Result
€76,298 ▲ 778%
The result rose in 2025 from €8,693 to €76,298.
SVF Tech
Overview
Lifetime
2 annual accounts with figures on one time axispeak €215,706 (2025)
€215,706▲ 956%
peak €76,298 (2025)
€76,298▲ 778%
peak €87,491 (2025)
€87,491▲ 682%
€93,429▲ 173%
Board1 name since 2024
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €20,430 to €215,706Result from €8,693 to €76,298Equity from €11,193 to €87,491Debts from €34,179 to €93,429Investments €10,269Cash from €12,781 to €68,413
Key points
from the 2025 annual accountsTurnover
≈ €640,000 estimated
The micro format states no turnover.
Debts
€93,429 ▲ 173%
Debts rose by €59,250 in 2025.
Investments
€10,269 1.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 95.8% higher than in 2024.
Liquidity
1.78 was 1.09 in 2024
Short-term debts rose from €25,559 to €88,848.
Position in the sector
€76,298
Higher net result than 92% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
2025 accounts filed 31 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as SVF Tech has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for SVF Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013905366
Incorporation
Founding capital of €2,500, 100 shares · Appointment: (director) · 100 shares · published on 25-09-2024 · Gazette deed
First establishment
Honnestraat 36, Tongeren-Borgloon
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SVF Tech Tongeren-Borgloon | €180,920 | €215,706 | 48.4% | - |
| Dadaev Engineering Solutions Services Maasmechelen | €178,440 | €202,815 | 69.2% | - |
| Bati Renov Messancy | €189,274 | €211,097 | 48.0% | - |
| FENOTECH Waregem | €167,520 | €195,600 | 82.5% | - |
| QUATRA GS Sint-Genesius-Rode | €158,354 | €199,751 | 73.3% | - |
| CS Infra Maasmechelen | €193,472 | €280,975 | 49.5% | - |
| VAN ESCH CONSULT Heusden-Zolder | €207,840 | €148,491 | 75.7% | - |
These companies have the same main activity as SVF Tech: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €158,000 and €208,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 23-09-2024Normal situation
- Activity
- General electrical installation workNACE 43211and 4 others
- Establishment unit
- 2.363.947.0123700 Tongeren-Borgloon, since 23-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 01-08-2025
Annual accounts 2025
- €215,706▲ 956%
- €76,298▲ 778%
- €87,491▲ 682%
- €180,920▲ 299%
- Filing
- Filed on 31-08-2026
Insights on SVF Tech
SVF Tech has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,491 and a net result of €76,298.
Its solvency ranks better than 52% of 37,177 sector peers (NACE 43, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€215,706
▲ 956%
€96,249
▲ 763%
€76,298
▲ 778%
€69,696
▲ 29×
48.4%
▲ 23.7 percentage points
1.78
▲ 0.69
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €640,000. Estimated: probably between €430,000 and €790,000.
Balance sheet
balance sheet total €180,920 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
48.4%
Higher than 52% of 37,177 companies in 2025.
1.78
Higher than 49% of 36,472 companies in 2025.
42.2%
Higher than 93% of 36,707 companies in 2025.
SVF Tech
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
180,920 | 45,372 | |
21/28 |
22,376 | 17,444 | |
22/27 |
22,376 | 17,444 | |
23 |
2,723 | 1,390 | |
24 |
19,653 | 16,054 | |
29/58 |
158,544 | 27,928 | |
40/41 |
89,340 | 15,147 | |
40 |
84,290 | 14,194 | |
41 |
5,050 | 953 | |
54/58 |
68,413 | 12,781 | |
490/1 |
791 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
180,920 | 45,372 | |
10/15 |
87,491 | 11,193 | |
10/11 |
2,500 | 2,500 | |
14 |
84,991 | 8,693 | |
17/49 |
93,429 | 34,179 | |
17 |
4,581 | 8,620 | |
170/4 |
4,581 | 8,620 | |
42/48 |
88,848 | 25,559 | |
42 |
4,039 | 3,865 | |
44 |
42,241 | 4,539 | |
440/4 |
42,241 | 4,539 | |
45 |
33,249 | 5,790 | |
450/3 |
21,645 | 2,257 | |
454/9 |
11,604 | 3,532 | |
47/48 |
9,319 | 11,365 | |
| Income statement | |||
9900 |
215,706 | 20,430 | |
62 |
76,225 | 8,032 | |
630 |
5,337 | 815 | |
631/4 |
37,612 | - | |
640/8 |
284 | 425 | |
9901 |
96,249 | 11,158 | |
75/76B |
33 | - | |
75 |
33 | - | |
65/66B |
595 | 207 | |
65 |
595 | 207 | |
9903 |
95,686 | 10,951 | |
67/77 |
19,388 | 2,257 | |
9904 |
76,298 | 8,693 | |
9905 |
76,298 | 8,693 | |
| Appropriation of the result | |||
9906 |
84,991 | 8,693 | |
14P |
8,693 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00471483.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 101,585 | 11,972 | ||
| 81,634 | 9,508 | ||
| 10,269 | 18,259 | ||
| 55,632 | - | ||
| 69,696 | 2,370 | ||
| 48.4% | 24.7% | ||
| 1.78 | 1.09 | ||
| 1.07 | 3.05 | ||
| 87.2% | 77.7% | ||
| 42.2% | 19.2% | ||
| over 100 | 57.83 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €10,269 | €18,259 |
| €5,337 | €815 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on SVF Tech
The operating result for 2025 is 8.6 times that of 2024.
