SVERITY
ActiveSummary
SVERITY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €75k. Equity is growing by ~62.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency95▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 3.36 in 2024; short-term debt: 21.9% and cash: 52.3% of total assets), and 29.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
29.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
93 d early
2024
20 d early
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€176k▲ 73.9%
2024 · €101k
2023: €50klowest in 3 years
2024: €101k▲ +102% vs 2023
2025: €176k▲ +73.9% vs 2024highest in 3 years
2023 → 2025
Total assets
€250k▲ 52.2%
2024 · €164k
2023: €84klowest in 3 years
2024: €164k▲ +96.3% vs 2023
2025: €250k▲ +52.2% vs 2024highest in 3 years
2023 → 2025
Net result
€75k▲ 45.9%
2024 · €51k
2023: €48klowest in 3 years
2024: €51k▲ +7.9% vs 2023
2025: €75k▲ +45.9% vs 2024highest in 3 years
2023 → 2025
Working capital
€95k▲ 13.7%
2024 · €84k
2023: €50klowest in 3 years
2024: €84k▲ +66.3% vs 2023
2025: €95k▲ +13.7% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€50k-€101k▲ 102%€176k▲ 73.9%
2023: €50klowest in 3 years
2024: €101k▲ +102% vs 2023
2025: €176k▲ +73.9% vs 2024highest in 3 years
Operating result€61k-€67k▲ 9.9%€92k▲ 38.4%
2023: €61klowest in 3 years
2024: €67k▲ +9.9% vs 2023
2025: €92k▲ +38.4% vs 2024highest in 3 years
Net result€48k-€51k▲ 7.9%€75k▲ 45.9%
2023: €48klowest in 3 years
2024: €51k▲ +7.9% vs 2023
2025: €75k▲ +45.9% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€101k ▲ 121%
Current assets
€150k ▲ 25.9%
Equity and liabilities €250k
Equity
€176k ▲ 73.9%
Debt
€74k ▲ 17.4%
Debt's share of the balance-sheet total falls from 38.3% to 29.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €76k
Cash flow
€85k▲
2024 · €60k
Current ratio
2.73▼
2024 · 3.36
Quick ratio
2.70▼
2024 · 3.28
Debt to equity
0.42▼
2024 · 0.62
ROE
42.5%▼
2024 · 50.6%
ROA
29.9%▼
2024 · 31.2%
Interest coverage
66.99▲
2024 · 44.82
Debt ≤ 1 year
€55k▲
2024 · €35k
Debt > 1 year
€19k▼
2024 · €28k
Income taxes
€20k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€164k€250k▲
Fixed assets21/28€45k€101k▲
Tangible fixed assets22/27€45k€35k▼
Leasing and similar rights25€42k€32k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28-€66k
Current assets29/58€119k€150k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€14k€17k▲
Cash at bank and in hand54/58€102k€131k▲
Equity and liabilities
Total equity and liabilities10/49€164k€250k▲
Equity10/15€101k€176k▲
Contributions10/11€3k€3k=
Reserves13€99k€174k▲
Distributable reserves133€99k€174k▲
Amounts payable17/49€63k€74k▲
Amounts payable after more than one year17€28k€19k▼
Financial debts170/4€28k€19k▼
Amounts payable within one year42/48€35k€55k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€21k€39k▲
Taxes450/3€21k€39k▲
Other amounts payable47/48€5k€5k▼
Accrued charges and deferred income492/3€0€138▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€78k€105k▲
Operating profit (loss)9901€67k€92k▲
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€65k€95k▲
Income taxes67/77€14k€20k▲
Profit (loss) for the period9904€51k€75k▲
Profit (loss) for the period to be appropriated9905€51k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€75k▲
Transfer to equity691/2€51k€75k▲
To other reserves6921€51k€75k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €9k | €10k | ▲ 17.5% |
| Other operating charges640/8 | €535 | €3k | €2k | ▼ 28.7% |
| Gross operating margin9900 | €61k | €78k | €105k | ▲ 33.7% |
| Operating profit (loss)9901 | €61k | €67k | €92k | ▲ 38.4% |
| Financial income75/76B | €0 | €0 | €4k | ▲ 797,772% |
| Recurring financial income75 | €0 | €0 | €4k | ▲ 797,772% |
| Financial charges65/66B | - | €2k | €2k | ▼ 9.0% |
