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SVA Construct

Active Private limited companyfounded 2022active for 4 yearsMechelsestraat 17, 1840 LonderzeelKBO/BCE: BE 0788.956.725
SVA Construct
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Overview

Lifetime

3 annual accounts with figures on one time axis
peak €29,233 (2025)
€29,233▲ 45.0%
peak €18,447 (2025)
€18,447▲ 56.0%
peak €41,749 (2025)
€41,749▲ 79.2%
€64,332▲ 133%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from €20,163 to €29,233Result from €11,829 to €18,447Equity from €23,302 to €41,749Debts from €27,594 to €64,332Investments €38,552Cash from €17,715 to €25,765

Key points

from the 2025 annual accounts

Equity

€41,749 ▲ 79.2%

SVA Construct has made a profit in every financial year since 2023.

Turnover

≈ €190,000 estimated

The micro format states no turnover.

Investments

€38,552 7.3 × depreciation
20232025

Green is investment, beige is depreciation. Machinery stands 3657.3% higher than in 2024.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as SVA Construct has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SVA Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
  • founderdeed of 01-08-2022
  • founderdeed of 01-08-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0788956725
Incorporation Founding capital of €3,000 · Founders: and · Appointments: (director) and (director) · published on 01-08-2022 · Gazette deed
First establishment Mechelsestraat 17, Londerzeel
All 7 events

Comparable companies

same main activity, similar in size and age
Company
SVA Construct Londerzeel €106,081 €29,233 39.4% -
Xval Geel €147,674 €12,828 87.4% -
METPLUS Antwerp €279,435 €78,353 14.3% -
DEPANNAGE RAPIDE Wemmel €47,831 €8,132 -24.5% -
ISA TEXTIEL Zele €85,289 €29,954 -49.2% -
J&K METALS Merchtem €60,332 €36,104 2.2% -
JV SUPPLIES Kortemark €85,226 €7,342 91.7% -

These companies have the same main activity as SVA Construct: wholesale trade (NACE 46879). They are comparable in size and age: total assets between €47,800 and €279,000, founded between 2011 and 2025.

Official details

Source: KBO
Status
Active since 28-07-2022Normal situation
Activity
Wholesale tradeNACE 46879and 1 other
Establishment unit
2.334.748.0321840 Londerzeel, since 28-07-2022
Financial year end
31 December
Peppol
Reachable since 23-07-2025
Company details

Annual accounts 2025

€29,233▲ 45.0%
€18,447▲ 56.0%
€41,749▲ 79.2%
€106,081▲ 108%
Filing
Filed on 15-07-2026, 16 days before the end of the filing period
Financials

Insights on SVA Construct

SVA Construct files the micro format. That format states no turnover. The gross margin rose from €18,306 in 2023 to €29,233 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 15-07-2026, 16 days before the deadline
€29,233
▲ 45.0%
€23,400
▲ 47.0%
€18,447
▲ 56.0%
€29,999
▲ 76.3%
39.4%
▼ 6.4 percentage points
1.82
▲ 0.21

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €190,000. Estimated: probably between €100,000 and €360,000.

Balance sheet

balance sheet total €106,081 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

39.4%

Higher than 49% of 13,807 companies in 2025.

1.82

Higher than 54% of 13,189 companies in 2025.

17.4%

Higher than 80% of 13,367 companies in 2025.

SVA Construct Middle half of the sector 80% of the sector Micro accounts in wholesale trade (NACE 46)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 106,08150,89641,116
21/28 39,5736,2879,980
22/27 39,5736,2879,980
23 36,4129691,346
24 3,1615,3188,634
29/58 66,50844,60931,136
40/41 38,78424,83115,416
40 36,76024,83115,416
41 2,024--
54/58 25,76517,71513,938
490/1 1,9592,0631,782
Balance sheet: equity and liabilities
10/49 106,08150,89641,116
10/15 41,74923,30211,473
10/11 3,0003,0003,000
14 38,74920,3028,473
17/49 64,33227,59429,643
17 27,824--
170/4 27,824--
42/48 36,50827,59429,643
42 9,204--
44 3,7913,6335,356
440/4 3,7913,6335,356
45 2,5259,87510,339
450/3 2,5256,1756,639
454/9 -3,7003,700
47/48 20,98914,08613,948
Income statement
9900 29,23320,16318,306
630 5,2673,6925,390
640/8 5665511,040
9901 23,40015,92011,875
65/66B 755498302
65 755498302
9903 22,64515,42211,573
67/77 4,1983,5933,100
9904 18,44711,8298,473
9905 18,44711,8298,473
Appropriation of the result
9906 38,74920,3028,473
14P 20,3028,473-
Document PDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 15-07-2026 2026-00294655 PDF
31-12-2024 micro format 27-06-2025 2025-00192622 PDF
31-12-2023 micro format 28-06-2024 2024-00195763 PDF

