SUSTESCO
ActiveSUSTESCO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167k and a net result of €149. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-24
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 62.73 against 47.5 in 2024), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
0.1%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
1 d early
2022
2 d early
2021
16 d late
2020
on the day
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€167k▲ 0.1%
2024 · €167k
2018: €63k
2019: €91k
2020: €98k
2021: €109k
2022: €135k
2023: €159k
2024: €167k
2018 → 2025
Total assets
€170k▼ 0.4%
2024 · €171k
2018: €73k
2019: €104k
2020: €106k
2021: €117k
2022: €144k
2023: €170k
2024: €171k
2018 → 2025
Net result
€149▼ 98.2%
2024 · €8k
2018: €7k
2019: €29k
2020: €6k
2021: €11k
2022: €26k
2023: €24k
2024: €8k
2018 → 2025
Working capital
€167k▲ 0.3%
2024 · €166k
2018: €63k
2019: €90k
2020: €97k
2021: €108k
2022: €134k
2023: €158k
2024: €166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€135k▲ 24.2%€159k▲ 17.6%€167k▲ 5.1%€167k▲ 0.1%
Operating result€18k-€41k▲ 130%€37k▼ 9.0%€12k▼ 68.1%€398▼ 96.7%
Net result€11k-€26k▲ 140%€24k▼ 10.0%€8k▼ 65.5%€149▼ 98.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 97% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€715▼ 31.1%
Current assets
€169k▼ 0.2%
Equity and liabilities €170k
Equity
€167k▲ 0.1%
Debt
€3k▼ 21.1%
The debt ratio falls from 2.4% to 1.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€720▼
2024 · €12k
Cash flow
€471▼
2024 · €8k
Solvency
98.1%▲
2024 · 97.6%
Current ratio
62.73▲
2024 · 47.50
Quick ratio
62.73▲
2024 · 47.50
Debt / equity
0.02▼
2024 · 0.02
ROE
0.1%▼
2024 · 4.9%
ROA
0.1%▼
2024 · 4.8%
Interest coverage
7.37▼
2024 · 165.44
Debt
€3k▼
2024 · €4k
Debt ≤ 1 year
€3k▼
2024 · €4k
Income taxes
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€170k▼
Fixed assets21/28€1k€715▼
Tangible fixed assets22/27€368€45▼
Land and buildings22€96€0▼
Furniture and vehicles24€272€45▼
Financial fixed assets28€670€670▼
Current assets29/58€170k€169k▼
Amounts receivable within one year40/41€12k€4k▼
Trade receivables40€3k€0▼
Other amounts receivable41€9k€4k▼
Current investments50/53€139k€150k▲
Cash at bank and in hand54/58€9k€16k▲
Deferred charges and accrued income490/1€10k€761▼
Equity and liabilities
Total equity and liabilities10/49€171k€170k▼
Equity10/15€167k€167k▲
Contributions10/11€6k€6k=
Reserves13€160k€160k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€160k€160k=
Profit (loss) carried forward14-€149
Amounts payable17/49€4k€3k▼
Amounts payable within one year42/48€4k€3k▼
Trade debts44€4k€601▼
Suppliers440/4€4k€601▼
Taxes, remuneration and social security45€55€2k▲
Taxes450/3€55€2k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€505€518▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€323€323=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€14k€3k▼
Operating profit (loss)9901€12k€398▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€74€98▲
Recurring financial charges65€74€98▲
Profit (loss) for the period before taxes9903€14k€2k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€8k€149▼
Profit (loss) for the period to be appropriated9905€8k€149▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€149▼
Transfer to equity691/2€8k€0▼
To other reserves6921€8k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €149 ▼98.2%
Net result drops to €149, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 47.50
Current ratio from 14.90 to 47.50; short-term debt falls from €11k to €4k.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150kEq €159k ▲17.6%
6 profitable years in a row build equity to €159k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-09
Financial
Equity above €100kEq €109k ▲11.2%
4 profitable years in a row build equity to €109k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial
Highest result since 2018net €29k ▲283%
Operating result €47k, net result €29k, both a record.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldlaan 92/948300 Knokke-HeistGround area
460 m²
Building footprint
331 m²
Volume, LiDAR
4,204 m³
Parcel 31013A0891/00A000, Flanders · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SUSTESCO
since 20132.215.698.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0891/00A000 | Flanders | 460 m² | 1 · 331 m² | 21.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Champex
BE 0791.443.091
Gent · Eq €167k
MANAGEMENT, CONSULTING AND LIST BROKING SERVICES
BE 0432.115.697
Lier · Eq €167k
DC DAK
BE 0478.236.427
Nazareth-De Pinte · Eq €167k
SMARTIMMO
BE 0899.570.872
Sint-Gillis (bij-Brussel) · Eq €167k
maat
BE 0729.758.516
Kortenberg · Eq €167k
Of 24,424 companies in sector 82990 we hold annual accounts for 9,361. 7,041 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2012
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.