SVDS Consulting
ActiveSummary
SVDS Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280k and a net result of €92k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.52 against 4.0 in 2024; short-term debt: 16.6% and cash: 65.3% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
27.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
19 d early
2024
39 d early
2023
48 d early
2022
42 d early
2021
39 d early
2020
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€280k▼ 2.7%
2024 · €287k
2020: €21k
2021: €143k
2022: €199k
2023: €294k
2024: €287k
2020 → 2025
Total assets
€336k▼ 5.5%
2024 · €355k
2020: €42k
2021: €250k
2022: €264k
2023: €473k
2024: €355k
2020 → 2025
Net result
€92k▲ 44.6%
2024 · €64k
2020: €16k
2021: €121k
2022: €56k
2023: €102k
2024: €64k
2020 → 2025
Working capital
€197k▲ 5.1%
2024 · €187k
2020: €23k
2021: €123k
2022: €90k
2023: €198k
2024: €187k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€143k-€199k▲ 39.5%€294k▲ 47.5%€287k▼ 2.3%€280k▼ 2.7%
Operating result€158k-€124k▼ 21.6%€178k▲ 43.3%€126k▼ 28.9%€181k▲ 43.6%
Net result€121k-€56k▼ 53.5%€102k▲ 80.2%€64k▼ 37.3%€92k▲ 44.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €336k
Fixed assets
€83k ▼ 21.5%
Current assets
€252k ▲ 1.3%
Equity and liabilities €336k
Equity
€280k ▼ 2.7%
Debt
€56k ▼ 17.6%
Debt's share of the balance-sheet total falls from 19.1% to 16.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€206k▲
2024 · €149k
Cash flow
€116k▲
2024 · €86k
Current ratio
4.52▲
2024 · 4.00
Debt to equity
0.20▼
2024 · 0.24
ROE
33.0%▲
2024 · 22.2%
ROA
27.5%▲
2024 · 18.0%
Interest coverage
3.60▼
2024 · 3.65
Debt ≤ 1 year
€56k▼
2024 · €62k
Income taxes
€32k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€355k€336k▼
Fixed assets21/28€106k€83k▼
Tangible fixed assets22/27€106k€83k▼
Land and buildings22€83k€72k▼
Furniture and vehicles24€23k€11k▼
Current assets29/58€249k€252k▲
Amounts receivable within one year40/41€13k€33k▲
Trade receivables40-€26k
Other amounts receivable41€13k€7k▼
Cash at bank and in hand54/58€236k€219k▼
Equity and liabilities
Total equity and liabilities10/49€355k€336k▼
Equity10/15€287k€280k▼
Contributions10/11€5k€5k=
Reserves13€282k€275k▼
Distributable reserves133€282k€275k▼
Amounts payable17/49€68k€56k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€62k€56k▼
Current portion of amounts payable after more than one year42€8k€6k▼
Trade debts44€631€349▼
Suppliers440/4€631€349▼
Taxes, remuneration and social security45€27k€13k▼
Taxes450/3€27k€13k▼
Other amounts payable47/48€27k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€24k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€151k€207k▲
Operating profit (loss)9901€126k€181k▲
Financial income75/76B€203€244▲
Recurring financial income75€203€244▲
Financial charges65/66B€41k€57k▲
Recurring financial charges65€41k€57k▲
Profit (loss) for the period before taxes9903€86k€125k▲
Income taxes67/77€22k€32k▲
Profit (loss) for the period9904€64k€92k▲
Profit (loss) for the period to be appropriated9905€64k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€92k▲
Transfer from equity791/2€71k€100k▲
Transfer to equity691/2€64k€92k▲
To other reserves6921€64k€92k▲
Profit to be distributed694/7€71k€100k▲
Return on contributions (dividend)694€71k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €200kEq €294k ▲47.5%
4 profitable years in a row build equity to €294k.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €150kEq €199k ▲39.5%
3 profitable years in a row build equity to €199k.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2020net €121k ▲639%
Net result €121k, the highest in the series.
30-06
Financial
Equity above €100kEq €143k ▲566%
2 profitable years in a row build equity to €143k.
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 13a9270 LaarneGround area
464 m²
Building footprint
131 m²
Volume, LiDAR
823 m³
Parcel 42010B0191/00G000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SVDS Consulting
since 20202.297.340.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0191/00G000 | Flanders | 464 m² | 1 · 130 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900Z1NE7QA2FVKK60
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2020
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.