76€83▲ 9.8%
Recurring financial charges65€56€95€84€76€83▲ 9.8%
Profit (loss) for the period before taxes9903-€1,923-€1,590-€6,610-€7,614-€6,976▲ 8.4%
Profit (loss) for the period9904-€1,923-€1,590-€6,610-€7,614-€6,976▲ 8.4%
Profit (loss) for the period to be appropriated9905-€1,923-€1,590-€6,610-€7,614-€6,976▲ 8.4%
Line20202021202220232024Change
Assets
Total assets20/58€199,034€190,494€166,852€170,060€154,146▼ 9.4%
Formation expenses20---€137€137=
Fixed assets21/28€191,893€181,859€165,848€149,837€133,826▼ 10.7%
Tangible fixed assets22/27€191,893€181,859€165,848€149,837€133,826▼ 10.7%
Land and buildings22-€177,078€161,067€145,056€129,045▼ 11.0%
Furniture and vehicles24-€4,781€4,781€4,781€4,781=
Current assets29/58€7,141€8,635€1,004€20,086€20,183▲ 0.5%
Amounts receivable within one year40/41-€5,900-€19,400€19,400=
Trade receivables40-€5,900-€19,400€19,400=
Cash at bank and in hand54/58€7,141€2,735€1,004€686€783▲ 14.1%
Equity and liabilities
Total equity and liabilities10/49€199,034€190,494€166,852€170,060€154,146▼ 9.4%
Equity10/15€164,176€162,586€155,976€148,362€141,386▼ 4.7%
Contributions10/11€323,000€323,000€323,000€323,000€323,000=
Capital10-€323,000€323,000€323,000€323,000=
Issued capital100-€323,000€323,000€323,000€323,000=
Profit (loss) carried forward14-€158,824-€160,414-€167,024-€174,638-€181,614▼ 4.0%
Amounts payable17/49€34,858€27,908€10,876€21,698€12,759▼ 41.2%
Amounts payable within one year42/48€34,858€27,908€10,876€21,698€12,759▼ 41.2%
Trade debts44€2,981---€462-
Suppliers440/4----€462-
Other amounts payable47/48-€27,908€10,876€21,698€12,298▼ 43.3%
Line20202021202220232024Change
Profit (loss) for the period9904-€1,923-€1,590-€6,610-€7,614-€6,976▲ 8.4%
+ Depreciation and write-downs630€14,060€16,011€16,011€16,011€16,011=
Operating cash flow (approximation)€12,136€14,421€9,401€8,397€9,035▲ 7.6%
Investment in fixed assets (approximation)--€5,977€0€0€0-
Change in cash--€4,406-€1,731-€318€97▲ 130%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
25-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 147 days late
2024
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
29-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
31-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 92 days late
2020
11-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 103 days late
2019
10-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 41 days late
2018
30-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
30-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 61 days late
2015
28-09
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 59 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus
exact location from the address register On OpenStreetMap
Ground area
1,559 m²
Building footprint
202 m²
Volume, LiDAR
1,586 m³
Parcel 52332C0387/00P003, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52332C0387/00P003 Wallonia 1,558 m² 1 · 202 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded20-06-2002
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0477805766
Also 9925:BE0477805766
Registered 19-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.