SVE TRANS
ActiveThe computed 12-month bankruptcy probability of SVE TRANS is 2.9% (moderate). The 2024 annual accounts show equity of €96k and a net result of €26k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 6717 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77=
Solvency49▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.82 in 2023; short-term debt: 51.6% and cash: 9.8% of total assets), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.1%
Return on assets
6.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
12 d early
2022
19 d early
2021
37 d early
2020
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€96k▼ 24.8%
2023 · €128k
2020: €48k
2021: €96k
2022: €137k
2023: €128k
2020 → 2024
Total assets
€399k▼ 18.9%
2023 · €492k
2020: €279k
2021: €495k
2022: €567k
2023: €492k
2020 → 2024
Net result
€26k▼ 17.5%
2023 · €32k
2020: €29k
2021: €48k
2022: €40k
2023: €32k
2020 → 2024
Working capital
€-80k▼ 139%
2023 · €-33k
2020: €478
2021: €11k
2022: €4k
2023: €-33k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€48k-€96k▲ 101%€137k▲ 42.0%€128k▼ 6.3%€96k▼ 24.8%
Operating result€41k-€62k▲ 48.5%€59k▼ 3.6%€51k▼ 14.9%€44k▼ 13.2%
Net result€29k-€48k▲ 65.6%€40k▼ 16.6%€32k▼ 21.4%€26k▼ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 13% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €399k
Fixed assets
€273k▼ 19.3%
Current assets
€126k▼ 18.2%
Equity and liabilities €399k
Equity
€96k▼ 24.8%
Debt
€303k▼ 16.9%
The debt ratio rises from 74.0% to 75.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€112k▲
2023 · €105k
Cash flow
€94k▲
2023 · €86k
Solvency
24.1%▼
2023 · 26.0%
Current ratio
0.61▼
2023 · 0.82
Quick ratio
0.61▼
2023 · 0.82
Debt / equity
3.14▲
2023 · 2.84
ROE
27.2%▲
2023 · 24.8%
ROA
6.6%▲
2023 · 6.5%
Interest coverage
10.74▲
2023 · 10.28
Debt
€303k▼
2023 · €364k
Debt ≤ 1 year
€206k▲
2023 · €187k
Debt > 1 year
€93k▼
2023 · €175k
Income taxes
€7k▼
2023 · €9k
Staff costs
€-60▼
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€492k€399k▼
Fixed assets21/28€338k€273k▼
Tangible fixed assets22/27€318k€253k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€313k€249k▼
Financial fixed assets28€20k€20k=
Current assets29/58€154k€126k▼
Amounts receivable within one year40/41€44k€68k▲
Trade receivables40€29k€63k▲
Other amounts receivable41€15k€5k▼
Cash at bank and in hand54/58€82k€39k▼
Deferred charges and accrued income490/1€28k€19k▼
Equity and liabilities
Total equity and liabilities10/49€492k€399k▼
Equity10/15€128k€96k▼
Contributions10/11€19k€19k=
Reserves13€110k€78k▼
Distributable reserves133€110k€78k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€364k€303k▼
Amounts payable after more than one year17€175k€93k▼
Financial debts170/4€175k€93k▼
Amounts payable within one year42/48€187k€206k▲
Current portion of amounts payable after more than one year42€84k€83k▼
Trade debts44€53k€23k▼
Suppliers440/4€53k€23k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9€3k▲
Remuneration and social security454/9€9k€3k▼
Other amounts payable47/48€42k€95k▲
Accrued charges and deferred income492/3€1k€4k▲
Income statement
Code20232024
Remuneration, social security and pensions62€78k€-60▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€68k▲
Other operating charges640/8€3k€657▼
Non-recurring operating charges66A€15k€0▼
Gross operating margin9900€201k€112k▼
Operating profit (loss)9901€51k€44k▼
Financial income75/76B€215€4▼
Recurring financial income75€215€4▼
Financial charges65/66B€10k€10k▲
Recurring financial charges65€10k€10k▲
Profit (loss) for the period before taxes9903€41k€34k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€32k€26k▼
Profit (loss) for the period to be appropriated9905€32k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€26k▼
Transfer from equity791/2€40k€32k▼
Transfer to equity691/2€32k€0▼
To contributions691€32k€0▼
To other reserves6921€0-
Profit to be distributed694/7€40k€58k▲
Return on contributions (dividend)694€40k€58k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €26k ▼17.5%
Net result drops to €26k, the lowest in the series.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €137k ▲42%
3 profitable years in a row build equity to €137k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €48k ▲65.6%
Operating result €62k, net result €48k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollestraat 999150 Beveren-Kruibeke-ZwijndrechtGround area
690 m²
Building footprint
124 m²
Volume, LiDAR
767 m³
Parcel 46013A0378/00S000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SVE TRANS
since 20192.287.359.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0378/00S000 | Flanders | 690 m² | 1 · 124 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAMA TRANSPORT
BE 0804.533.044
Anderlecht · Eq €96k
G Logistics
BE 1004.700.957
Theux · Eq €96k
LJ LOGISTICS
BE 0774.488.283
Zaventem · Eq €96k
VAN DEN KEYBUS CARL
BE 0460.764.153
Wuustwezel · Eq €96k
CH-TRANS
BE 0762.943.996
Mechelen · Eq €96k
Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 6,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2019
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
47525Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.