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SV CHAUFFAGE

Active
Private limited company· 21 yrs active
Open bankruptcy
KBO/BCE: BE 0874.194.088
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age21 yrs
Staff (FTE)2

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for SV CHAUFFAGE according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €79k and a net result of €31k.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

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Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

2 events
22-09-2025
Bankruptcy Opening
Date: 15-09-2025 · Tribunal de l’entreprise francophone de Bruxelles · SRL SV CHAUFFAGE AVENUE DE STALINGRAD 52, 1000 BRUXELLES · Publications in State Gazette ↗
18-08-2025
KBO administration Address struck

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Trust signals

1 signal
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

1 event
Address struck

Financials

Turnover€321k+59.0%
EBIT margin15.9%-2.9pp
Net result€31k+13.9%
Working capital€45k+221.5%
Directors1

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 01-08-2023 with the NBB · fiscal year 2022 · micro
€-100k€0€100k€200k€300kRevenue 2018: €3k€3kOperating result 2018: €-11k€-11kNet result 2018: €-25k€-25kOperating result 2019: €-5k€-5kNet result 2019: €-31k€-31kRevenue 2020: €155k€155kOperating result 2020: €51k€51kNet result 2020: €10k€10kRevenue 2021: €202k€202kOperating result 2021: €38k€38kNet result 2021: €27k€27kRevenue 2022: €321k€321kOperating result 2022: €51k€51kNet result 2022: €31k€31k20182019202020212022
RevenueOperating resultNet result
Revenue
€321k
+59.0% 18-22
EBITDA
€64k
+26.3% 18-22
Net profit
€31k
+13.9% 18-22
Cash flow
€44k
+10.3% 18-22
Total assets
€161k
+11.9% 18-22
Equity
€79k
+36.4% 18-22
Working capital
€45k
+221.5% 18-22
Employees (FTE)
2
+100.0% 18-22
Staff costs
€29k
+273.4% 18-22
Income taxes
€18k
+77.1% 18-22
Debt
€82k
-4.6% 18-22
Debt ≤ 1y
€82k
-4.6% 18-22
Debt > 1y
€8k
- 18-22
Current ratio
1.55
+33.3% 18-22
Quick ratio
1.29
+10.7% 18-22
Solvency
48.9%
+21.9% 18-22
Debt / equity
1.04
-30.0% 18-22
ROE
39.6%
-16.5% 18-22
ROA
19.4%
+1.8% 18-22
Net margin
9.7%
-28.4% 18-22
EBITDA margin
19.9%
-20.5% 18-22
Interest coverage
36.92
-74.2% 18-22
Figures by fiscal year
Fiscal year2022
Revenue€321k
EBITDA€64k
Net profit€31k
Cash flow€44k
Staff costs€29k
Income taxes€18k
Dividends-
Total assets€161k
Equity€79k
Debt€82k
of which ≤ 1y€82k
of which > 1y-
Working capital€45k
Employees (FTE)2.0
Ratios (computed)
2022
Current ratio1.55
Quick ratio1.29
Working capital ratio28.1%
Solvency48.9%
Debt / equity1.04
Long-term debt ratio-
Interest coverage36.92
Gross margin21.4%
Net margin9.7%
ROA19.4%
ROE39.6%
EBITDA margin19.9%
Days sales outstanding83d
Days payable outstanding75d
Inventory turnover11.71
Days inventory (DSI)31d
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€161k
Fixed assets 21/28€33k
Intangible fixed assets 21€22k
Tangible fixed assets 22/27€9k
Financial fixed assets 28€3k
Current assets 29/58€127k
Stocks & contracts in progress 3€22k
Amounts receivable within one year 40/41€85k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€161k
Equity 10/15€79k
Contributions / capital 10/11€19k
Reserves 13€33k
Accumulated profits (losses) 14€27k
Amounts payable 17/49€82k
Amounts payable within one year 42/48€82k
Trade debts payable within one year 44€52k
Income statement
Turnover 70€321k
Gross operating margin 9900€94k
Operating result 9901€51k
Financial income 75€79
Financial charges 65€2k
Result before taxes 9903€49k
Income taxes 67/77€18k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
42 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Directors

Directors & mandates

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No directors on record yet

Directors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator YSABELLE ENSCH
AVENUE LOUISE 349 B 17, 1050 IXELLES
15-09-2025 → present Belgian State Gazette

Legal Structure

NACE primary -
Legal form Private limited company(610)
Incorporation01-06-2005
StatusActive
Postal code-
First BS signal 22-09-2025
Latest BS signal 22-09-2025

Structure & network

Company structure: linked entities

1 linked entity
SV CHAUFFAGEBE 0874.194.088YSABELLE ENSCHReceiver
Mandates

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
269 companies at this address See who is registered here

Establishment units

1 location
SV CHAUFFAGE
Handelsbemiddeling in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)
since 20052.147.745.294
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,442 m²
Buildings2
Building footprint469 m²
Volume (LiDAR)5,169 m³
Tallest building21.1 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
56057B0177/00P000 Wallonia 2,106 m² 1 · 130 m² 10.4 m · 2 fl.
21809K0170/02B005 Brussels 336 m² 1 · 340 m² 21.1 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
22-09-2025
Bankruptcy Opening
Date: 15-09-2025 · Tribunal de l’entreprise francophone de Bruxelles · SRL SV CHAUFFAGE AVENUE DE STALINGRAD 52, 1000 BRUXELLES · Publications in State Gazette ↗
18-08-2025
KBO administration Address struck

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-08-18 · KBO administration · Address struck2025-09-22 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

3 acts
All acts · 3 updated 1 year ago
2025
28-01-2025 1 director appointed, 1 resigning Director changes
  • Van Droogenbroeck Vincent Julien R, Bestuurder
  • Dunesme Agnès, Bestuurder
2023
15-12-2023 1 director appointed, 1 resigning Director changes
  • DUNESME Agnès, Bestuurder
  • GIAMMANCO Marco, Bestuurder
19-04-2023 1 director appointed, 1 resigning Director changes
  • GIAMMANCO Marco, Bestuurder
  • FOUCART Micheline, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health42Profitability91Solvency84Growth85Stability0
60 / 100

Strong profile, led by profitability.

Health 42
Profitability 91
Solvency 84
Growth 85
Stability 0

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR SV CHAUFFAGE
Registration history
  1. 18-08-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.