Sven Wylock
ActiveSven Wylock has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €-18k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 54% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency98▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 7.43 in 2024), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
-29.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€18k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
17 d early
2023
40 d early
2022
on the day
2021
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 47.1%
2024 · €71k
2021: €29k
2022: €70k
2023: €83k
2024: €71k
2021 → 2025
Total assets
€63k▼ 22.4%
2024 · €81k
2021: €49k
2022: €102k
2023: €95k
2024: €81k
2021 → 2025
Net result
€-18k▼ 55.5%
2024 · €-12k
2021: €14k
2022: €41k
2023: €13k
2024: €-12k
2021 → 2025
Working capital
€25k▼ 53.9%
2024 · €54k
2021: €26k
2022: €53k
2023: €64k
2024: €54k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€70k▲ 141%€83k▲ 18.1%€71k▼ 14.3%€38k▼ 47.1%
Operating result€19k-€52k▲ 175%€14k▼ 72.6%€-12k€-16k▼ 36.3%
Net result€14k-€41k▲ 191%€13k▼ 69.0%€-12k€-18k▼ 55.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €12k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€14k▼ 22.0%
Current assets
€48k▼ 22.6%
Equity and liabilities €63k
Equity
€38k▼ 47.1%
Debt
€25k▲ 154%
The debt ratio rises from 12.3% to 40.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-12k▼
2024 · €-8k
Cash flow
€-14k▼
2024 · €-8k
Solvency
59.8%▼
2024 · 87.7%
Current ratio
2.06▼
2024 · 7.43
Quick ratio
2.00▼
2024 · 7.27
Debt / equity
0.67▲
2024 · 0.14
ROE
-49.2%▼
2024 · -16.7%
ROA
-29.4%▼
2024 · -14.7%
Interest coverage
-261.24▼
2024 · -206.33
Debt
€25k▲
2024 · €10k
Debt ≤ 1 year
€23k▲
2024 · €8k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€63k▼
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Land and buildings22€9k€8k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€62k€48k▼
Stocks and contracts in progress3€1k€1k▲
Stocks30/36€1k€1k▲
Amounts receivable within one year40/41€2k€553▼
Other amounts receivable41€2k€553▼
Cash at bank and in hand54/58€59k€46k▼
Equity and liabilities
Total equity and liabilities10/49€81k€63k▼
Equity10/15€71k€38k▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€56k€23k▼
Amounts payable17/49€10k€25k▲
Amounts payable within one year42/48€8k€23k▲
Trade debts44€200€242▲
Suppliers440/4€200€242▲
Other amounts payable47/48€8k€23k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€609€617▲
Gross operating margin9900€-7k€-11k▼
Operating profit (loss)9901€-12k€-16k▼
Financial charges65/66B€39€46▲
Recurring financial charges65€39€46▲
Profit (loss) for the period before taxes9903€-12k€-16k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€-12k€-18k▼
Profit (loss) for the period to be appropriated9905€-12k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€38k▼
Profit (loss) brought forward from the previous period14P€68k€56k▼
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
14-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 6.43
Current ratio from 2.85 to 6.43; short-term debt falls from €29k to €12k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2021net €41k ▲191%
Operating result €52k, net result €41k, both a record.
04-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lenniksesteenweg(E) 55/B1671 PepingenGround area
2,238 m²
Building footprint
133 m²
Volume, LiDAR
974 m³
Parcel 23019A0090/00P000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sven Wylock
since 20202.307.527.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23019A0090/00P000 | Flanders | 2,238 m² | 1 · 133 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 36 EUR awarded · 36 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 36 EUR | 36 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 sitePepingen2.307.527.060
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 36,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2020
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01210Crop and animal production, hunting and related service activities
47251Retail sale of wines and spirits
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.