Summary
SVD PHARMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €367,202 and a net result of €23,288. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 52% of 5585 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
28 d late
2022
29 d late
2021
26 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€367,202▲ 6.8%
2024 · €343,914
Net result
€23,288▼ 32.0%
2024 · €34,247
Total assets
€682,392▲ 1.9%
2024 · €669,462
Solvency
53.8%▲ 2.4pp
2024 · 51.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€77,675▲ 0.4%€34,139▼ 56.0%€54,213▲ 58.8%€54,244▲ 0.1%€37,232▼ 31.4%
Net result€54,153within the sector's middle half▼ 21.7%€19,152within the sector's middle half▼ 64.6%€19,395within the sector's middle half▲ 1.3%€34,247within the sector's middle half▲ 76.6%€23,288within the sector's middle half▼ 32.0%
Equity€271,120within the sector's middle half▲ 25.0%€290,272within the sector's middle half▲ 7.1%€309,667within the sector's middle half▲ 6.7%€343,914within the sector's middle half▲ 11.1%€367,202within the sector's middle half▲ 6.8%
Total assets€690,157within the sector's middle half▲ 4.8%€731,678within the sector's middle half▲ 6.0%€767,598within the sector's middle half▲ 4.9%€669,462within the sector's middle half▼ 12.8%€682,392within the sector's middle half▲ 1.9%
Debt€419,037▼ 5.1%€441,406▲ 5.3%€457,931▲ 3.7%€325,548▼ 28.9%€315,190▼ 3.2%
Working capital-€69,019within the sector's middle half▲ 18.2%-€89,833within the sector's middle half▼ 30.2%-€103,073within the sector's middle half▼ 14.7%-€100,612within the sector's middle half▲ 2.4%-€120,700within the sector's middle half▼ 20.0%
Solvency39.3%within the sector's middle half▲ 6.3pp39.7%within the sector's middle half▲ 0.4pp40.3%within the sector's middle half▲ 0.7pp51.4%within the sector's middle half▲ 11.0pp53.8%within the sector's middle half▲ 2.4pp
Current ratio0.46within the sector's middle half▲ 0.220.53within the sector's middle half▲ 0.070.57within the sector's middle half▲ 0.040.28below the sector's middle half▼ 0.290.30below the sector's middle half▲ 0.02
Return on assets (ROA)7.8%within the sector's middle half▼ 2.7pp2.6%within the sector's middle half▼ 5.2pp2.5%within the sector's middle half▼ 0.1pp5.1%within the sector's middle half▲ 2.6pp3.4%within the sector's middle half▼ 1.7pp
Staff (FTE)0below the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €682,392
Fixed assets
€630,615 =
Current assets
€51,777 ▲ 33.3%
Equity and liabilities €682,392
Equity
€367,202 ▲ 6.8%
Debt
€315,190 ▼ 3.2%
Debt's share of the balance-sheet total falls from 48.6% to 46.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.3%▼
2024 · 10.0%
Debt ≤ 1 year
€172,478▲
2024 · €139,459
Debt > 1 year
€142,712▼
2024 · €178,138
Income taxes
€6,218▼
2024 · €9,020
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €193 | €470 | €641 | €351 | €388 | ▲ 10.4% |
| Gross operating margin9900 | €77,868 | €34,609 | €54,854 | €54,596 | €37,619 | ▼ 31.1% |
| Operating profit (loss)9901 | €77,675 | €34,139 | €54,213 | €54,244 | €37,232 | ▼ 31.4% |
| Financial income75/76B | €0 | - | €34 | €0 | - | - |
| Recurring financial income75 | €0 | - | €34 | €0 | - | - |
| Financial charges65/66B | €9,948 | €9,389 | €10,456 | €10,977 | €7,725 | ▼ 29.6% |
| Recurring financial charges65 | €9,948 | €9,389 | €10,456 | €10,977 | €7,725 | ▼ 29.6% |
| Profit (loss) for the period before taxes9903 | €67,728 | €24,750 | €43,791 | €43,267 | €29,506 | ▼ 31.8% |
| Income taxes67/77 | €13,575 | €5,598 | €24,397 | €9,020 | €6,218 | ▼ 31.1% |
| Profit (loss) for the period9904 | €54,153 | €19,152 | €19,395 | €34,247 | €23,288 | ▼ 32.0% |
| Profit (loss) for the period to be appropriated9905 | €54,153 | €19,152 | €19,395 | €34,247 | €23,288 | ▼ 32.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €690,157 | €731,678 | €767,598 | €669,462 | €682,392 | ▲ 1.9% |
