Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for SV CHAUFFAGE according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show equity of €79k and a net result of €31k.
Based on the State Gazette, CBE and 5 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
2 eventsSignals
Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.
Trust signals
1 signalAdministrative Flags
1 eventFinancials
Annual accounts & ratios
Source: NBB · 2022| Fiscal year | 2022 |
|---|---|
| Revenue | €321k |
| EBITDA | €64k |
| Net profit | €31k |
| Cash flow | €44k |
| Staff costs | €29k |
| Income taxes | €18k |
| Dividends | - |
| Total assets | €161k |
| Equity | €79k |
| Debt | €82k |
| of which ≤ 1y | €82k |
| of which > 1y | - |
| Working capital | €45k |
| Employees (FTE) | 2.0 |
| 2022 | |
|---|---|
| Current ratio | 1.55 |
| Quick ratio | 1.29 |
| Working capital ratio | 28.1% |
| Solvency | 48.9% |
| Debt / equity | 1.04 |
| Long-term debt ratio | - |
| Interest coverage | 36.92 |
| Gross margin | 21.4% |
| Net margin | 9.7% |
| ROA | 19.4% |
| ROE | 39.6% |
| EBITDA margin | 19.9% |
| Days sales outstanding | 83d |
| Days payable outstanding | 75d |
| Inventory turnover | 11.71 |
| Days inventory (DSI) | 31d |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €161k |
| Fixed assets | 21/28 | €33k |
| Intangible fixed assets | 21 | €22k |
| Tangible fixed assets | 22/27 | €9k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €127k |
| Stocks & contracts in progress | 3 | €22k |
| Amounts receivable within one year | 40/41 | €85k |
| Cash & bank | 54/58 | €19k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €161k |
| Equity | 10/15 | €79k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €33k |
| Accumulated profits (losses) | 14 | €27k |
| Amounts payable | 17/49 | €82k |
| Amounts payable within one year | 42/48 | €82k |
| Trade debts payable within one year | 44 | €52k |
| Income statement | ||
| Turnover | 70 | €321k |
| Gross operating margin | 9900 | €94k |
| Operating result | 9901 | €51k |
| Financial income | 75 | €79 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €49k |
| Income taxes | 67/77 | €18k |
| Net result for the period | 9904 | €31k |
| Result to be appropriated | 9905 | €31k |
Health barometer
FY 2022 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
indexingDirectors and mandates usually appear here within 24 hours of publication in the Belgian State Gazette.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | YSABELLE ENSCH AVENUE LOUISE 349 B 17,
1050 IXELLES |
15-09-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 01-06-2005 |
| Status | Active |
| Postal code | - |
| First BS signal | 22-09-2025 |
| Latest BS signal | 22-09-2025 |
Structure & network
Company structure: linked entities
1 linked entityLocations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56057B0177/00P000 | Wallonia | 2,106 m² | 1 · 130 m² | 10.4 m · 2 fl. |
| 21809K0170/02B005 | Brussels | 336 m² | 1 · 340 m² | 21.1 m · 5 fl. |
Publications
Lifecycle & Insolvency Signals
2 events from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
3 acts28-01-2025 1 director appointed, 1 resigning
- Van Droogenbroeck Vincent Julien R, Bestuurder
- Dunesme Agnès, Bestuurder
15-12-2023 1 director appointed, 1 resigning
- DUNESME Agnès, Bestuurder
- GIAMMANCO Marco, Bestuurder
19-04-2023 1 director appointed, 1 resigning
- GIAMMANCO Marco, Bestuurder
- FOUCART Micheline, Bestuurder
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by profitability.
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AI due-diligence brief
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | SV CHAUFFAGE |
- 18-08-2025 Address struck