SVANIMMO CONSTRUCT
ActiveSummary
SVANIMMO CONSTRUCT has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112,565 and a net result of €17,886. Equity is growing by about 8.6% per year across the filed financial years. Its solvency ranks better than 34% of 11,120 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €112,565
- Profit
- €17,886
Why 86raises riskLatest accounts 24 days late; 1 of the last 3 lateLiquidity: current ratio 1.18, cash €7,430lowers riskSize: total assets €731,942Figures for financial year 2025 (filed 23-02-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 36% on solvency, 7% on liquidity, 38% on profitability and 74% on growth.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 14 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Appointment: Sven De Meersman (director)Gazette deed
- Annual accounts filedfinancial year 2025 · abbreviated…
- Equity above €100,000equity €112,565 ▲18.9%
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (23 days) Filed on 23 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00041855.
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result recovers in 2025; 2025 is 763% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 4,107 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97.9% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,107 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | €1,199 | €3,395 | €3,426 | €5,070 | ▲ 48.0% |
| Gross operating margin9900 | €24,386 | €13,728 | €4,653 | €3,341 | €32,504 | €6,297 | €29,838 | ▲ 374% |
| Operating profit (loss)9901 | €23,335 | €12,729 | €790 | €2,142 | €29,109 | €2,871 | €24,768 | ▲ 763% |
| Financial charges65/66B | - | - | - | €388 | €373 | €1,115 | €181 | ▼ 83.7% |
| Recurring financial charges65 | €315 | €291 | €172 | €388 | €373 | €1,115 | €181 | ▼ 83.7% |
| Profit (loss) for the period before taxes9903 | €23,020 | €12,439 | €618 | €1,754 | €28,735 | €1,757 | €24,586 | ▲ 1,300% |
| Income taxes67/77 | €9,279 | €3,110 | €160 | €468 | €7,669 | €469 | €6,700 | ▲ 1,329% |
| Profit (loss) for the period9904 | €13,741 | €9,329 | €458 | €1,286 | €21,067 | €1,288 | €17,886 | ▲ 1,289% |
| Profit (loss) for the period to be appropriated9905 | €13,741 | €9,329 | €458 | €1,286 | €21,067 | €1,288 | €17,886 | ▲ 1,289% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.9m | €0.6m | €1.2m | €1.9m | €1.3m | €0.7m | €0.7m | ▲ 1.7% |
| Current assets29/58 | €0.9m | €0.6m | €1.2m | €1.9m | €1.3m | €0.7m | €0.7m | ▲ 1.7% |
| Stocks and contracts in progress3 | €0.6m | €0.3m | €0.8m | €1.3m | €1.0m | €0.4m | €0.06m | ▼ 84.8% |
| Stocks30/36 | - | - | - | €1.3m | €1.0m | €0.4m | €0.06m | ▼ 84.8% |
| Amounts receivable within one year40/41 | €0.3m | €0.3m | €0.2m | €0.4m | €0.2m | €0.3m | €0.7m | ▲ 108% |
| Trade receivables40 | - | - | - | €0.2m | €0.01m | €0.1m | €0.1m | ▼ 2.1% |
| Other amounts receivable41 | - | - | - | €0.2m | €0.2m | €0.2m | €0.5m | ▲ 186% |
| Cash at bank and in hand54/58 | €0.006m | - | €0.1m | €0.2m | €0.01m | €0.004m | €0.007m | ▲ 70.1% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.9m | €0.6m | €1.2m | €1.9m | €1.3m | €0.7m | €0.7m | ▲ 1.7% |
| Equity10/15 | €0.07m | €0.07m | €0.07m | €0.07m | €0.09m | €0.09m | €0.1m | ▲ 18.9% |
| Contributions10/11 | €0.03m | €0.03m | - | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Reserves13 | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Non-distributable reserves130/1 | - | - | - | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Reserves not available under the articles1311 | - | - | - | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Profit (loss) carried forward14 | €0.04m | €0.04m | €0.04m | €0.04m | €0.07m | €0.07m | €0.09m | ▲ 26.6% |
| Amounts payable17/49 | €0.8m | €0.5m | €1.1m | €1.8m | €1.2m | €0.6m | €0.6m | ▼ 0.8% |
| Amounts payable within one year42/48 | €0.8m | €0.5m | €1.1m | €1.8m | €1.2m | €0.6m | €0.6m | ▼ 0.8% |
| Financial debts43 | - | - | - | - | - | - | €0.001m | - |
| Credit institutions430/8 | - | - | - | - | - | - | €0.001m | - |
| Trade debts44 | €0.08m | €0.03m | €0.2m | €0.1m | €0.02m | €0.02m | €0 | ▼ 100% |
| Suppliers440/4 | - | - | - | €0.1m | €0.02m | €0.02m | €0 | ▼ 100% |
| Advances received on contracts in progress46 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.008m | €0.1m | €0.1m | ▲ 11.3% |
| Taxes450/3 | - | - | - | €0.1m | €0.008m | €0.1m | €0.1m | ▲ 11.3% |
| Other amounts payable47/48 | - | - | - | €1.6m | €1.1m | €0.4m | €0.4m | ▼ 0.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,741 | €9,329 | €458 | €1,286 | €21,067 | €1,288 | €17,886 | ▲ 1,289% |
| Operating cash flow (approximation) | €13,741 | €9,329 | €458 | €1,286 | €21,067 | €1,288 | €17,886 | ▲ 1,289% |
| Change in cash | - | - | - | €28,590 | -€163,799 | -€8,366 | €3,061 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | abbreviated format | 23-02-2026 | 2026-00041855 |
| 30-06-2024 | abbreviated format | 24-03-2025 | 2025-00052380 |
| 30-06-2023 | micro format | 31-01-2024 | 2024-00025074 |
| 30-06-2022 | micro format | 27-01-2023 | 2023-00012817 |
| 30-06-2021 | abbreviated format | 31-01-2022 | 2022-04400385 |
| 30-06-2020 | abbreviated format | 29-01-2021 | 2021-02800451 |
| 30-06-2019 | abbreviated format | 28-02-2020 | 2020-05900263 |
| 30-06-2018 | abbreviated format | 24-01-2019 | 2019-02100381 |
| 30-06-2017 | abbreviated format | 26-02-2018 | 2018-05500515 |
| 30-06-2016 | abbreviated format | 30-01-2017 | 2017-02900107 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Sven De Meersman |
|
Owners and capital
Owners
1 ownerChain of control
- SVANIMMO
- SVANIMMO CONSTRUCT
Highest known parent: SVANIMMO. The sources do not say who stands above it.
Owners 1
- SVANIMMOparentSourceaccounts SVANIMMO 202380%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
15-04
Gazette deed
Appointment: Sven De Meersman (director)2 facts ▸
- General meeting, 23-03-2026
- Director appointment, Sven De Meersman (director (not named in the articles))
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 18 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0521.882.269
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41034C0054/00L002 | Flanders | 1,041 m² | 1 · 336 m² | 14.9 m · 4 |