SVC ALLIANCE
ActiveSVC ALLIANCE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €23k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+15
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 6.52 against 4.44 in 2024; short-term debt: 15.1% and cash: 11.8% of total assets), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
20.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
4 d early
2023
41 d early
2022
39 d early
2021
7 d early
2020
5 d late
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 25.4%
2024 · €76k
2019: €13k
2020: €22k
2021: €52k
2022: €63k
2023: €68k
2024: €76k
2019 → 2025
Total assets
€115k▲ 17.4%
2024 · €98k
2019: €20k
2020: €33k
2021: €66k
2022: €82k
2023: €80k
2024: €98k
2019 → 2025
Net result
€23k▲ 198%
2024 · €8k
2019: €9k
2020: €9k
2021: €29k
2022: €11k
2023: €6k
2024: €8k
2019 → 2025
Working capital
€96k▲ 29.1%
2024 · €74k
2019: €12k
2020: €21k
2021: €47k
2022: €59k
2023: €66k
2024: €74k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€63k▲ 21.2%€68k▲ 9.4%€76k▲ 11.5%€96k▲ 25.4%
Operating result€37k-€11k▼ 70.5%€5k▼ 55.8%€10k▲ 109%€29k▲ 185%
Net result€29k-€11k▼ 62.5%€6k▼ 46.3%€8k▲ 33.6%€23k▲ 198%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 185% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€2k▼ 13.9%
Current assets
€113k▲ 18.2%
Equity and liabilities €115k
Equity
€96k▲ 25.4%
Debt
€19k▼ 10.9%
The debt ratio falls from 22.0% to 16.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €11k
Cash flow
€24k▲
2024 · €9k
Solvency
83.3%▲
2024 · 78.0%
Current ratio
6.52▲
2024 · 4.44
Quick ratio
6.52▲
2024 · 4.44
Debt / equity
0.20▼
2024 · 0.28
ROE
24.5%▲
2024 · 10.3%
ROA
20.4%▲
2024 · 8.0%
Interest coverage
24.31▲
2024 · 9.48
Debt
€19k▼
2024 · €22k
Debt ≤ 1 year
€17k▼
2024 · €22k
Debt > 1 year
€2k
Income taxes
€10k▲
2024 · €5k
Staff costs
€410▲
2024 · €334
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€115k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€1k€609▼
Furniture and vehicles24€765€1k▲
Financial fixed assets28€25€25=
Current assets29/58€96k€113k▲
Amounts receivable within one year40/41€92k€99k▲
Trade receivables40€13k€1k▼
Other amounts receivable41€79k€98k▲
Cash at bank and in hand54/58€2k€14k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€98k€115k▲
Equity10/15€76k€96k▲
Contributions10/11€19k€15k▼
Capital10€19k-
Issued capital100€19k-
Outside capital11-€15k
Other1109/19-€15k
Profit (loss) carried forward14€58k€81k▲
Amounts payable17/49€22k€19k▼
Amounts payable after more than one year17-€2k
Financial debts170/4-€2k
Amounts payable within one year42/48€22k€17k▼
Current portion of amounts payable after more than one year42€3k€5k▲
Trade debts44€15k€340▼
Suppliers440/4€15k€340▼
Taxes, remuneration and social security45€3k€12k▲
Taxes450/3€3k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€334€410▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€63€64▲
Gross operating margin9900€15k€31k▲
Operating profit (loss)9901€10k€29k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€13k€34k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€8k€23k▲
Profit (loss) for the period to be appropriated9905€8k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€81k▲
Profit (loss) brought forward from the previous period14P€50k€58k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €6k ▼46.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €29k ▲211%
Operating result €37k, net result €29k, both a record.
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute 17090 Braine-le-ComteGround area
169 m²
Building footprint
160 m²
Parcel 55004H0338/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
AST Consulting sprl
since 20142.236.397.356
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004H0338/00L000 | Wallonia | 169 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0832.904.356
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BE 0695.434.075
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HOME TO HOME
BE 0436.973.914
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SERDONGS INTERIEUR
BE 0459.956.776
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ADRIMAT.RENOVATION
BE 0599.986.273
Ciney · Eq €96k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2003
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
43310Plastering work
43422Screed work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.