SV-TRANS
ActiveSummary
SV-TRANS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €310k and a net result of €207k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 1306 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+11
Solvency47▼-24
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.77 in 2024; short-term debt: 54.3% and cash: 7.6% of total assets), and 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
53 d late
2024
71 d late
2023
14 d late
2022
28 d late
2021
31 d late
2020
30 d late
2019
70 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€310k▲ 2.4%
2024 · €302k
2019: €58k
2020: €155k
2021: €217k
2022: €266k
2023: €290k
2024: €302k
2019 → 2025
Total assets
€1.41M▲ 115%
2024 · €658k
2019: €246k
2020: €269k
2021: €280k
2022: €307k
2023: €565k
2024: €658k
2019 → 2025
Net result
€207k▲ 471%
2024 · €36k
2019: €38k
2020: €97k
2021: €61k
2022: €50k
2023: €39k
2024: €36k
2019 → 2025
Working capital
€-45k
2024 · €189k
2019: €20k
2020: €104k
2021: €156k
2022: €172k
2023: €204k
2024: €189k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€217k-€266k▲ 23.0%€290k▲ 8.9%€302k▲ 4.3%€310k▲ 2.4%
Operating result€84k-€70k▼ 16.8%€60k▼ 14.4%€66k▲ 10.5%€295k▲ 347%
Net result€61k-€50k▼ 18.8%€39k▼ 22.3%€36k▼ 6.0%€207k▲ 471%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 347% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€690k ▲ 209%
Current assets
€723k ▲ 66.2%
Equity and liabilities €1.41M
Equity
€310k ▲ 2.4%
Debt
€1.10M ▲ 210%
Debt's share of the balance-sheet total rises from 54.1% to 78.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€452k▲
2024 · €129k
Cash flow
€364k▲
2024 · €100k
Current ratio
0.94▼
2024 · 1.77
Debt to equity
3.56▲
2024 · 1.18
ROE
66.9%▲
2024 · 12.0%
ROA
14.7%▲
2024 · 5.5%
Interest coverage
20.05▲
2024 · 9.67
Debt ≤ 1 year
€768k▲
2024 · €246k
Debt > 1 year
€328k▲
2024 · €108k
Income taxes
€66k▲
2024 · €18k
Staff costs
€251k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€658k€1.41M▲
Fixed assets21/28€223k€690k▲
Tangible fixed assets22/27€223k€689k▲
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€126k€239k▲
Leasing and similar rights25€90k€444k▲
Financial fixed assets28€170€1k▲
Current assets29/58€435k€723k▲
Amounts receivable within one year40/41€230k€568k▲
Trade receivables40€199k€494k▲
Other amounts receivable41€30k€74k▲
Cash at bank and in hand54/58€205k€107k▼
Deferred charges and accrued income490/1-€48k
Equity and liabilities
Total equity and liabilities10/49€658k€1.41M▲
Equity10/15€302k€310k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€282k€290k▲
Amounts payable17/49€356k€1.10M▲
Amounts payable after more than one year17€108k€328k▲
Financial debts170/4€108k€328k▲
Amounts payable within one year42/48€246k€768k▲
Current portion of amounts payable after more than one year42€103k€238k▲
Trade debts44€110k€301k▲
Suppliers440/4€110k€301k▲
Taxes, remuneration and social security45€9k€44k▲
Taxes450/3€600-
Remuneration and social security454/9€8k€44k▲
Other amounts payable47/48€24k€185k▲
Accrued charges and deferred income492/3€1k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€38k€251k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€157k▲
Other operating charges640/8€89k€47k▼
Gross operating margin9900€257k€751k▲
Operating profit (loss)9901€66k€295k▲
Financial income75/76B€1k€371▼
Recurring financial income75€1k€371▼
Financial charges65/66B€13k€23k▲
Recurring financial charges65€13k€23k▲
Profit (loss) for the period before taxes9903€54k€273k▲
Income taxes67/77€18k€66k▲
Profit (loss) for the period9904€36k€207k▲
Profit (loss) for the period to be appropriated9905€36k€207k▲
Appropriation of the result
Profit (loss) to be appropriated9906€306k€490k▲
Profit (loss) brought forward from the previous period14P€270k€282k▲
Profit to be distributed694/7€24k€200k▲
Return on contributions (dividend)694€24k€200k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
2025
31-12
Financial
Highest result since 2019net €207k ▲471%
Operating result €295k, net result €207k, both a record.
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet €36k ▼6%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 5.81
Current ratio from 2.85 to 5.81; short-term debt falls from €56k to €32k.
31-12
Financial
Equity above €200kEq €217k ▲39.4%
3 profitable years in a row build equity to €217k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 2.85
Current ratio from 1.18 to 2.85; short-term debt falls from €110k to €56k.
31-12
Financial
Equity above €150kEq €155k ▲168%
2 profitable years in a row build equity to €155k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langelede 1079185 LochristiGround area
606 m²
Building footprint
83 m²
Parcel 44472B1475/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
SV-TRANS
since 20182.274.420.564
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44472B1475/00H000 | Flanders | 606 m² | 1 · 83 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 4,820 EUR awarded · 4,820 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 320 EUR | 320 EUR |
| 2023 | 1 | 4,500 EUR | 4,500 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLochristi2.274.420.564
Similar companies · same sector, comparable size
ALAN FRANKLIN TRANSPORT
BE 0445.914.839
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Winitra Pluimveeservice
BE 0740.701.995
Ravels · Eq €298k
JBF Dépannage
BE 0758.559.202
Arlon · Eq €297k
BEQUOYE GLENN
BE 0760.928.277
Houthulst · Eq €309k
EDS DEPANNAGE
BE 0802.177.033
Enghien · Eq €295k
Of 1,725 companies in sector 52210 we hold annual accounts for 771. 532 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.