Filings
38 annual accounts since 1988
The 2016 accounts came 22 days late. The other nine of the last ten were filed on time.
SUTOR
Lifetime
18 annual accounts with figures on one time axis, 38 filings since 1988peak €229,916 (2009)
€124,947▼ 26.1%
lowest -€218,873 (2014)
€28,582▼ 4.7%
peak €1.2m (2015)
€770,653▲ 3.9%
€1.3m▼ 0.5%
Board4 names since 2010
3 directorsSCHOENMAEKERS Walter and 2 others
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €168,986 to €124,947Cash from €94,417 to €215,481
Key points
from the 2025 annual accountsBoard
1 joined · 1 left
Board changed. Latest change 18-11-2025 · 3 in office.
Position in the sector
€770,653
More equity than 90% of companies in real estate. Sector median €73,185 · 17,194 companies.
Checked score
93
Excellent
Financially stronger than 46% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,998 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025highest value
03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
lowers risk
Size: total assets €2.1m
Figures for financial year 2025 (filed on 30-06-2026)
Founded in 1987
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 57% of them on solvency, 26% on liquidity, 41% on profitability and 60% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as SUTOR has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SUTOR itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for SUTOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.5 (0.33 in 2024), below 1. Short-term debt is 57.7% and cash 10.4% of total assets. 62.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
164 days early
2023
153 days early
2022
146 days early
2021
156 days early
2020
47 days early
2019
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 106 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Rose-Marie De Beenhouwer (managing director)
Appointment: Stijn Blommaert (director) · General meeting of 28-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432379676
1 director appointed
Changes of role: SCHOENMAEKERS Walter (director) and DE BEENHOUWER Rose-Marie (managing director) · Appointment: SCHOENMAEKERS Els · General meeting of 15-11-2023 · Gazette deed
First establishment
Berkendreef 18, Tielt-Winge
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SUTOR Tielt-Winge | €2.1m | €124,947 | 37.1% | - |
| Mandolor Diest | €2.1m | €150,546 | 3.2% | - |
| NIMCO EN COMPANIE Merchtem | €2.3m | €118,860 | 77.8% | - |
| HRP Generation Overijse | €2.4m | €115,212 | 61.6% | - |
| VASTGOED VANNIEUWENHUYZE Ingelmunster | €2.0m | €117,674 | 15.7% | - |
| DANASSA Uccle | €2.1m | €132,442 | 52.1% | - |
| Van den Berghe Invest Aalst | €2.1m | €119,608 | 46.7% | - |
These companies have the same main activity as SUTOR: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €2m and €2.4m, founded between 1985 and 1992.
Official details
Source: KBO- Status
- Active since 29-10-1987Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 3 others
- Establishment unit
- 2.031.451.7963390 Tielt-Winge, since 16-07-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 07-02-2026
Annual accounts 2025
- ≈ €180,000estimated
- €2.1m▲ 1.1%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on SUTOR
SUTOR files the micro format. That format states no turnover. The gross margin rose from €90,466 in 2008 to €124,947 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SUTOR
- What is the company number of SUTOR?
- The company number of SUTOR is 0432.379.676. The VAT number is the same number with BE in front: BE 0432.379.676.
- Where is SUTOR based?
- The registered office is at Berkendreef 18, 3390 Tielt-Winge.Company details
- What does SUTOR do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of SUTOR?
- SUTOR is a private limited company (BV).
- When was SUTOR founded?
- SUTOR was founded on 29-10-1987.
- Is SUTOR still active?
- Yes, SUTOR is an active enterprise in the KBO register.
- What is the turnover of SUTOR?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €124,947 and 31 comparable companies (NACE 68201). It probably lies between €140,000 and €250,000.Financials
- Is SUTOR profitable?
- In financial year 2025, SUTOR made a profit of €28,582.
- Where can I find the annual accounts of SUTOR?
- SUTOR filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SUTOR due?
- SUTOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.