SUS
ActiveSummary
The computed 12-month bankruptcy probability of SUS is 3.3% (moderate). The 2025 annual accounts show negative equity (-€5,151) and a net result of -€36,651. Its solvency ranks better than 25% of 16,996 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 21-03-2024 Normal situation
- Activity
- Cafés and bars NACE 56301and 3 others
- Establishment unit
- 2.358.357.535 3740 Bilzen-Hoeselt, since 21-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Board and ownership
Board
- NIJST Anke Wendy JeanDaily manager
- NIJST Marijke Daniëlle AlbertDirector · since 21-03-2024
- NIJST Marjolein Ghislaine PierreDirector · since 21-03-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.3%
Annual accounts 2025
- Gross margin
- €20,236
- Turnover
- ≈ €210,000
- estimated
- Loss
- €36,651
- Equity
- -€5,151
- Total assets
- €355,041
- Staff
- 0.2 FTE
- Negative equity on 31-12-2025
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2024Liquidity: current ratio 0.12, cash €5,199lowers riskSize: total assets €355,041Show the evidence
Checked score
Score 2025
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in food and beverage service (NACE 56)
Financial strength
Weak
Solvency
24
equity -1.5% of total assets
Liquidity
47
short-term debt 18.2% · cash 1.5%
Profitability
6
return on assets -10.3%
Bankruptcy probability within 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 3.9%
05-2025: 3.9%● unchanged vs 04-2025
06-2025: 4.1%▲ +0.2 percentage points vs 05-2025
07-2025: 4.4%▲ +0.3 percentage points vs 06-2025
08-2025: 4.6%▲ +0.2 percentage points vs 07-2025
09-2025: 4.9%▲ +0.3 percentage points vs 08-2025
10-2025: 4.9%● unchanged vs 09-2025
11-2025: 5.3%▲ +0.4 percentage points vs 10-2025
12-2025: 5.2%▼ -0.1 percentage points vs 11-2025
01-2026: 5.1%▼ -0.1 percentage points vs 12-2025
02-2026: 5.5%▲ +0.4 percentage points vs 01-2026
03-2026: 5.6%▲ +0.1 percentage points vs 02-2026
04-2026: 5.6%● unchanged vs 03-2026highest value
05-2026: 5.6%● unchanged vs 04-2026highest value
06-2026: 5.6%● unchanged vs 05-2026highest value
07-2026: 5.6%● unchanged vs 06-2026highest value
08-2026: 3.2%▼ -2.4 percentage points vs 07-2026lowest value
09-2026: 3.2%● unchanged vs 08-2026lowest value
10-2026: 3.3%▲ +0.1 percentage points vs 09-2026
11-2026: 3.3%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.12, below 1. Short-term debt is 18.2% and cash 1.5% of total assets. Equity is negative.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 25% of them on solvency, 42% on liquidity and 20% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 14-07-2026 at the NBB
Turnover
≈ €210,000
Estimated: probably between €100,000 and €450,000
Total assets
€355,041
Net result
-€36,651
Working capital
-€56,587
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €355,041
Fixed assets
€346,974
Current assets
€8,067
Equity and liabilities
Equity-€5,151
Debt€360,192
Equity is negative. Debt (€360,192) exceeds the balance-sheet total (€355,041).
