SV CONSULTING
ActiveSummary
SV CONSULTING has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-3k. Its solvency ranks better than 14% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability21
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.9%
Return on assets
-7.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
48 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€2k
Total assets
€34k
Net result
€-3k
Working capital
€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €34k
Fixed assets
€1k
Current assets
€33k
Equity and liabilities €34k
Equity
€2k
Debt
€32k
Debt finances 93.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€2k
Cash flow
€-1k
Current ratio
1.04
Debt to equity
13.55
ROE
-113.7%
ROA
-7.8%
Interest coverage
1.47
Debt ≤ 1 year
€32k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet
Code2025
Assets
Total assets20/58€34k
Formation expenses20€53
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€33k
Amounts receivable within one year40/41€23k
Trade receivables40€22k
Other amounts receivable41€275
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€34k
Equity10/15€2k
Contributions10/11€5k
Profit (loss) carried forward14€-3k
Amounts payable17/49€32k
Amounts payable within one year42/48€32k
Trade debts44€27k
Suppliers440/4€27k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€413
Gross operating margin9900€3k
Operating profit (loss)9901€1k
Financial income75/76B€7
Recurring financial income75€7
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€-415
Income taxes67/77€2k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2025
Ground area
5,652 m²
Building footprint
313 m²
Volume, LiDAR
1,641 m³
Parcel 44037A0274/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SV Consulting
since 20252.369.117.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037A0274/00C000 | Flanders | 5,652 m² | 1 · 313 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 172 EUR awarded · 172 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 172 EUR | 172 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
TSDesign
BE 0726.632.938
Grez-Doiceau · Eq €2,341
JC-COMMUNICATIONS
BE 0892.684.961
Theux · Eq €2,342
Circular Financial Advice
BE 0478.259.389
Lint · Eq €2,335
CoV CONSULT
BE 1013.232.108
Enghien · Eq €2,343
CALLIDUS CONSULTANCY SERVICES
BE 0820.235.958
Sint-Pieters-Woluwe · Eq €2,334
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 9,540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
69201Certified accountants and tax accountants
70100Activities of head offices
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.