SV Placements
ActiveThe computed 12-month bankruptcy probability of SV Placements is 2.0% (moderate). The 2025 annual accounts show equity of €75k and a net result of €12k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 27358 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
96
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+80
Solvency85▲+14
Growth52=
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.17 in 2024), and 47.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.1%
Return on assets
8.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
1 d early
2023
27 d early
2022
7 d early
2021
32 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 19.2%
2024 · €63k
2020: €17k
2021: €29k
2022: €63k
2023: €63k
2024: €63k
2020 → 2025
Total assets
€145k▲ 1.7%
2024 · €142k
2020: €27k
2021: €55k
2022: €91k
2023: €136k
2024: €142k
2020 → 2025
Net result
€12k▲ 8,580%
2024 · €140
2020: €15k
2021: €12k
2022: €33k
2023: €400
2024: €140
2020 → 2025
Working capital
€16k▲ 149%
2024 · €6k
2020: €16k
2021: €26k
2022: €-3k
2023: €-28k
2024: €6k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€63k▲ 113%€63k▲ 0.6%€63k▲ 0.2%€75k▲ 19.2%
Operating result€16k-€47k▲ 198%€3k▼ 94.6%€5k▲ 107%€22k▲ 327%
Net result€12k-€33k▲ 174%€400▼ 98.8%€140▼ 65.1%€12k▲ 8,580%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 327% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€96k▼ 3.1%
Current assets
€49k▲ 12.5%
Equity and liabilities €145k
Equity
€75k▲ 19.2%
Debt
€69k▼ 12.3%
The debt ratio falls from 55.6% to 47.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▲
2024 · €8k
Cash flow
€15k▲
2024 · €3k
Solvency
52.1%▲
2024 · 44.4%
Current ratio
1.49▲
2024 · 1.17
Quick ratio
1.49▲
2024 · 1.17
Debt / equity
0.92▼
2024 · 1.25
ROE
16.1%▲
2024 · 0.2%
ROA
8.4%▲
2024 · 0.1%
Interest coverage
3.39▲
2024 · 1.65
Debt
€69k▼
2024 · €79k
Debt ≤ 1 year
€33k▼
2024 · €37k
Debt > 1 year
€36k▼
2024 · €42k
Income taxes
€3k▲
2024 · €611
Staff costs
€0▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€145k▲
Fixed assets21/28€99k€96k▼
Intangible fixed assets21€399€0▼
Tangible fixed assets22/27€98k€96k▼
Land and buildings22€26k€25k▼
Plant, machinery and equipment23€2k€795▼
Other tangible fixed assets26€70k€70k=
Current assets29/58€43k€49k▲
Amounts receivable within one year40/41€43k€26k▼
Trade receivables40€27k€105▼
Other amounts receivable41€17k€26k▲
Cash at bank and in hand54/58€190€23k▲
Equity and liabilities
Total equity and liabilities10/49€142k€145k▲
Equity10/15€63k€75k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€61k€73k▲
Amounts payable17/49€79k€69k▼
Amounts payable after more than one year17€42k€36k▼
Financial debts170/4€42k€36k▼
Amounts payable within one year42/48€37k€33k▼
Current portion of amounts payable after more than one year42€6k€6k▼
Financial debts43€5k€7k▲
Credit institutions430/8€5k€7k▲
Trade debts44€23k€17k▼
Suppliers440/4€23k€17k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€10k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€64▼
Gross operating margin9900€20k€25k▲
Operating profit (loss)9901€5k€22k▲
Financial income75/76B€440€724▲
Recurring financial income75€440€724▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€751€16k▲
Income taxes67/77€611€3k▲
Profit (loss) for the period9904€140€12k▲
Profit (loss) for the period to be appropriated9905€140€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€73k▲
Profit (loss) brought forward from the previous period14P€61k€61k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €140 ▼65.1%
Net result drops to €140, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €33k ▲174%
Operating result €47k, net result €33k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gerststraat 352400 MolGround area
67 m²
Building footprint
128 m²
Volume, LiDAR
773 m³
Parcel 13433E1261/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SV Placements
since 20202.308.679.281
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E1261/00C000 | Flanders | 66 m² | 1 · 128 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BÜHLER
BE 0826.836.809
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CLEIRBAUT AANNEMINGEN
BE 0542.672.636
Bonheiden · Eq €75k
ALU MONTAGE COMPANIE
BE 0457.434.182
Nazareth-De Pinte · Eq €75k
BBR Renovaties
BE 0756.485.281
Haaltert · Eq €75k
CREDECOR
BE 0542.783.393
Deerlijk · Eq €75k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 7,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2020
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
01430Raising of horses and other equines
43990Other specialised construction activities
43999Specialised construction activities
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
71111Activities of building architects
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.