| Fixed assets21/28 | €630,610 | €630,615 | €630,615 | €630,615 | €630,615 | = |
| Financial fixed assets28 | €630,610 | €630,615 | €630,615 | €630,615 | €630,615 | = |
| Current assets29/58 | €59,547 | €101,064 | €136,983 | €38,847 | €51,777 | ▲ 33.3% |
| Amounts receivable within one year40/41 | €58,923 | €100,059 | €109,887 | €37,960 | €50,729 | ▲ 33.6% |
| Trade receivables40 | €55,902 | €69,002 | €99,042 | €16,935 | €40,962 | ▲ 142% |
| Other amounts receivable41 | €3,021 | €31,057 | €10,845 | €21,025 | €9,767 | ▼ 53.5% |
| Cash at bank and in hand54/58 | €0 | €144 | €26,250 | €0 | - | - |
| Deferred charges and accrued income490/1 | €624 | €860 | €847 | €888 | €1,048 | ▲ 18.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €690,157 | €731,678 | €767,598 | €669,462 | €682,392 | ▲ 1.9% |
| Equity10/15 | €271,120 | €290,272 | €309,667 | €343,914 | €367,202 | ▲ 6.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €252,520 | €271,672 | €291,067 | €325,314 | €348,602 | ▲ 7.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €250,660 | €269,812 | €291,067 | €325,314 | €348,602 | ▲ 7.2% |
| Amounts payable17/49 | €419,037 | €441,406 | €457,931 | €325,548 | €315,190 | ▼ 3.2% |
| Amounts payable after more than one year17 | €286,749 | €246,851 | €212,846 | €178,138 | €142,712 | ▼ 19.9% |
| Financial debts170/4 | €286,749 | €246,851 | €212,846 | €178,138 | €142,712 | ▼ 19.9% |
| Amounts payable within one year42/48 | €128,566 | €190,896 | €240,055 | €139,459 | €172,478 | ▲ 23.7% |
| Current portion of amounts payable after more than one year42 | €39,126 | €46,600 | €40,840 | €39,839 | €38,631 | ▼ 3.0% |
| Financial debts43 | €2,216 | €0 | - | €692 | €507 | ▼ 26.7% |
| Credit institutions430/8 | €2,216 | €0 | - | €692 | €507 | ▼ 26.7% |
| Trade debts44 | - | €1,832 | €744 | €0 | €1,430 | - |
| Suppliers440/4 | - | €1,832 | €744 | €0 | €1,430 | - |
| Taxes, remuneration and social security45 | €15,794 | €10,966 | €9,325 | €9,040 | €11,160 | ▲ 23.5% |
| Taxes450/3 | €13,194 | €8,366 | €6,725 | €9,040 | €11,160 | ▲ 23.5% |
| Remuneration and social security454/9 | €2,600 | €2,600 | €2,600 | €0 | - | - |
| Other amounts payable47/48 | €71,431 | €131,497 | €189,147 | €89,888 | €120,749 | ▲ 34.3% |
| Accrued charges and deferred income492/3 | €3,722 | €3,659 | €5,030 | €7,951 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,153 | €19,152 | €19,395 | €34,247 | €23,288 | ▼ 32.0% |
| Operating cash flow (approximation) | €54,153 | €19,152 | €19,395 | €34,247 | €23,288 | ▼ 32.0% |
| Investment in fixed assets (approximation) | - | -€5 | €0 | €0 | €0 | - |
| Change in cash | - | €144 | €26,105 | -€26,250 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €69,121 ▲26.5%
Net result €69,121, the highest in the series.
31-12
Financial
Equity above €200,000Eq €216,968 ▲46.8%
3 profitable years in a row build equity to €216,968.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Equity above €100,000Eq €147,847 ▲58.6%
2 profitable years in a row build equity to €147,847.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2015
Ground area
1,465 m²
Building footprint
316 m²
Volume, LiDAR
1,242 m³
Parcel 46503C0885/00C002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SVD PHARMA
since 20152.244.154.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46503C0885/00C002 | Flanders | 1,465 m² | 1 · 315 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of SVD PHARMA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
P-Winvest
BE 0790.122.309
Mechelen · Eq €367,205
SPLENDOR CONSULT
BE 0860.858.667
Bonheiden · Eq €367,174
PATRIMA
BE 0833.244.153
Tienen · Eq €367,036
Julesse
BE 0726.795.561
Oudenburg · Eq €366,877
GDG
BE 0883.856.674
Brugge · Eq €367,606
Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,779 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0632733077
Also
9925:BE0632733077
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.