SV ARCHITECTE
ActiveSummary
SV ARCHITECTE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+14
Solvency27▼-12
Growth68▼-10
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9460 sector peers (2025).
NBB · sector comparisonPosition among 9460 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
63 d early
2024
2 d early
2023
6 d late
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 81.9%
2024 · €8k
2022: €2k
2023: €7k
2024: €8k
2022 → 2025
Total assets
€73k▲ 19.0%
2024 · €61k
2022: €15k
2023: €55k
2024: €61k
2022 → 2025
Net result
€6k▲ 202%
2024 · €2k
2022: €779
2023: €7k
2024: €2k
2022 → 2025
Working capital
€-7k
2024 · €384
2022: €667
2023: €-1k
2024: €384
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€7k▲ 385%€8k▲ 13.8%€2k▼ 81.9%
Operating result€1k-€8k▲ 466%€5k▼ 38.4%€8k▲ 55.7%
Net result€779-€7k▲ 745%€2k▼ 72.1%€6k▲ 202%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 56% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€9k ▲ 8.3%
Current assets
€64k ▲ 20.6%
Equity and liabilities €73k
Equity
€2k ▼ 81.9%
Debt
€71k ▲ 34.8%
Debt's share of the balance-sheet total rises from 86.5% to 97.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▲
2024 · €7k
Cash flow
€9k▲
2024 · €4k
Current ratio
0.90▼
2024 · 1.01
Debt to equity
47.59▲
2024 · 6.39
ROE
370.1%▲
2024 · 22.2%
ROA
7.6%▲
2024 · 3.0%
Interest coverage
267.21▲
2024 · 4.92
Debt ≤ 1 year
€71k▲
2024 · €53k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€73k▲
Fixed assets21/28€8k€9k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€6k€7k▲
Furniture and vehicles24€6k€7k▲
Financial fixed assets28€363€363=
Current assets29/58€53k€64k▲
Amounts receivable within one year40/41€12k€20k▲
Trade receivables40€10k€16k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€42k€45k▲
Equity and liabilities
Total equity and liabilities10/49€61k€73k▲
Equity10/15€8k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€7k-
Amounts payable17/49€53k€71k▲
Amounts payable within one year42/48€53k€71k▲
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Advances received on contracts in progress46-€712
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€40k€61k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€725€175▼
Non-recurring operating charges66A€20k€985▼
Gross operating margin9900€28k€12k▼
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€0€190▲
Recurring financial income75€0€190▲
Financial charges65/66B€1k€41▼
Recurring financial charges65€1k€41▼
Profit (loss) for the period before taxes9903€4k€8k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€12k▲
Profit (loss) brought forward from the previous period14P€6k€7k▲
Profit to be distributed694/7€833€12k▲
Return on contributions (dividend)694€833€12k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Highest result since 2022net €7k ▲745%
Operating result €8k, net result €7k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergse Steenweg 3691190 VorstGround area
165 m²
Building footprint
151 m²
Volume, LiDAR
2,177 m³
Parcel 21383B0035/00T012, Brussels · tallest building 21.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SV ARCHITECTE
since 20222.336.044.961
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0035/00T012 | Brussels | 165 m² | 1 · 151 m² | 21.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tom Naeyaert Architecture
BE 0745.783.312
Antwerpen · Eq €1,500
Under Construction Architecture
BE 0753.670.303
Watermaal-Bosvoorde · Eq €1,500
S.C. ARCHITECTS & ENGINEERS
BE 0758.479.127
Mons · Eq €1,500
HUB1
BE 0760.896.605
Aywaille · Eq €1,500
YY Architecture
BE 0830.292.284
Brussel · Eq €1,518
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 828 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
58290Other software publishing
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@sv-architecte.be
Phone:+320485457206