Financials
- Financial year
- 2025
- Total assets
- €233,083
- Loss
- -€4,898
- Solvency
- 73.6%
Total assets▼ 53.8%
Net result
20182025
SUSY SCHOOFS
ActiveSummary
SUSY SCHOOFS has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €171,476 and a net result of -€4,898. Equity remains stable across the filed financial years (±1% per year). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
“Alle bankactiviteiten.” (deed in Dutch)
From the articles, 2 activitiesNo NACE code in the KBO yet1 site
Size
€233,083total assets 2025
- Equity
- €171,476
- Loss
- -€4,898
Turnover not published (abbreviated or micro format)
Structure
2025 accounts filed 30 days late1 of 5 deeds summarised
Why 80raises riskLiquidity: current ratio 2.82, cash €779Last filed accounts filed 30 days late; 1 of the last 3 latelowers riskSize: total assets €233,083Founded in 1999Show the evidence
Checked score
Score 2025
80
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 27% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency
99-1
equity 73.6% of total assets
Liquidity
40-10
short-term debt 26.4% · cash 0.3%
Profitability
16-3
return on assets -2.1%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● unchanged vs 11-2024
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025
09-2025: 0.9%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 0.3%▼ -0.6 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026lowest value
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.4 percentage points vs 07-2026
09-2026: 0.5%▼ -0.2 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.82, above the usual 1.5; short-term debt: 26.4% and cash: 0.3% of total assets), and 26.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 62% on solvency, 23% on liquidity, 15% on profitability and 7% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
30 days late
2024
30 days late
2023
61 days late
2022
30 days late
2021
30 days late
2020
152 days late
2019
153 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 69 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Back to profitnet €2,114
Key points
By topic
Board & ownership
- Board
- 1 member
- VAN HEMEL Jozef Eugeen Leonia AlbertDirector
Timeline
- Events
- 29
- Since
- 2001
- Next accounts
- by 31-07-2027
- 30-09-2024Annual accounts filed
- 24-11-2023Resignations: VAN HEMEL Jozef Eugeen Leonia Albert…
- 30-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 12-07-1999
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 24
- Annual meeting
- 25 May at 15:00
- Purpose
- “Alle bankactiviteiten; Het optreden als gevolmachtigd agent van de Vaderlandsche Spaarbank…” (deed in Dutch)
Key facts about SUSY SCHOOFS
- What is the company number of SUSY SCHOOFS?
- 0466.519.817. In Belgium the VAT number is the company number with BE in front: BE 0466.519.817.
- Where is SUSY SCHOOFS based?
- The registered office is at Kerkstraat 25, 2275 Lille.Company details
- What is the legal form of SUSY SCHOOFS?
- Public limited company (NV).
- When was SUSY SCHOOFS founded?
- On 12-07-1999.
- Is SUSY SCHOOFS still active?
- Yes, SUSY SCHOOFS is an active enterprise in the KBO register.
- How many employees does SUSY SCHOOFS have?
- On average 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of SUSY SCHOOFS?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is SUSY SCHOOFS profitable?
- In financial year 2025, SUSY SCHOOFS made a loss of €4,898.
- Where can I find the annual accounts of SUSY SCHOOFS?
- SUSY SCHOOFS filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SUSY SCHOOFS due?
- By 31-07-2027, for financial year 2026.Timeline
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