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SVERUM

Active
Private limited companyfounded 2008active for 18 yearsKoningsstraat 20, 3900 Pelt, BelgiumKBO/BCE: BE 0894.735.819

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SVERUM has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,304 and a net result of €23,168. Equity has been shrinking by about 5.3% per year since 2018. Its solvency ranks better than 57% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 08-01-2008 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.167.956.928 3900 Pelt, since 22-01-2008
Financial year end
31 December
Peppol
Reachable since 26-06-2025

Board and ownership

Board
  • Evens HelgaDirector · since 04-01-2008
  • Stollman DiederikDirector · since 04-01-2008

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€54,448
▲ 83.1%
Turnover
≈ €110,000
estimated
Profit
€23,168
▲ 51.1%
Equity
€101,304
▼ 38.3%
Total assets
€161,807
▼ 6.7%
Filed on 24-04-2026, 98 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 2.78, cash €70,329, halvedSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €161,807Equity €101,304 (62.6% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 88-12
equity 62.6% of total assets
Liquidity 96-4
short-term debt 15.9% · cash 43.5%
Profitability 87+7
return on assets 14.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.78 (17.2 in 2024), above the usual 1.5. Short-term debt is 15.9% and cash 43.5% of total assets. 37.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 58% of them on solvency, 90% on liquidity, 55% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.78, cash €70,329, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €161,807
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €101,304 (62.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
98 days early
2024
174 days early
2023
16 days early
2022
47 days early
2021
38 days early
2020
33 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 59 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €23,168 8 years View
  • Caution: Equity fell in 2025from €164,152 to €101,304 ▼ 38.3% View

Comparable companies

These companies have the same main activity as SVERUM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €128,000 and €191,000, founded between 2006 and 2010.

CompanyTotal assetsGross margin
SVERUM Pelt€161,807€54,448
Rex Consult Hasselt€168,433€56,156
MIDORI MANAGEMENT Sint-Truiden€190,524€58,236
INELAS CONSULTING Bilzen-Hoeselt€191,019€56,090
SBC Group Heusden-Zolder€134,762€54,611
CONSULTHINGS Genk€174,201€62,897
EPC CENTER Genk€128,161€56,836
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SVERUM

What is the company number of SVERUM?
The company number of SVERUM is 0894.735.819. The VAT number is the same number with BE in front: BE 0894.735.819.
Where is SVERUM based?
The registered office is at Koningsstraat 20, 3900 Pelt.Company details
What does SVERUM do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SVERUM?
The legal form of SVERUM is Private limited company (BV).
When was SVERUM founded?
SVERUM was founded on 08-01-2008.
Is SVERUM still active?
Yes, SVERUM is an active enterprise in the KBO register.
What is the turnover of SVERUM?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €54,448 and 119 comparable companies (NACE 70200). It probably lies between €84,000 and €140,000.Financials
Is SVERUM profitable?
In financial year 2025, SVERUM made a profit of €23,168.
Where can I find the annual accounts of SVERUM?
SVERUM filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of SVERUM due?
SVERUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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