| Recurring financial charges65 | - | €2k | €2k | ▼ 9.0% |
| Profit (loss) for the period before taxes9903 | €61k | €65k | €95k | ▲ 45.4% |
| Income taxes67/77 | €13k | €14k | €20k | ▲ 43.3% |
| Profit (loss) for the period9904 | €48k | €51k | €75k | ▲ 45.9% |
| Profit (loss) for the period to be appropriated9905 | €48k | €51k | €75k | ▲ 45.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €84k | €164k | €250k | ▲ 52.2% |
| Fixed assets21/28 | - | €45k | €101k | ▲ 121% |
| Tangible fixed assets22/27 | - | €45k | €35k | ▼ 23.1% |
| Leasing and similar rights25 | - | €42k | €32k | ▼ 24.2% |
| Other tangible fixed assets26 | - | €4k | €3k | ▼ 10.6% |
| Financial fixed assets28 | - | - | €66k | - |
| Current assets29/58 | €84k | €119k | €150k | ▲ 25.9% |
| Stocks and contracts in progress3 | - | €3k | €2k | ▼ 25.5% |
| Stocks30/36 | - | €3k | €2k | ▼ 25.5% |
| Amounts receivable within one year40/41 | €23k | €14k | €17k | ▲ 20.9% |
| Trade receivables40 | €23k | €14k | €17k | ▲ 20.9% |
| Cash at bank and in hand54/58 | €60k | €102k | €131k | ▲ 28.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €84k | €164k | €250k | ▲ 52.2% |
| Equity10/15 | €50k | €101k | €176k | ▲ 73.9% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €48k | €99k | €174k | ▲ 75.7% |
| Distributable reserves133 | €48k | €99k | €174k | ▲ 75.7% |
| Amounts payable17/49 | €34k | €63k | €74k | ▲ 17.4% |
| Amounts payable after more than one year17 | - | €28k | €19k | ▼ 31.1% |
| Financial debts170/4 | - | €28k | €19k | ▼ 31.1% |
| Amounts payable within one year42/48 | €33k | €35k | €55k | ▲ 54.9% |
| Current portion of amounts payable after more than one year42 | - | €8k | €9k | ▲ 4.1% |
| Trade debts44 | €2k | €1k | €2k | ▲ 49.2% |
| Suppliers440/4 | €2k | €1k | €2k | ▲ 49.2% |
| Taxes, remuneration and social security45 | €22k | €21k | €39k | ▲ 89.7% |
| Taxes450/3 | €22k | €21k | €39k | ▲ 89.7% |
| Other amounts payable47/48 | €10k | €5k | €5k | ▼ 4.8% |
| Accrued charges and deferred income492/3 | €184 | €0 | €138 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €48k | €51k | €75k | ▲ 45.9% |
| + Depreciation and write-downs630 | - | €9k | €10k | ▲ 17.5% |
| Operating cash flow (approximation) | €48k | €60k | €85k | ▲ 41.7% |
| Investment in fixed assets (approximation) | - | - | €-66k | - |
| Change in cash | - | €42k | €29k | ▼ 31.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €75k ▲45.9%
Operating result €92k, net result €75k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲73.9%
3 profitable years in a row build equity to €176k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €101k ▲102%
2 profitable years in a row build equity to €101k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2023
Ground area
2,806 m²
Building footprint
220 m²
Volume, LiDAR
1,002 m³
Parcel 44037B0796/00D000, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sverity
since 20232.339.798.465
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037B0796/00D000 | Flanders | 2,806 m² | 1 · 220 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MyBuddy
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MAARLU
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sc.consultancy
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BOZKOP
BE 0845.633.528
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INTUITIVE IT
BE 0568.521.354
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,149 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47640Retail sale of games and toys
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
82990Other business support services
95100Repair and maintenance of computers and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.