Key figures and ratios
EBITDA
€1,009
Cash flow
-€15,016
Solvency
-1.5%
Current ratio
0.12
Quick ratio
0.09
ROA
-10.3%
Interest coverage
0.06
Debt
€360,192
Debt ≤ 1 year
€64,654
Debt > 1 year
€295,538
Staff costs
€14,639
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Staff
| Item | 31-12-2025 |
|---|---|
| Average over the year, in full-time equivalents | 0.2 |
| Joined | 104 |
| Left | 104 |
Source: social balance sheet in the 2025 annual accounts
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €368,609 |
| Depreciation and write-downs of the year | €21,635 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €14,639 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,635 |
| Other operating charges640/8 | €4,588 |
| Gross operating margin9900 | €20,236 |
| Operating profit (loss)9901 | -€20,626 |
| Financial income75/76B | €11 |
| Recurring financial income75 | €11 |
| Financial charges65/66B | €16,036 |
| Recurring financial charges65 | €16,036 |
| Profit (loss) for the period before taxes9903 | -€36,651 |
| Profit (loss) for the period9904 | -€36,651 |
| Profit (loss) for the period to be appropriated9905 | -€36,651 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €355,041 | |
| Fixed assets21/28 | €346,974 | |
| Tangible fixed assets22/27 | €346,974 | |
| Land and buildings22 | €321,817 | |
| Plant, machinery and equipment23 | €23,322 | |
| Furniture and vehicles24 | €1,835 | |
| Current assets29/58 | €8,067 | |
| Stocks and contracts in progress3 | €2,517 | |
| Stocks30/36 | €2,517 | |
| Amounts receivable within one year40/41 | €255 | |
| Other amounts receivable41 | €255 | |
| Cash at bank and in hand54/58 | €5,199 | |
| Deferred charges and accrued income490/1 | €96 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €355,041 | |
| Equity10/15 | -€5,151 | |
| Contributions10/11 | €31,500 | |
| Profit (loss) carried forward14 | -€36,651 | |
| Amounts payable17/49 | €360,192 | |
| Amounts payable after more than one year17 | €295,538 | |
| Financial debts170/4 | €295,538 | |
| Amounts payable within one year42/48 | €64,654 | |
| Current portion of amounts payable after more than one year42 | €18,208 | |
| Trade debts44 | €9,027 | |
| Suppliers440/4 | €9,027 | |
| Taxes, remuneration and social security45 | €7,832 | |
| Taxes450/3 | €6,908 | |
| Remuneration and social security454/9 | €924 | |
| Other amounts payable47/48 | €29,586 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€36,651 |
| + Depreciation and write-downs630 | €21,635 |
| Operating cash flow (approximation) | -€15,016 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,639 companies had the same profile as SUS has now. Two years later, 8.8% had gone bankrupt and 84.9% were still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.8%
went bankrupt
5.6%
stopped otherwise
84.9%
was still going
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SUS itself: 3.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for SUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-07-2026 | 2026-00290317 |
Board & ownership
Directors
Directors
3 directors, 1 in day-to-day management, no change since 2024
Board 3
NIJST Marijke Daniëlle Albert
Current
Director (not named in the articles) · since 21-03-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 14-07-2026
NIJST Marjolein Ghislaine Pierre
Current
Director (not named in the articles) · since 21-03-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 14-07-2026
NIJST Anke Wendy Jean
Current
Director (not named in the articles) · current term since 27-08-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 14-07-2026
Day-to-day management 1
NIJST Anke Wendy Jean
Current
Day-to-day manager · appointed in the act of 09-10-2024 · term without a fixed end
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Two directors jointly
deed of 25-03-2024Owners and capital
Shareholders
At incorporation
act of 25-03-2024 ↗
- SCHOUBS Jonas founder
- NIJST Marjolein Ghislaine Pierre founder
- NIJST Marijke Daniëlle Albert founder
- NIJST Anke Wendy Jean founder
Capital transactions
Capital over time
- 25-03-2024 Incorporation · 1,000 shares
Mandate history
3 people, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| NIJST Anke Wendy Jean |
|
| NIJST Marijke Daniëlle Albert |
|
| NIJST Marjolein Ghislaine Pierre |
|
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 25-03-2024 (in Dutch)
Network & group
SUS shares no director with another company.