Subsidies and aid

Flemish government 2023, 1 entry, €440 awarded, €440 paid

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€440

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
28,66719,61317,265
23,71415,52113,863
38,552015,370
8,0503,777-
29,99917,0151,493
39.4%45.8%27.9%
1.821.621.05
1.541.182.58
44.2%50.8%73.9%
17.4%23.2%20.6%
37.9739.4057.20

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€38,552-€15,370
€5,267€3,692€5,390

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on SVA Construct

The operating result for 2025 is 47% higher than in 2024 and the highest since 2023. It is the second rise in a row.

Debt's share of the balance-sheet total rises from 54.2% to 60.6%. Equity and debt are higher.

Board & ownership

Board

2 directors, since incorporation
Director (not named in the articles)
appointed by deed of 01-08-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 15-07-2026
Director (not named in the articles)
appointed by deed of 01-08-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 15-07-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director (not named in the articles)

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 01-08-2022, still in office
    • Director (not named in the articles), appointed by deed of 01-08-2022, still in office

See the board, name and registered office on a given date →

Control

Founders
,
This company
SVA Construct
Equity €41,749
Profit €18,447 in 2025

Capital

Contribution
€3,000
Source
deed of 01-08-2022

Articles of association

deed of 01-08-2022 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Algemene vergadering bepaalt aantal, duur opdracht en bij meerdere bestuurders bevoegdheid, benoemd met of zonder beperking van duur”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Founders

At incorporation deed of 01-08-2022 ↗
  • founder
  • founder

Network & group

No group

SVA Construct has no parent and no holdings in its annual accounts. SVA Construct shares no director with another company.

Timeline

Timeline

7 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 16 days before the deadline
2025
Highest result from 2023 to 2025 net €18,447 ▲56% The operating result of €23,400 and the net result of €18,447 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0788956725
Annual accounts 2024 filed PDFmicro format · 34 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 33 days before the deadline
2022
IncorporationFounding capital of €3,000 · Founders: and · Appointments: (director) and (director) · published on 01-08-20228 points ▸
  • Founding capital, €3,000
  • Founder,
  • Founder,
  • 100 shares
  • Registered office clause, Mechelsestraat 17, 1840 Londerzeel
  • Board rule, 2
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

First establishment Mechelsestraat 17, Londerzeel

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SVA Construct was incorporated on 28 July 2022 as a private limited company by two natural persons, with a starting capital of €3,000.12 The board currently has 2 members.3 Total assets rose from €41,116 in 2023 to €106,081 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-08-2022
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0788.956.725
VAT number
BE 0788.956.725
Peppol ID
0208:0788956725
Other Peppol ID
9925:BE0788956725
Legal form
Private limited company
Status
Active, normal situation
Founded
28-07-2022
Financial year
ends on 31 December
Peppol
Reachable since 23-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SVA Construct in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 01-08-2022 (in Dutch)
Name clauseThe company operates under this name according to its articles.
SVA Construct
deed of 01-08-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 01-08-2022 (in Dutch)

Activities

NACEBEL 2025
46879 Wholesale trade main activity
82920 Office administrative, office support and other business support activities
Codes under NACEBEL 2008
46779 Wholesale trade main activity
82920 Office administrative, office support and other business support activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Terugwinning van metaalafval; Afbraakwerken en containerverhuur; Bouw en renovatie werken; Installatie, onderhoud en reparatie van…”
14 activities
  1. Terugwinning van metaalafval
  2. Afbraakwerken en containerverhuur
  3. Bouw en renovatie werken
  4. Installatie, onderhoud en reparatie van verwarmings-, ventilatie en klimaatsystemen
  5. Installatie, onderhoud en reparatie van waterontharders en waterverzachters
  6. Plaatsen van badkamers en sanitaire voorzieningen
  7. Goederenvervoer over de weg
  8. Onderhoud en herstellingen van machines
  9. Verhuur en verkoop van machines
  10. Afbraak-, constructie- en grondwerken
  11. Ophaling en verwerking van afval
  12. Inpakwerken
  13. Divers administratief en secretariaatswerk
  14. Overige zakelijke dienstverlening
deed of 01-08-2022 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Mechelsestraat 17 registered office 1840 Londerzeel 28-07-2022 2.334.748.032

Buildings and parcels at the address

Ground area
261 m²
Buildings
228 m²
Volume, LiDAR
1,340 m³
Tallest building
10.5 m
Buildings to scale, each on its own parcel
228 m², 10.5 m 228 m², 10.5 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
23045E0058/00N000261 m² 1 · 228 m² 10.5 m · 2

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