SVEGO
ActiveSummary
SVEGO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €44k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 54% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+41
Solvency60▼-24
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.13 in 2024; short-term debt: 47.6% and cash: 31.8% of total assets), and 65.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
13.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
65 d early
2023
7 d early
2022
54 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▼ 29.1%
2024 · €160k
Total assets
€325k▲ 20.5%
2024 · €269k
Net result
€44k
2024 · €-1k
Working capital
€-9k
2024 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€61k-€18k▼ 69.5%€7k▼ 59.7%€63k▲ 741%
Net result€40k-€14k▼ 64.5%€-1k€44k
Equity€147k-€161k▲ 9.7%€160k▼ 0.8%€113k▼ 29.1%
Total assets€497k-€263k▼ 47.1%€269k▲ 2.5%€325k▲ 20.5%
Debt€350k-€102k▼ 70.9%€110k▲ 7.7%€211k▲ 92.6%
Working capital€53k-€47k▼ 12.2%€9k▼ 81.1%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 741% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€179k ▼ 7.0%
Current assets
€146k ▲ 89.2%
Equity and liabilities €325k
Equity
€113k ▼ 29.1%
Debt
€211k ▲ 92.6%
Debt's share of the balance-sheet total rises from 40.7% to 65.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €22k
Cash flow
€60k▲
2024 · €13k
Current ratio
0.94▼
2024 · 1.13
Quick ratio
0.88▲
2024 · 0.59
Debt to equity
1.86▲
2024 · 0.69
ROE
38.5%▲
2024 · -0.8%
ROA
13.4%▲
2024 · -0.5%
Interest coverage
106.31▲
2024 · 3.27
Debt ≤ 1 year
€154k▲
2024 · €68k
Debt > 1 year
€30k▼
2024 · €42k
Income taxes
€18k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | €127 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €7k | €14k | €16k | ▲ 10.6% |
| Other operating charges640/8 | €4k | €7k | €3k | €8k | ▲ 215% |
| Non-recurring operating charges66A | - | - | €396 | - | - |
| Gross operating margin9900 | €66k | €33k | €25k | €87k | ▲ 249% |
| Operating profit (loss)9901 | €61k | €18k | €7k | €63k | ▲ 741% |
| Financial income75/76B | €5k | €9k | - | - | - |
| Recurring financial income75 | €5k | €9k | - | - | - |
| Financial charges65/66B | €8k | €7k | €7k | €740 | ▼ 88.9% |
| Recurring financial charges65 | €8k | €7k | €7k | €740 | ▼ 88.9% |
| Profit (loss) for the period before taxes9903 | €57k | €21k | €762 | €62k | ▲ 8,034% |
| Income taxes67/77 | €17k | €7k | €2k | €18k | ▲ 811% |
| Profit (loss) for the period9904 | €40k | €14k | €-1k | €44k | ▲ 3,572% |
| Profit (loss) for the period to be appropriated9905 | €40k | €14k | €-1k | €44k | ▲ 3,572% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €497k | €263k | €269k | €325k | ▲ 20.5% |
| Fixed assets21/28 | €94k | €163k | €193k | €179k | ▼ 7.0% |
| Tangible fixed assets22/27 | €27k | €62k | €91k | €78k | ▼ 14.8% |
| Land and buildings22 | - | €7k | - | - | - |
| Furniture and vehicles24 | €27k | €24k | €57k | €48k | ▼ 16.6% |
| Other tangible fixed assets26 | - | €31k | €34k | €30k | ▼ 11.7% |
| Financial fixed assets28 | €67k | €101k | €101k | €101k | = |
| Current assets29/58 | €403k | €99k | €77k | €146k | ▲ 89.2% |
| Stocks and contracts in progress3 | €358k | €35k | €37k | €10k | ▼ 72.6% |
| Stocks30/36 | €358k | €35k | €37k | €10k | ▼ 72.6% |
| Amounts receivable within one year40/41 | €7k | €11k | €14k | €32k | ▲ 126% |
| Trade receivables40 | €7k | €7k | €7k | €32k | ▲ 381% |
| Other amounts receivable41 | - | €5k | €8k | - | - |
| Cash at bank and in hand54/58 | €37k | €53k | €26k | €103k | ▲ 301% |
| Deferred charges and accrued income490/1 | €933 | - | €329 | €130 | ▼ 60.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €497k | €263k | €269k | €325k | ▲ 20.5% |
| Equity10/15 | €147k | €161k | €160k | €113k | ▼ 29.1% |
| Contributions10/11 | €100 | €100 | €100 | €100 | = |
| Reserves13 | €147k | €161k | €160k | €113k | ▼ 29.1% |
| Distributable reserves133 | €147k | €161k | €160k | €113k | ▼ 29.1% |
| Amounts payable17/49 | €350k | €102k | €110k | €211k | ▲ 92.6% |
| Amounts payable after more than one year17 | - | €49k | €42k | €30k | ▼ 27.5% |
| Financial debts170/4 | - | €49k | €42k | €30k | ▼ 27.5% |
| Amounts payable within one year42/48 | €350k | €53k | €68k | €154k | ▲ 127% |
| Current portion of amounts payable after more than one year42 | €241k | €21k | €8k | €10k | ▲ 17.0% |
| Financial debts43 | €495 | - | - | - | - |
| Credit institutions430/8 | €495 | - | - | - | - |
| Trade debts44 | €2k | €1k | €46k | €25k | ▼ 46.7% |
| Suppliers440/4 | €2k | €1k | €46k | €25k | ▼ 46.7% |
| Taxes, remuneration and social security45 | €24k | €30k | €14k | €42k | ▲ 211% |
| Taxes450/3 | €24k | €30k | €14k | €42k | ▲ 211% |
| Other amounts payable47/48 | €83k | - | - | €78k | - |
| Accrued charges and deferred income492/3 | - | - | - | €27k | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40k | €14k | €-1k | €44k | ▲ 3,572% |
| + Depreciation and write-downs630 | €1k | €7k | €14k | €16k | ▲ 10.6% |
| Operating cash flow (approximation) | €41k | €22k | €13k | €60k | ▲ 351% |
| Investment in fixed assets (approximation) | - | €-77k | €-44k | €-3k | ▲ 94.2% |
| Change in cash | - | €16k | €-27k | €77k | ▲ 385% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €161k ▲9.7%
2 profitable years in a row build equity to €161k.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2016
Ground area
520 m²
Building footprint
277 m²
Parcel 46442C1113/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
SVEGO
since 20162.252.973.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C1113/00K000 | Flanders | 520 m² | 1 · 277 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,761 companies in sector 68321 we hold annual accounts for 1,391. 1,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Scores and ratios are computed by Checked and are not a credit decision.