Debt's share of the balance-sheet total falls from 75.3% to 51.6%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 25-09-2024
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 25-09-2024, still in office
Control
Founder
This company
SVF Tech
Equity €87,491
Profit €76,298 in 2025
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €875 in 2025
- Source
- deed of 25-09-2024
Articles of association
deed of 25-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 25-09-2024 ↗
- 100 shares (100%) · €2,500 in cash
Network & group
No group
SVF Tech has no parent and no holdings in its annual accounts. is the only director. SVF Tech shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Annual accounts 2024 filed NBBmicro format · 18 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013905366
2024
IncorporationFounding capital of €2,500, 100 shares · Appointment: (director) · 100 shares · published on 25-09-20245 points ▸
- Founding capital, €2,500, 100 shares
- 100 shares
- Registered office clause, Honnestraat 36, 3700 Tongeren
- Board rule, 1
- Director appointment, (director (not named in the articles))
- The deed holds 4 more points.
First establishment Honnestraat 36, Tongeren-Borgloon
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1013.905.366
- VAT number
- BE 1013.905.366
- Peppol ID
- 0208:1013905366
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 23-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 June at 19:00deed of 25-09-2024 (in Dutch)
- Peppol
- Reachable since 01-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SVF Tech in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 25-09-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- SVF Techdeed of 25-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 25-09-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
43211
General electrical installation work main activity
43320
Joinery installation
Social security (RSZ) activities
43211
General electrical installation work main activity
Codes under NACEBEL 2008
VAT activities
43211
Specialised construction activities main activity
41202
Construction of residential and non-residential buildings
43222
Specialised construction activities
43320
Joinery installation
43994
Specialised construction activities
Social security (RSZ) activities
43211
Specialised construction activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle algemene bouwwerkzaamheden, inclusief maar niet beperkt tot:; Alle elektrische werkzaamheden; Alle vloerwerkzaamheden, het tegelwerk…”deed of 25-09-2024 (in Dutch)
7 activities
- Alle algemene bouwwerkzaamheden, inclusief maar niet beperkt tot:
- Alle elektrische werkzaamheden ;
- Alle vloerwerkzaamheden, het tegelwerk, aan- en verkoop van tegels, het plaatsen van tegels;
- Aannemer van openbare of private werken;
- Alle diensten in verband met de algemene bouwnijverheid , met name : alle bemiddelings- en onderaannemingsdiensten in de algemene bouw, handel in hout en bouwmaterialen en alle bouwgerelateerde artikelen, handel in elektrische en IT-apparatuur, alle gespecialiseerde bouwwerkzaamheden, vloerwerkzaamheden, bouwrijp maken van terreinen, elektrische werkzaamheden, schilderen van gebouwen, binnen- en buitendecoratie, sloopwerkzaamheden, installatie van bewakings- en inbraakalarmsystemen, tussenhandel in specifieke producten, stukadoorswerk, schrijnwerk, ruwbouw, metsel- en voegwerk, technisch ondersteuningswerk, netwerkonderhoud en technische ondersteuning, isolatiewerk, behangwerk, schilderwerk, afwerkingswerk en binnenrenovatie;
- Het verwerven en beheren van vastgoedactiva en alle activiteiten die direct of indirect verband houden met de ontwikkeling van deze activa;
- Alle bedrijfsondersteunende activiteiten, in het bijzonder de deelname aan het beheer, de administratie, de controle en de bijstand van om het even welke Belgische of buitenlandse vennootschap of onderneming, zowel op administratief, financieel, juridisch, technisch als commercieel vlak.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Honnestraat 36 registered office 3700 Tongeren-Borgloon | 23-09-2024 | 2.363.947.012 |
Buildings and parcels at the address
- Ground area
- 355 m²
- Buildings
- 56 m²
- Volume, LiDAR
- 308 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 73073A0399/00V000 | 355 m² | 1 · 56 m² | 8.6 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.905.366