SUTTO
ActiveSUTTO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €23k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency84▼-12
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 2.51 in 2024; short-term debt: 30.2% and cash: 16.2% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
13.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
21 d early
2023
114 d early
2022
117 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€146k
EBIT margin
23.5%
Net result
€23k▼ 44.3%
2024 · €42k
2022: €70k
2023: €-33k
2024: €42k
2022 → 2025
Working capital
€36k▲ 2.6%
2024 · €35k
2022: €-2k
2023: €19k
2024: €35k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€146k
Equity€73k-€40k▼ 45.6%€82k▲ 105%€105k▲ 28.5%
Operating result€105k-€-32k€50k€34k▼ 31.7%
Net result€70k-€-33k€42k€23k▼ 44.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€89k▲ 57.4%
Current assets
€90k▲ 54.5%
Equity and liabilities €178k
Equity
€105k▲ 28.5%
Debt
€73k▲ 125%
The debt ratio rises from 28.6% to 41.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▼
2024 · €57k
Cash flow
€41k▼
2024 · €49k
Solvency
58.9%▼
2024 · 71.4%
Current ratio
1.66▼
2024 · 2.51
Quick ratio
1.66▼
2024 · 2.51
Debt / equity
0.70▲
2024 · 0.40
ROE
22.2%▼
2024 · 51.2%
ROA
13.1%▼
2024 · 36.6%
Interest coverage
14.70▲
2024 · 11.18
Debt
€73k▲
2024 · €33k
Debt ≤ 1 year
€54k▲
2024 · €23k
Debt > 1 year
€19k▲
2024 · €7k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€178k▲
Fixed assets21/28€56k€89k▲
Tangible fixed assets22/27€31k€61k▲
Plant, machinery and equipment23€29k€30k▲
Furniture and vehicles24€2k€3k▲
Leasing and similar rights25-€28k
Financial fixed assets28€25k€28k▲
Current assets29/58€58k€90k▲
Amounts receivable within one year40/41€36k€49k▲
Trade receivables40€31k€16k▼
Other amounts receivable41€5k€32k▲
Cash at bank and in hand54/58€6k€29k▲
Deferred charges and accrued income490/1€16k€12k▼
Equity and liabilities
Total equity and liabilities10/49€114k€178k▲
Equity10/15€82k€105k▲
Contributions10/11€3k€3k=
Reserves13€70k€93k▲
Distributable reserves133€70k€93k▲
Profit (loss) carried forward14€9k€9k▲
Amounts payable17/49€33k€73k▲
Amounts payable after more than one year17€7k€19k▲
Financial debts170/4€7k€19k▲
Amounts payable within one year42/48€23k€54k▲
Current portion of amounts payable after more than one year42€10k€15k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€8k▲
Other amounts payable47/48€278€27k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Turnover70-€146k
Goods, raw materials, services and sundry goods60/61-€96k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€18k▲
Other operating charges640/8€451€678▲
Gross operating margin9900€58k€52k▼
Operating profit (loss)9901€50k€34k▼
Financial income75/76B€9-
Recurring financial income75€9-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€45k€31k▼
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€42k€23k▼
Profit (loss) for the period to be appropriated9905€42k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€32k▲
Profit (loss) brought forward from the previous period14P€-33k€9k▲
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €105k ▲28.5%
2 profitable years in a row build equity to €105k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-33k ▼148%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gesves · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Baibes(Sorée) 185340 GesvesGround area
1,727 m²
Building footprint
77 m²
Parcel 92115A0213/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SUTTO
since 20212.318.675.033
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92115A0213/00H000 | Wallonia | 1,727 m² | 1 · 77 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,667 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.