Checked.be · Company dossierhttps://checked.be/en/c/svh-horeca-0663739722 · as of 13-10-2026
SVH-HORECA
Active
Private limited company (pre-2019) · founded 2016 · active for 10 yearsDilikensweier 24, 3600 Genk, BelgiumKBO/BCE: BE 0663.739.722
Summary
The computed 12-month bankruptcy probability of SVH-HORECA is 4.6% (elevated). The 2025 annual accounts show negative equity (-€16,323). Equity is shrinking by about 8.9% per year across the filed financial years. Its solvency ranks better than 12% of 16,328 sector peers (NACE 56, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskSector: Food and beverage service activities (NACE 56)Latest accounts 31 days late; 2 of the last 3 lateLiquidity: current ratio 0.02Weak solvency vs sectorlowers riskSize: total assets €22,950neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: Elevated
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.6%Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.8% (23,719 companies, NACE 56, micro)
Last 24 months11-2024: 4.6%12-2024: 4.6%● unchanged vs 11-202401-2025: 4.6%● unchanged vs 12-202402-2025: 4.5%▼ -0.1 percentage points vs 01-202503-2025: 4.5%● unchanged vs 02-202504-2025: 4.5%● unchanged vs 03-202505-2025: 4.4%▼ -0.1 percentage points vs 04-202506-2025: 4.2%▼ -0.2 percentage points vs 05-2025lowest value07-2025: 4.4%▲ +0.2 percentage points vs 06-202508-2025: 5.2%▲ +0.8 percentage points vs 07-202509-2025: 5.4%▲ +0.2 percentage points vs 08-202510-2025: 5.4%● unchanged vs 09-202511-2025: 5.4%● unchanged vs 10-202512-2025: 5.4%● unchanged vs 11-202501-2026: 5.4%● unchanged vs 12-202502-2026: 5.4%● unchanged vs 01-202603-2026: 5.4%● unchanged vs 02-202604-2026: 5.5%▲ +0.1 percentage points vs 03-202605-2026: 5.4%▼ -0.1 percentage points vs 04-202606-2026: 5.2%▼ -0.2 percentage points vs 05-202607-2026: 5.3%▲ +0.1 percentage points vs 06-202608-2026: 5.6%▲ +0.3 percentage points vs 07-2026highest value09-2026: 4.6%▼ -1.0 percentage point vs 08-202610-2026: 4.6%● unchanged vs 09-2026
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 August (5 of the last 5 filed years within 30 days of that day).