Connections & network
3 current directorsThe network starts from the directors of SUS. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
2026
14-07
micro format · 17 days before the deadline
2024
09-10
Gazette deed
Appointment: Anke Nijst (director)4 points ▸
Gazette deed
Appointment: Anke Nijst (director)
4 points ▸
- General meeting, 27-08-2024
- Director appointment, Anke Nijst (director (not named in the articles))
- Board meeting, 27-08-2024
- Director appointment, Anke Nijst (day-to-day manager)
31-05
Gazette deed
Resignation: Anke Wendy Jean Nijst (director)Director discharge3 points ▸
Gazette deed
Resignation: Anke Wendy Jean Nijst (director)
Director discharge3 points ▸
- General meeting, 21-03-2024
- Director resignation, Anke Wendy Jean Nijst (director (not named in the articles))
- Director discharge, Anke Wendy Jean Nijst (director (not named in the articles))
25-03
Gazette deed
IncorporationAppointments: NIJST Marjolein Ghislaine Pierre, NIJST Marijke Daniëlle Albert and NIJST Anke Wendy Jean · Founder · Founding capital13 points ▸
Gazette deed
Incorporation
Appointments: NIJST Marjolein Ghislaine Pierre, NIJST Marijke Daniëlle Albert and NIJST Anke Wendy Jean · Founder · Founding capital13 points ▸
- Incorporation, 18-03-2024
- Founder, SCHOUBS Jonas
- Founder, NIJST Marjolein Ghislaine Pierre
- Founder, NIJST Marijke Daniëlle Albert
- Founder, NIJST Anke Wendy Jean
- Founding capital
- Registered office clause, “3740 Bilzen,Spurkerweg 4” (deed in Dutch)
- Board rule, 3, “vergadering” (deed in Dutch)
- Director appointment, NIJST Marjolein Ghislaine Pierre (director (not named in the articles))
- Director appointment, NIJST Marijke Daniëlle Albert (director (not named in the articles))
- Director appointment, NIJST Anke Wendy Jean (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- The act holds 1 more point.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
SUS in Dutch
Enterprise number
1007.405.772
Legal form
Private limited company
Status
Active, normale toestand
Founded
21-03-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 25-03-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 25-03-2024 (in Dutch)Registered office and establishments
Registered office
Spurkerweg 4, 3740 Bilzen-Hoeselt, Belgium
Establishment unit
SUS, Romboutstraat 19, 3740 Bilzen-Hoeselt since 21-03-2024 · unit number 2.358.357.535
Website
www.barsus.be/
E-mail
info@barsus.be
Activities
NACEBEL 2025VAT activities
56301
Cafés and bars main activity
47252
Retail sale of beverages, general range
56112
Limited-service restaurants, excluding mobile food services
56210
Event catering
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
Codes under NACEBEL 2008
56301
Cafés and bars main activity
47252
Retail trade
56102
Limited-service restaurants
56210
Catering
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 25-03-2024 (in Dutch)
“Cafés & bars; Detailhandel in dranken in gespecialiseerde winkels,algemeen assortiment; Overige detailhandel in voedingsmiddelen in…”
26 activities
- Cafés & bars
- Detailhandel in dranken in gespecialiseerde winkels,algemeen assortiment
- Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels,n.e.g
- Lease van intellectuele eigendom en vergelijkbare producten,met uitzondering van werken onder auteursrecht
- Catering
- Verhuren van panden
- Opleiding geven
- Workshops organiseren
- Coaching/personal trainer/lifestyle coach in de meest ruime zin van het woord
- Consultancy in de meest ruime zin van het woord
- Management in de meest ruime zin van het woord
- Wedding planner of activiteitenplanner
- Kledingzaak/conceptstore/bloemen
- Organiseren van babyshowers,vrijgezellen,..
- Uitbating restaurant,taverne,bakkerij,patisserie,koffiehuisje,tearoom,cocktailbar,…
- Organiseren van festivals
- Organiseren van alle soorten evenementen in de meest ruime zin van het woord
- Het uitbaten van gastenkamers,het verzorgen van de ontvangst en het ontbijt voor de gasten kortom het uitbaten van een bed and breakfast
- Het uitbaten van vakantiewoningen
- Het verschaffen van logies voor kortstondig verblijf,al dan niet in combinatie met het verschaffen van maaltijden
- De uitbating van automatische spelen en handigheidsspelen
- Verkoop aan de toog van eetwaren en dranken die ter plaatse verbruikt worden en,in het algemeen in een wegwerpverpakking aangeboden worden in cafetaria,in snelbuffetten zoals snackbars,sandwichbars en hamburgerrestaurants,in tearooms,ijssalons en dergelijke
- Kleinhandel in huishoudtextiel zoals tafelkleden,handdoeken,enzovoort
- Kleinhandel in decoratiemateriaal en woonaccessoires
- Verkoop van streekproducten
- De verhuur van fietsen,scooters en dergelijke
Invoicing and payment
VAT number
BE 1007.405.772
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 20:00
deed of 25-03-2024 (in Dutch)Recognitions · licences · registrations
Food safety, FASFC
1 siteBilzen-Hoeseltunit number 2.358.357.535
Sites & property
Location
Buildings and parcels at the addresses
Ground area
709 m²
Building footprint
420 m²
Building volume
588 m³
Tallest building: 10.7 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73006M0607/00A000 | Flanders | 355 m² | 1 · 318 m² | - |
| 73006G1010/00D002 | Flanders | 355 m² | 1 · 103 m² | 10.7 m · 2 |